You have evaluated the neighborhood and find that your improvement is consistent with general aesthetic and size parameters. You plan to remain in the house for some time. You find that a second mortgage payment will not strain your current monthly budget. You feel you can devote a certain amount of time towards planning the project. And finally, you are really sick of waiting in line to go to the bathroom in your own house!

Your next step is to create a project budget. Decide how long you plan on staying in your home. The length of time you intend to stay in a home will affect how much money you should invest in it. If you are going to stay in the home for more than ten years, you should spend as much as you are able to create the home of your dreams. Make a list of all your debts. You should include any debts you pay on a monthly basis, such as mortgages, car loans, credit cards, and any other items with a fixed monthly payment. This list should not include payments for groceries, utilities, telephone services, or other general expenses. Call this list your monthly expenses. Determine your total gross monthly income. Include all sources of income that you would list on a loan application.

You are ready to determine a project budget. Use the following steps for this process; I have plugged numbers into the formulas to demonstrate how each works.

STEP 1
Lenders use a simple Debt-to-Income (DTI) ratio to determine if a homeowner can afford the additional debt of a remodeling project. DTI Enter Your Total Monthly Expenses $2,860.00 Add the Estimated Monthly Payment for the Project +$775.67 Total $3,635.67 Divide the Total by Your Gross Monthly Income $7,950.00 DTI = 45.7% Each lender will approve loans at a specific DTI percentage (most lenders will tell you what their set DTI ratio is, if you ask). In this example, let us assume that the lender accepts DTI ratios of 45 percent. You are right at the cusp of qualifying. Provided your credit rating is good and you have plenty of equity in your home you will most likely be approved for this loan.

STEP 2
The next step is to determine the maximum monthly payment you can afford for remodeling. Multiply your monthly gross income amount by the lender's maximum DTI allowance, and subtract your current total monthly expenses, excluding the estimated remodeling payment. Gross Monthly Income $7,950.00 Lender's DTI ratio x.45 Subtotal $3,577.50 Less Total Monthly Expenses -$2,860.00 Maximum Affordable Payment = $717.50 Use this figure to determine the maximum available to you to borrow. In this case we assume that the home improvement loan is a fifteen year note at seven percent. The maximum you can borrow is forty-seven thousand dollars for your project given this monthly payment. There are many different options you can explore with your lender during this process. These options can sometimes increase the amount you can borrow; it is best to discuss this thoroughly with lenders. We discuss financing in more detail in the next section.

STEP 3
The final consideration for your budget is if there is any available cash to supplement what you borrow for the project. These are funds not being set aside for future financial obligations such as retirement, college, or other major purchases (like a new car). They are not required for monthly or general expenses as well. In this example let us assume that you have three thousand dollars in excess funds available for the project. This brings your maximum project budget to fifty thousand dollars. The budget now becomes the overriding parameter that drives the project. Every decision from this point forward is made according to the limits set by the budget. The next thing to consider is the percentage of the budget necessary for contingencies. Contingencies are unexpected items that present themselves during the course of the project. The guideline is to set aside between five and twenty percent of your budget for contingencies. The actual percentage depends upon the complexity of the project. For instance, a new roof generally does not require other ancillary items be repaired or altered in order to install the roof. Therefore the minimum contingency of five percent is usually sufficient. On the other hand, a large addition to your home involves many more trades and materials that likely require the maximum contingency of twenty percent. As a rule if any portion of your existing walls, floors, or ceilings must be demolished or opened up in order to install the new materials you need a contingency towards the maximum. Although a professional architect and/or contractor have vast knowledge of the construction process he or she does not have X-ray vision. Often times there are situations that complicate construction contained within these areas that cannot possibly be known about until the area is opened. For our example we will assume you are putting on a small kitchen addition (referred to as a “bump-out”). Since you will have to open up an existing wall but the work area is concentrated to a small portion of the house a contingency of fifteen percent should suffice.

This means that the budget for actual construction that you present to the architect is forty-two thousand five hundred dollars. This is the parameter you want your design professional to use. You hold the seven thousand five hundred dollars in reserve to address any unforeseen expenses that occur once the project begins. You protect yourself from scrambling for extra funds in the middle of the upgrade; if you do not use all of the contingency, and there is no rule that says you have to, then you complete your project under budget (heretofore an unheard of occurrence in remodeling)!

Both the front and back yards of our house offer a buffer between our home and the outside world. Often, especially in the case of backyards, they may be manipulated into a sanctuary outside, giving us a place to relax and enjoy the outdoors at home. Many weekend warriors find outdoor projects fun and rewarding challenges for their spring through fall months. However, sometimes an idea may be too grand or a space too oddly shaped for us to visualize how to put it all together. This is where a landscape designer** may be helpful. These professionals are the "exterior decorators" of the outdoors. They can help in a wide range of outdoor projects whether it be redesigning a whole yard or helping incorporate one feature into your greater masterpiece. They also have an extensive knowledge of plants that will help you find the right color and texture for your yard with a plant that will be happy in that area's light and soil conditions. Before hiring a landscape designer, you should first consider what you want to get out of your yard/project. After this you can begin interviewing different landscape designers to find one that will work with your ideas.

