Skip to main content
home check map image

Search such categories as , , ,

searchPage

, ,

searchPage

, , , ,

searchPage
Featured Articles

Home Appraisal

What to Expect & How to Prepare

Article Thumbnail Small

The Appraisal Foundation - USPAP (Uniform Standards of Professional Appraisal Practice) defines an appraisal as "The act or process of developing an opinion of value." This valuation is a determination of your property's market value - what it will likely sell for on the open market. So how is this "valuation" determined? Why does the idea of getting an "opinion of value" create so much apprehension about the process? What can you do to make your home appraise better, if anything?

What do you do if your home doesn't appraise well?
elow are commonly asked questions that hopefully will give some clarity about home appraisals. What is a home appraisal? A home appraisal is a survey of a home by a professional for their opinion of the property market value. In most cases an appraisal is done for a bank when a home is being approved for a loan for the home buyer. The home appraisal is a detailed report that looks at such items as the condition of the home, the neighborhood, what similar homes are selling for, and how quickly similar homes sell (to name a few). The appraisal may be a sales comparison or a cost/replacement opinion of value. There is also an income appraisal, but this is done primarily with commercial properties. The sales comparison will look at other properties in your neighborhood and what they are selling for and then figure how they compare to your home. With a cost/replacement opinion of value the appraiser is looking at what it would cost to replace the home if destroyed; this is more commonly used for new homes.
Important Note: An appraisal is not a home inspection! Appraisers only look for major concerns, they do not examine the home's full condition (i.e. examine the roof, appliances, etc.). For this reason a home inspection should still be requested by the home buyer before purchasing the home.

Who is an appraiser?
Appraisers are licensed by individual states and are held to strict ethical standards. Appraisers are the third party whose purpose is to give their opinion of the market value of a home. Ideally the appraiser should not be connected with anyone involved with the home transaction.

Who picks the appraiser?
When an offer is made on the house the appraiser will normally be determined by the lender. The lender may have their own appraiser or contract with an independent party. Sometimes the bank will allow the seller to choose an appraiser, but only when that appraiser is already well known to them.

Can the seller get their own appraisal done?
Yes. The home seller may commission their own appraisal before selling the property to determine cost. However, this will cost anywhere from $300-500 and the bank most likely will not accept this appraisal but request another to be done by their own contact.

If not by appraisal, how do I set the price for my home?
Home sellers can set the price of their home with the help of a REALTOR(r) using a comparative market analysis (CMA); the CMA is not a substitute for an appraisal but will give a good idea on setting an asking price (usually 5-10% more than the market price for your area).

How can you prepare your home for appraisal?
Prepare for your home appraisal like you would for a home sale. You are in essence re-selling your home. Make sure all the maintenance you can do is done; this includes clearing and trimming the yard to painting the house - hopefully most of this was already done for the sale and should at most need only a minor touch up. Be polite to the appraiser and give them full access to your home; work with them not against. Inform the appraiser of your home improvements. Let them know about the new windows, new floors, the finished basement, etc. And finally, don't be caught off guard. Do your homework! Know what similar homes are selling for in your neighborhood. This is something that should be done before setting your selling price. But in case your home has been on the market for a month or two, keep your research current. Let the appraiser know about similar homes and what they have sold for, especially if you know why a particular home that is like yours sold for less, let them know why your house is different.

What if the appraisal is low?
An appraisal that comes in lower then the asking price can jeopardize the loan and ultimately the sale. The lender will generally only loan up to 80% of the appraisers opinion of the home's value. The most common result is that the seller can lower their asking price. Or the seller and buyer can negotiate and meet at a price in-between. If the buyer still wants the home badly enough, they may put more money down; but this may still not guarantee their loan as the lender will still view it as negative equity. The final option is to dispute the appraisal. Before disputing with an appraisal, do your homework. Look at the homes in your community that have sold in the last 6 months and see what the differences are that may make your home more valuable. Perhaps there is a sale that the appraiser missed, perhaps other homes do not have the renovations and improvements you have done, perhaps the appraiser is not familiar with your type of home or neighborhood, etc. Building this case may be a good idea even before the appraisal. This will prevent you from getting rushed by the timeline after the appraisal is done. This is something you can ask for your REALTOR(r) to help with as they usually have a vast knowledge of your market area. Once you have the case, present it to the lender. They will likely get a new appraiser or request the same appraiser to reconsider it. If you do not want the same appraiser, make sure to specify this and ask for a second opinion.