**Frequently today the terms landscaper, landscape designer, landscape architect, landscape contractor are used synonymously. For ease we have chosen to use landscape designer as a "Jack/Jill of all trades" in this article. Keep in mind that these professionals may use the different titles. Also, keep in mind that sometimes your project will require a team of landscape professionals as they may be more specialized. For example, you may hire one landscaper who does only pre-design of the project and hires out the labor to another contractor. Contents: Introduction

Part I: Determining Your Yard Project

One of the major hurdles to your landscape design or redesign will be deciding on what you want to change. Many times the change options can be overwhelming. However, if you concentrate on limitations and functionality of your living space, you will be better prepared to meet with a landscape designer. Here is a basic checklist of things to consider before contacting a landscape designer:

• The most important first step you can take is to determine your budget. Be honest with yourself and set your limit in advance. Once you get started with a landscape designer it can be tempting to stretch your budget. Your landscape designer will appreciate knowing in advance what budget to work in, and your wallet will too!
• **To save money, some do-it-yourself warriors may hire a landscape designer for only a plan and do all the physical work themselves. Many landscape designers will do this and include a list of plants and types of building materials for your reference. Knowing your budget in advance may help determine if this is the best option for you.
• Next you will want to consider your time frame. How quickly do you want things done? Do you need things done by a certain time for an event such as a wedding? Or are you interested in a tackling one area at a time and can spread it out over months or even years? The latter may be considered by those who are interested in purchasing plans but may do most of the physical labor themselves.
• Consider what will be the function of the landscaped space. Are you interested in a gathering place for entertaining guests; a play area for kids and pets; a private hideaway; or a garden for growing flowers and/or edibles? You may even be interested in a combination of more than one of these uses. Also, if you don't use your back or front yard much now, it may help to consider how a change to the space will make you use it more. Or if you are not interested in using it more, perhaps how a change to the design will help with self-maintenance.
• After you have considered the function of your new space(s), you will want to consider any of the hardscapes. These are areas such as patios, decks, paths or anything else that may mean putting down cement, wood, pavers, etc. Knowing what you would like to use for some of these areas will help the landscape designer determine cost and possible layouts. There may also be the chance that the landscape designer will need to contract out some of this work and this effect the price and/or the timeline.
• Think about any particular plants you want to either keep or incorporate into your yard. If you have a tree you want to protect or transplant this can effect design and cost. Or if you want more privacy you may want to consider the growth rate, height and coverage of a particular plant or plant type.

Part II: What to Look for in a Landscape Designer

After you have considered your budget, timeline, function, etc., you will be prepared to contact landscape designers and start to collect estimates. Like working with any other contractor, you should get at least three or more estimates and compare the landscapers available. Do research, review contracts and credentials and make certain you get all your questions answered. Many landscape design projects will not come cheap, so doing your homework will be worth your time and money. Here are a few things to look for when hiring a landscape designer:

• You may want to start in locating a landscape designer by asking friends, family and neighbors who may have first hand knowledge of their work. You may also search the phone book or an online database. More and more you may find examples of their work posted on online websites which may help in your initial selection process as well. Finally, check with local nurseries in your area as they will more than likely know quite a few landscape designers (and they might be able to give some "reference" input as to their reputation as well)!
• When you contact the landscape designer, ask them to come out to your home and view your yard first hand. This way they can get a good idea of the layout of your land and give a more accurate estimate. It is also helpful if you have a list of criteria, gathered during your pre-planning, to give them as a guide to follow.
• It will also be beneficial to look at a couple of the projects they have done in the past. Preferably they will be projects similar to your project's size and style. Many landscape designers will have pictures available, however, if possible try to see a couple sights in person.
• Like with any other contractor, you will want to get a bid before moving forward. Again, having a rough outline of what you want to see accomplished will help the bidding process.
• Ask for references and call them! One of the common errors people make is that they ask for references but then never follow up. Granted, references are rarely dissatisfied customers. But their insight on how the whole project and process worked for them can be invaluable when working out any details for the contract.
• Review licensing and insurance information. If the landscape designer and their crew will be working on your property, you want to make certain they are covered by their insurance. Also make certain they are going to apply for or help you apply for any needed permits. Any contractor that says, "You don't really need that." should be quickly shown the door!
• Once you have decided on a landscape designer, get a written contract for the project. This should detail cost, payment agreement (never pay all in advance!), timeline, materials included, labor included and any warranties. Also, consider any changes to the timeline or cost in advance. How much of a delay is acceptable if the weather turns bad? Is there any leeway on material costs?
• Know the details of any warranty - make sure to determine what is covered under warranty and for how long. What happens if plants die, the fountain breaks, etc.? Who do you contact if your fountain stops working after two years?
• Detail any sub-contracted areas on your project. Who will be sub-contracted, what will they be expected to do and who will be in charge of resolving any questions if the work is not 100% satisfactory.
• Consider the size of plants that will be included in the project. Many nursery plants will not see their potential size until later - sometimes years later. Consider if you want to pay more for a more mature sized plant or change the plant chosen due to its size and growth rate. Go over this carefully in advance with your landscape designer!

So your yard is perfect. You don't need anyone to change a thing or add anything new. But there is that little task of maintenance. Do you have the time to keep your eden in tip top shape? If not, you may want to consider hiring landscape maintenance. Here are some things to look for when hiring for landscape maintenance:

• Before you call, make sure to consider exactly what you want to see done. Is it just weeding, mowing and raking? Or do you also need special maintenance for your pond or pool? Also consider a schedule. What tasks should be done on a weekly, monthly or seasonally basis?
• Ask friends, family and neighbors for references. Check to see if there are already landscapers who come to your neighborhood. Also check with local nurseries. Check the yellow pages or online directories.
• Get estimates! Have the landscaper come out and see your yard. Give them a list of the exact tasks you want to see done. This way they can better see the size and scope of the projects and give you a better estimate.
• Ask for references and call them! Check on to see if they are punctual, neat, thorough and easy to work with. Find out if there is anything you should be more specific on in the contract to avoid any miscommunication.
• Check for business licence and insurance. They will be working on your property, make sure they have their own insurance to cover any accidents.
• Make sure they are aware of and respect local laws. Are they aware of watering restrictions, burn bans, etc.
• If this will be a long term agreement, then make certain to get a written contract. Even for a one weekend job you may want to get a contract to make sure there are no questions about what is expected. As with any contract, the more details the better. Specify cost, payment, timelines, warranties and delays in service.
• Discuss if there is any warranty on their work. If they are taking care of your coy pond and all the fish die, who is responsible?
• Discuss the types of chemicals they may use on your yard. If you have children and pets playing in the yard there may be certain products you do not want used! Discuss the type of equipment they will use. Do they expect to use any of your equipment? Do they have equipment that is safe and properly running?
• Keep in mind that working with a landscape maintenance crew can be a dynamic rather than static relationship. Make sure you continue to get good service and communication is open and easy. If at any time you feel you are not getting your moneys worth or being understood, it is time to end the contract. Don't just accept that this is "just how it is" or "they know better than I do." It is a business deal like any other and you should feel comfortable that you are getting the services you pay for.

Conclusion

It can be fun being the week-end warrior and master of your outdoor domain. However, sometimes the projects you have in mind for your front and/or back yard can be a bit overwhelming. Consider hiring a landscape designer for part or all of the project. You will learn some great design and technique ideas from them and save your back a bit too!

Welcome back to Rocky’s Corner! Last month we started Part 5 of an 8 part series of Preventive Maintenance Tips for your Home.

This month we will begin with Part A - tips for Spring. Every Spring-Part A

APPLIANCES:

• Vacuum coils under or behind refrigerators and freezers.

 AIR CONDITIONING UNITS: Central Air Conditioning

• Make sure the condensing unit located outside is not covered up with leaves, newspaper, etc.
• Change or clean the filters regularly.
• Be sure all access panels are secure, with all the screws in place.
• Set the thermostat in the cooling mode.
• Run your air conditioner for a few minutes now, before you need it.
• Schedule a maintenance call before it gets hot to have a technician check the following items:

1. Check for proper refrigerant (Freon) levels. A low level indicates a leak, to be found and repaired before adding Freon.
2. Check all electrical components and controls.
3. Clean evaporator and condenser coils, as needed.
4. Oil motors as needed.
5. Calibrate thermostat.
6. Check condenser for cracks.
7. Check filters.

AIR CONDITIONING UNITS: Evaporative Air Conditioning

• Clean unit; check belt tension and adjust if necessary; replace cracked or worn belt.
• Clean or replace air filter; clean condenser or evaporator coils and condensate drain; remove debris from outdoor portion of unit. AIR

CONDITIONING UNITS:  Wall and Window Air Conditioning

• Have your unit checked out to make sure it is working properly before you need it.
• Clean dirt, insects and debris from the grills and cooling fins.
• Replace dirty filters.

ATTIC:

• Make sure all your gable, soffit, and ridge vents are open to allow proper ventilation.
• Make sure insulation covers the entire attic floor; look into hiring a professional to add more to meet recently updated building codes and reduce future cooling and heating costs.
• Check to make sure your attic and/or whole house fans are working properly; consider installing attic or whole house fans.

CARBON MONOXIDE AND SMOKE DETECTORS:

• Change batteries and check to make sure they are operating properly.

CAULKING AND GROUT:

• Inspect caulking and grout around tubs, showers and sinks; considering replacing if necessary.

CLEAN CARPETING:

• Have your carpets cleaned regularly to remove the dirt and grit that can wear them out prematurely.

DOOR SILLS, WINDOW SILLS, AND THRESHOLDS:

Fill cracks, caulk edges, repaint; replace if necessary.

DRAIN-WASTE AND VENT SYSTEMS:

• Flush out system.

HEAT PUMP:

• Lubricate blower motor.
• If you didn’t have an annual check-up done last fall, schedule one now to have a certified professional to inspect the wiring, check belts (replace if needed), and oil the moving parts.

HOT WATER HEATING SYSTEM:

• Lubricate circulating pump and motor.

PEST CONTROL:

• Termites can cause thousands of dollars worth of property damage before the homeowner even realizes they have an infestation and other pests can threaten your family members and pets with bites and diseases
• Contact a pest control specialist for a free inspection and evaluation of your risk; and for hiring a regular service to keep your home free of all pests; including insects and rodents.

SCREENS FOR WINDOWS AND DOORS:

• Clean screening and repair or replace if necessary; tighten or repair any loose or damaged frames and repaint if necessary, replace broken, worn or missing hardware; tighten and lubricate hinges and closers.

WATER HEATER:

• Every six months you should turn off the power source and drain it completely until it is clear of sediment.
• Also inspect flue assembly (gas heater); check for leaks and corrosion.

ANTENNA:

• Check antenna and satellite dish supports for possible leak source.

BASEMENT AND FOUNDATION:

• Check grading for proper slope away from foundation wall. Inspect for cracks and moisture and repair if necessary.

DECKS, PORCHES AND EXTERIOR WOOD STRUCTURES:

• Check all decks, patios, porches, stairs and railing for loose members and deterioration, such as cracks, splintering, decay, and insect damage; treat wood, set nails and repair or replace rotted boards, as needed.
• If professionally cleaned, sealed and maintained, it should only be necessary to refinish and/or stain your wooden decks every two or three years.
• It is also necessary that surfaces be thoroughly cleaned and dried before adding another coat of stain or protective finish.
• Remove mold and mildew, fungus, tree sap, grease and bird droppings with the appropriate commercial deck cleaners (or homemade mixtures) and a stiff brushed broom.
• Clean mildew and fungus by mixing one cup of chlorine bleach per gallon of water; scrub and rinse well. Sodium bicarbonate works well to remove dirt, mildew and the weathered gray residue from sunlight degradation.
• Oxalic acid will remove metal stains around nails and dark tannin stains often found on redwood, cedar and oak.
• Use care and follow manufacturers’ directions when using these products, wear eye protection, long pants, long sleeves and gloves; cover surrounding vegetation with plastic and rinse well.

DRIVEWAY CRACKS:

• For asphalt, remove dirt and weed debris from cracks, spray with a high-pressure hose sprayer; treat with weed killer and patch with a special patching product.
• For concrete, the only alternative for cracked driveways and garage floors used to be removal and replacement, but these days there are overlayments that may be professionally applied to cover surface cracks as long as the concrete is still structurally sound.

Join me next month for Part 7 of our series on Preventive Maintenance Tips for your Home. Visit us at www.freminshomeimprovement.com

Clean up the outside.

• Curb appeal is the first impression of your house. Keeping the grass cut and the area tidy will help make a great first impression.
• Paint or wash the exterior of the house (including window casings, shutters, and doors).
• Wash the windows inside and out.
• Check the gutters and chimney.

Increase The Curb Appeal Of Any House. Simple, low-cost curb appeal and house makeover improvements that anyone can do in a weekend. Or, there are many landscaping companies that can help with the job if time is an issue.

Touch up the interior.

• Put a fresh coat of paint in the most used areas of the home. This will clean as well as brighten up the rooms.
• Wash the walls where paint is not appropriate (i.e. wall paper, paneling).
• Wash all floors and bathroom tiles.
• Shampoo dirty carpets.
• Get rid of clutter. Clean out your closets, garage, basement, and attic. Use shelf storage if necessary.
• Replace air filters to help keep the dust down.

Replace bathroom and kitchen fixtures that are worn or leaking.

• People will notice a leaking or worn-out faucet. By replacing these items, you will give a new look to the room.
• Clean under the sinks. If there are any leaks, fix them. Then clean up the damage using contact paper or paint.

Home Improvement Contractor. Find and research local contractors, and get free no obligation quotes on your home improvement projects.

Get rid of any bad smells in your home.

• Pay attention to pet or cigarette odors.
• Place scented potpourri around the house.
• On the day you're expecting a potential buyer, pop a batch of frozen cinnamon rolls, home-made bread, or an apple pie into the oven for a great aroma.

Garden (noun): a) plot of ground where herbs, fruits, flowers, or vegetables are cultivated b) a rich well-cultivated region c) a container (as a window box) planted with usually a variety of small plants [Merriam-Webster Online]. As seen in the preceding definition, gardens can be functional providing herbs & veggies or they can be landscaped areas of beauty with flowers and other cultivated plants. Whether for an apartment with window boxes and porch containers or a house with acres to play, everyone can create a garden if they want one. There are many wonderful resources online that can help those who want to add plants around their home environment.

First we collected some good, free, online landscaping planners that help you plot out your yard and garden before you plant a single seed. Most come with some plant information but we have also collected a list of plant reference sites that detail plant climate preferences, light requirements and much more. Finally, we have listed sites that offer ideas for unique and complex garden solutions or not so common alternatives to liven up your bit of green.

Part I:

Planning Your Garden Masterpiece Part of the fun of gardening or landscaping a home are the random finds at the local nursery. Ooh! That hasta is beautiful and would look great next to my window! Never mind the poor sage that now gets no light and begins to wither away! Granted this doesn't always happen and not everyone has the time (or the budget) to pre-plan and selectively purchase everything for their yard at one time. However, free online landscaping tools are easy to use and are a fun way to get a little more structure to your garden before you start tossing dirt around. Most of these planners are ideal for large scale sketches. Once the big picture is sketched out, you can more easily concentrate on the smaller parts of the project. It is easy to become overwhelmed by all the plant choices and concepts you may like to try around your home. Having a plan eases the work of the anxious gardner working towards a larger masterpiece. Better Homes & Gardens Plan-a-Garden www.bhg.com Website: Plan-a-Garden lets you design anything from a patio-side container garden to your whole yard. Use your mouse to "drag-and-drop" more than 150 trees, shrubs, and flowers. Add dozens of structures like buildings, sheds, fences, decks -- even a pond. Homecheck Review: You must sign up for online membership to access, but it is free. Opening quick tips offers the only tutorial. Plants are more ‘cartoonish’ which makes it easier to draw out spaces but doesn't help the plant-challenged who may not know what the heck a real Heuchera looks like! There is a option for more plant info that offers info about temperatures and growth height; but very basic at best. I do really like the drag-and-drop with the mouse to place objects. Also easy rotation, zooming and hiding controls. Don’t forget to save your garden; one perk to having an online account is that you may save work on projects and come back to them later. gardenplanner www.smallblueprinter.com/garden/ Website: Arrange plants, trees, buildings and objects using an easy to use 'drag and drop' interface. Use tools to quickly create paving, paths and fences. Then produce a high quality color print out of your design. Homecheck Review: This is a paid program but there is a free trial version you may download to your computer or try online.This program is very basic with both objects and their shapes. This is a better concept planner where you can draw out what you want the yard to look like and then fill in plant details later. Program itself is easy to use, just click drag and click you objects wherever you want. Homestore.com The Garden Designer www.homestore.com/homegarden/gardening/tools/landscapeplanner/ Website: Homestore.com's Garden Designer is the easiest way to visualize the perfect outdoor design! Homecheck Review: There is a simple introduction to the program that gives information by answering common questions. There is no membership requirement to use this program. Like the others it includes a drag and drop interface. Objects are easy to size. Although plants are again clip art, they do offer more variation in look so it is easier to distinguish which plants you place on your grid. However, no information about plant lighting, size and other details are provided. Quick and easy to use, just have a good idea of your plants ahead of time. Lowe's Landscape & Garden Planner www.lowes.com Website: If your outdoor inspiration needs a little help, here is the tool you need. Use Lowe's Landscape and Garden Planner to help build the yard of your dreams. With our design tool, garden and landscape planning are as easy as clicking and dragging. Homecheck Review: This site does request user registration to use freebies. It offers free online newsletters at the time of registration and you can opt out if you choose. Once in the Planner there is a great opening tutorial - turn on your speakers as it is narrated! This program is easy to use with a point-and-click and drag-and-drop tools. When you begin your layout you will be prompted for width and depth of the lot and your region on the US climate map. Hardscapes or objects like your home, driveway and fence are basic images. Plants are listed by sun requirement and type. Plant pictures are basic drawings rather than real images which is not as fun to plan with for those of us with less plant knowledge. Nice features include the sectioning off of areas on the plan so you may work on smaller plots one at a time and printable shopping lists of of your design. NOTE: I used this site the first time a couple of months ago (1/05) and LOVED it, great detail and real images of plants! Recently when I reviewed it again (6/05) it was too simplistic and buggy - many of the radio buttons brought up 0 options to choose from when I logged in the first two times; at the third log-in things started working. And now cookie-cutter-clipart plants rather than images of the real thing? What were they thinking? Blah! Not sure what happened to this once awesome program? Still good and easy to use but not as stellar as before.

Part II:

Plant Reference Sites Solanum Tuberosum? I just wanted a potato... Sometimes the most frustrating or overwhelming aspect of planning your yard can be finding the right plants. Knowing your climate zone is only the first part of the battle. A plant's happiness in your yard will depend on sun exposure, watering, soil make up and all other types of fussy tid bits.Then there is the not so obvious questions of what will the plant look like in 5-10 years. Having a good book to flip through is a good start. The power of the internet is that you have the ability to refine searches and find new hardier plants that may not have been originally strong enough for your region. Below are some online plant guides that can help demystify the abundant world of flora. BBC Gardening Plant Finder www.bbc.co.uk/gardening/plants/plant_finder/ Website: Look up detailed information about thousands of plants using our searchable database. You will find descriptions of the plants and tips about growing them. Homecheck Review: Okay, we know it is not local and there are certain quirks - using centimeters instead of inches!? But seriously, this is an easy to use database. The pictures are great and there are good short plant bios. Burpee www.burpee.com Website: The Burpee company was founded in Philadelphia in 1876 by an 18 year-old with a passion for plants and animals and a mother willing to lend him $1000 dollars of "seed money" to get started in business. Within 25 years he had developed the largest, most progressive seed company in America. By 1915 we were mailing a million catalogues a year to America's gardeners. Homecheck Review: Granted this is a site interested in selling products. But the garden wizard is easy to use and full of good information and pictures. A nice feature is the ability to describe what type plant you need: sun, sow, height and difficulty. The search results come with pictures that may be selected for more detail. This was an easy tool for getting information about vegetable garden plants. Again, due to the fact that they are limited to products they sell not every plant out there will be available for search. Dave's Garden http://davesgarden.com/pf/ Website: Welcome to PlantFiles, the largest plant database in the world with 101,549 entries, 76,918 images and 45,373 comments. Currently entries are from 350 families, 3,587 genera, 22,207 species, and 68,483 cultivars. PF continues to grow through the collaborative efforts of 11,388 gardeners from around the world, most notably the Uber Gardeners. Any registered user may add new plants, images, details, comments, and ZIP codes. Homecheck Review: Finally a database worth checking out! Easy to search, great pictures, and great information about how to sow, grow and maintain the individual plants. An extra plus is that visitors may post comments about their experiences growing the plants listed. HortiPlex Database from Garden Web www.gardenweb.com Website: The HortiPlex database contains plant images and data as well as links to information sources, images and vendors at other sites. Searches may be limited to: just those records with images or links to images; records with vendor links; or, records of botanical taxa. Homecheck Review: Some of the plants listed have information in the actual database which is provided users who leave remarks and pictures. For the most part this database lists other listings out there that reference a particular plant. It is bare bones and somewhat difficult as it is not at first obvious where to click for more information. Disappointing in that most plants only have links to other databases. Would be much better if more users participated and left remarks about the plants they have used or know about. GreenPlace.com (Part of Home & Garden Showplace) www.gardenplace.com Website: Need gardening information and inspiration? Help is just a click away. Homecheck Review: Number of plants are limited to the more common variety. Probably based on what the store carries as well. Easy to use search - really like the show everything option. Nice pictures of the plants. Information for the individual plants is basic, similar to what you would find on the the plant tag at the store. Home Depot Plant Guide www.plant-guide.com/HomeDepotForm.asp Website: Get the information you need to design your garden like a pro. Find out which plants are right for your landscaping project or learn about a particular plant you purchased at Home Depot. Homecheck Review: This site is easy to use. I find doing a broad search by climate and plant category to give the most results. When doing a search like this the results can be substantial (in the hundreds!). Results include list of scientific and common names. Clicking on selection takes you to a more detailed description that includes pictures, scale, uses and much more. For an online freebie, I really liked the usability of this tool. Martha Stewart Living www.marthastewart.com Website: Finding plants for your garden is as easy as picking the features that are most important to you. For instance, for plants that attract butterflies, check that box and your Zone, and click on Search. Homecheck Review: The plant search is very detailed. You may also want to browse by plant type if you are still in the broader planning stage. Pictures are good, usually of the plant feature, flower or fruit). The detail about the plants is wonderful. Definitely a great resource about most plants out there. Another fun addition to this planner is the ability to search plants by 'theme gardens'. Great lists and good way to plan various sections of your yard. Plants Database http://plants.usda.gov/index.html Website: The PLANTS Database provides standardized information about the vascular plants, mosses, liverworts, hornworts, and lichens of the U.S. and its territories. It includes names, plant symbols, checklists, distributional data, species abstracts, characteristics, images, plant links, references, crop information, and automated tools. PLANTS reduces costs by minimizing duplication and making information exchange possible across agencies and disciplines. Homecheck Review: It is not the easiest to browse this database. However, if you know what particular plant you are looking for it is probably in here. Plant information is more scientific. Some plants have pics and some do not. Best for general information about your plants but not necessary a gardening tool. Rock Garden Database www.kadel.cz/flora/kvSearch.html Website: Welcome to the Rock Garden Plants Database. It contains 11253 species with 560 photos and is still growing. For each plant you will find here known synonyms of its name, short description, territory and altitude of its natural location, size, color, bloom, if it is calciphile (Ca+) or calciphobe (Ca-), its type (rosette etc.), cultivation and propagation. Homecheck Review: This site is specialized but has some fun information. Not easy to search but fun to browse. A work in progress shows but still information about plants that aren't as common. MORE SEARCHING... Check out local nursery websites as well. Many of these sites list their plants with pictures and all kinds of good information. Plants will be limited to their selection, but it is another fun way to browse the possibilities. Part III: Unique & Complex Garden Solutions Rooftop need a bit of green? Want to soften and add a natural retreat to your patio? Apartment living have your options limited? No problem! These sites give great ideas for complex and limited spaces. They also offer ideas for container gardens or unique features that any home may enjoy. Finally, these sites also offer advice for various garden problems. We have collected a few examples below. Not every subject for each site is listed below; so take a look at the main link and see what other helpful treasures you may find. About.com-Gardening http://gardening.about.com/ Garden Pests: The following photos illustrate some insect pests and diseases you may encounter in your garden. Mole Control: Mole holes are unsightly on lawns and can be disruptive to the root systems of garden plants. Xeriscape Gardening: Xeriscaping was a term coined back in 1970s in Denver, CO, to mean water wise or water efficient landscaping. Better Homes & Gardens http://netscape.bhg.com/ Container Garden: Create a movable feast of color to match your needs -- whether you live in a country cottage or a New York sky rise. Water Garden: Use water to add sound, sparkle, and movement to your landscape. Wildlife Garden: Make your garden into a delightful refuge for wildlife creatures. Do It Yourself Network www.diynetwork.com/diy/gardening Condo Garden: Even those who live in apartments or condominiums, where space is truly at a premium, can convert a tiny area into an idyllic garden that satisfies the senses and soothes the soul. Container Gardens: Artist and gardener Keeyla Meadows enjoys using containers to experiment with plant textures and colors. Paul James, host of HGTV's Gardening by the Yard, explains how to use container plants creatively. Small Space Garden: Small-space gardening can be a challenge. This segment describes a small Chicago garden that had too much sun on one side and too much shade on the other. Urban Garden: How to transform small spaces into fresh, stylish areas of tranquility, using hip hardscapes and cold hardy perennials. Water Garden: Pond builder Richard Koogle of Lilypons Water Gardens offers advice on maintaining a water garden. Wildlife Garden: [Many subjects from attracting humming birds and butterflies to deterring deer from your yard with plant choices.] Environmental Design & Construction www.edcmag.com Rooftop Garden: The garden roof assembly or “green roof system” has been available in the United States for more than 70 years. Construction consists of two equally important phased applications: the waterproofing application and the garden assembly. The ultimate success of a rooftop garden depends largely on the proper design and installation. Garden Guides www.gardenguides.com Container Garden: Even the smallest patio or porch can boast a crop of vegetables or a garden of flowers in containers. Planter boxes, wooden barrels, hanging baskets and large flowerpots are just some of the containers that can be used. See other Tips & Techniques Organic Gardening www.organicgardening.com Organic Garden: We've gathered the basics of organic gardening for you here. You'll be able to find where to get your soil tested, learn how to manage pests without using chemicals, and read growing guides for vegetables and flowers. Conclusion The above collection of resources is only the beginning. Many more articles, blogs, photographs, and other tid bits about gardening are available on the web. Hopefully this article served to illustrate what a great resource the Internet can be when planning and improving your garden. We have covered landscaping planners, plant reference guides and various garden solutions from problems with pests to space. If you find some of the bits in this article resourceful, be sure to bookmark this page to review it in the future. Happy gardening!

Every Fall

SMOKE AND CARBON MONOXIDE DETECTORS:

• Change batteries and check to make sure they are operating properly.
• Also consider installing a carbon monoxide detector if you don’t have any.

CLEAN CARPETING, UPHOLSTERY, DRAPERIES AND AIR DUCTS:  

• Have your carpets, upholstery and draperies cleaned regularly, once every 12 to 18 months, to remove the dirt and grit that can wear them out prematurely.
• Consider having the air ducts in your home cleaned if family members suffer excessively from respiratory infections, asthma or allergies; if there is visible mold growth inside ducts or on other components of your heating and cooling system, the ducts are infested with insects or rodents. Excessive amounts of dust and debris and/or particles are actually released into the home from your supply registers.

DRAIN-WASTE AND VENT SYSTEM:

Flush out system. HEATING:

Forced Warm Air Heating System

Before turning on your unit, make sure nothing flammable has been stored next to the furnace over the summer. Also, change the filters regularly. Be sure all access panels are secure, with all the screws in place. Be sure the thermostat is set in the heating mode. Run your heater for a few minutes to burn off the dust that usually collects on the heat exchanger over the summer (don’t worry, that smell is normal) and to make sure it is in working order before you need it. Arrange for service calls before the start of heating and cooling season to get better attention and have more flexibility when scheduling appointments. Consider hiring a pro to perform a furnace maintenance check-up, including these steps:

1. Inspect thermostat for proper operation.
2. Inspect filter and change or clean as needed.
3. Check all electrical components and controls.
4. Oil motors as needed.
5. Inspect heat exchanger for possible cracks, which would introduce carbon monoxide into the living space.
6. Check airflow. If diminished, it may be necessary to clean the evaporator coil and ductwork.
7. Check air fuel mixture, where appropriate.

Gas Burner 

•  Clean burners and ports, or have them professionally cleaned.

Oil Burner 

•  Have your oil burner professionally serviced; lubricate fan and motor bearings.

Thermostat

•  Clean heat sensor, contact points, and contacts; check accuracy.

Heat Pump

· Schedule an annual service call to have a certified professional to inspect the wiring, check belts and replace if needed, and oil the moving parts. Arrange for service calls before the start of heating and cooling season to get better attention and have more flexibility when scheduling appointments.

Hot Water Heating System

•  For steam heating, check shutoff valve for leaks and drain lower water cut-off per manufacturers’ instructions. Lubricate pump and motor; bleed air from radiators or convectors.
•  Oil-fired Boilers
• Hire a professional for annual maintenance including flue cleaning, a fuel-filter change, cleaning and adjustment of the jets. Arrange for service calls before the start of heating and cooling season to get better attention and have more flexibility when scheduling appointments.

DOORS AND WINDOW WEATHERSTRIPPING:

• Check the weather-stripping around all doors and windows and replace it if necessary to reduce drafts. And the loss of heated air.
•  Make sure the weather-stripping on the door between your garage and home is intact to reduce the risk of carbon monoxide poisoning.

FIREPLACE AND CHIMNEYS:

•  The most important maintenance to do regularly is to have a pro clean your flue liners in order to prevent the build up of creosote.
•  Have your wood burning fireplaces and stoves inspected annually and cleaned and repaired as required to prevent chimney fires, carbon monoxide poisoning and mortar and flashing failure.
•  Water leaks can also cause your mortar to deteriorate prematurely.
•  Consider installing a chimney cap to protect your chimney from water, debris and critters.

STORM WINDOWS AND DOORS:

•  Inspect all windows and doors-replace any cracked or broken glass, tighten or repair any loose or damaged frames and repaint if necessary; replace broken, worn or missing hardware; tighten and lubricate door hinges and closers; check for broken or missing glazing.
•  Consider installing a chimney cap to protect your chimney from water, debris and critters.

GARAGE DOORS:

•  Clean and lubricate hinges, rollers, and tracks; tighten screws.
•  If serious repair is required, consider replacing.

PEST CONTROL:

•  Remember, insects and other critters would naturally prefer to come indoors out of the rain and cold, if possible, as winter sets in.
•  Make sure all vents and other openings are covered and spray for insects along perimeter of house. ·

WATER HEATER:

•  Every six months you should turn off the power source and drain it completely until it is clear of sediment.
•  Also inspect flue assembly (gas heater); check for leaks and corrosion.

EXTERIOR CAULKING:

•  Inspect caulking around exterior doors and windows, replace if necessary.

BASEMENT AND FOUNDATION:

•  Check grading for proper slope away from foundation wall.
•  Inspect for cracks and moisture repair if needed.

DECKS AND OTHER EXTERIOR WOOD:

•  Inspect exterior wood for cracks, splintering, decay, and insect damage; treat and repair as needed.
•  Keep decks clean, removing wet leaves and debris that can cause staining or encourage wood decay, mold and mildew growth.
•  Having your deck professionally cleaned and sealed can add years to its life.
•  Repair hinges and latches on your gates.

GUTTERS AND DOWNSPOUTS:

•   Clear/install/repair gutters and downspouts and make sure the runoff is directed away from your home so it can not erode the soil around the foundation or run into your basement or crawl space.
•  Install gutter accessories to divert water, channel underground drain lines into existing yard drainage or storm sewers, or consider installing a dry well at the end of the drainpipe to slowly distribute the water to surrounding soil.

LANDSCAPING: 

• Cut back any trees or shrubs that are touching the exterior. 
•  Check with a local gardening service or your county extension agent for information about appropriate measures in your area for fertilizing, thatching, aerating and reseeding lawn and controlling disease and insects in all your landscaping

PIPES: 

• Check your pipes for rust or white lime deposits that may indicate a leak is starting, replace if necessary. 
• Check for leaking around the outside hose bibs.
•  Install insulation around outdoor water pipes to protect from freezing.

ROOF: 

• Check for warping, aging, moss, and cracking making sure that shingles, shakes or tiles are sound; repair or replace as needed.
•  Inspect the flashing around chimneys, skylights and vents.
•  Seal cracks or openings where water could penetrate. ·
• If you see significant damage or wear, consider contacting a roofing specialist to give you a bid on a roof replacement. · Do NOT cover air vents or turbines.

SIDING: 

• Inspect siding (especially on the south and storm sides of the house) for evidence of deterioration, including cracks, splintering, decay, and insect damage; clean, treat and repair as needed.

o Brick and stone: check joints between wood and masonry. Waterproof or repaint if necessary.
o Wood: look for lifting or peeling paint, splitting wood or areas where the wood grain is separating. This is evidence that water is getting into the siding.
o Stucco: a chalky residue that rubs off on your hand is evidence of oxidation, a deterioration of paint or color coat that reduces stuccos’ insulating value. If the stucco is cracked, this allows water to get in around windows and doors.
o Trim: look for peeling paint on the fascia boards, windowsills and sashes that could allow water in to form mildew and fungus on the interior of your home behind curtains, blinds and window coverings.

This concludes our 8 part series on Preventive Maintenance Tips. I hope that you have enjoyed this series and that these tips will make for a more enjoyable home. Join us next time on “Hiring A Contractor.” Visit us at www.freminshomeimprovement.com