What other aspects of the appraisal can hurt the loan?
By in far, the appraisers opinion of the home's value being lower than the asking price is the most detrimental. However, other factors may cause the lender to refuse the loan or require further contract negotiations. These concerns would result from property conditions that may require the home buyer to do more investing in the property to keep it valuable, such as upkeep on a private road. Your REALTOR(r) can help you with these types of objections and altering the contract to meet the lenders concerns.

The above is an introduction to answer some basic questions about the appraisal process. Please look at the links to the left for more detailed information. Now, if you are interested in what your home may be worth, check out Zillow for fun! This online program uses Google Maps to show what homes in your neighborhood are selling for or may be worth. Of course, I would suggest caution as the opinion of value given for most homes is rather high: http://zillow.com/ Happy appraising!

More Spooky Vacations

Haunted Hotels, Inns and Castles!

Article Thumbnail Small

Today thrill seekers can go skydiving, cliff jumping, white water rafting or paragliding, just to name a few. Looking for a little adventure, but it's too wet outside to play? Why not snuggle indoors and thrill your imagination with a haunted vacation? Many hotels, inns, and even castles offer spooky weekend getaways. Perhaps a friendly ghost will fold your clothes and lay them out on the bed; a mischievous one might turn on the lights and radio at 2:00AM; or perhaps one with a chip on his shoulder might give you a little "bump in the night" to remind you he's there. You might find it a good laugh or a little fun to shake up the fall and winter humdrums. Below we have expanded a short list of haunted places to stay. We tried to collect from across the US and added in a few international destinations just in case you wanted a ghost with an accent! Enjoy and have some fun! International Haunts: Ireland: Ross Castle | United Kingdom - England: The Feathers Hotel | Scotland: Comlongon Castle | Wales: Ruthin Castle Alabama - Birmingham: The Tutwiler Hotel The History: The original hotel was built in 1914. This hotel was the grandest in the south for its age. Financed by Colonel Tutwiler, its luxury was meant to entice the American and Steel Institute to host its annual convention in Birmingham. Although the original hotel was imploded in 1974, the Ridgley Apartments, also owned by Tutwiler at their inception, was renovated in 1986 as the new Tutwiler Hotel. Either way, the good Colonel owned these buildings, and wanted to keep them for good... The Haunting: Colonel Tutwiler himself haunts this establishment. As long as you mind your P&Qs he will generally leave you alone. He likes to turn on the lights and stoves every night. The staff learned that if they politely ask him to turn everything off, he has been quite obliging. Of course after a renovation in 2007, there does not seem to be as much ghostly activity. Or perhaps the Colonel is just biding his time... How to see it: Although this building is about a century old, it recently received a $9.2 million facelift in 2007 - so all the creature comforts are here. To spend the night, click here. Alaska - Anchorage: Historic Anchorage Hotel The History: The original Anchorage Hotel was established in 1916. In 1936, an Annex was added to accommodate the growing population of visitors. It is this Annex that is now the current hotel and was recently renovated in 1989. Some of the most famous guests include Will Rogers, Wiley Post and artist Sydney Laurence. The Haunting: This is the place to "see" a lot of ghost happenings. Supposedly specters are seen in the halls and objects like to move on their own. TVs turn on and off and faucets are left running by the spirited guests. There is not a particular story other than an abandoned bride, who took her own life when her husband-to-be got cold feet. There is also reportedly a man who walks up and down the stairs, but his reason for staying around is unknown. How to see it: Although a ghost log is not available online, it is rumored to exist - why not check it out in person. All the modern amenities are available to guests. To find out more about spending the night, click here. Arizona - Jerome: Jerome Grand Hotel The History: Built in 1926, this building was originally the United Verde Hospital. The hospital was built to be fireproof and withstand blasts from the dynamite mining nearby. One of the best hospitals in the west, it unfortunately was phased out when the mining in the area began to slow down and closed by 1950. The building stood empty until 1994; it had been a time capsule and was unchanged for 44 years. It is now being restored as a hotel with many of the rooms already completed and open for guests. The Haunting: Being a hospital, there were many patients that perished in its walls. However, there were deaths of two orderlies that many believed was murder. There is also one recorded suicide. When the building lay dormant for 44 years, locals claimed they would still see lights burning in the vacant building. Since being reopen, more paranormal activities have been noticed. The most common is for guests to feel temperature drops and hear coughing or labored breathing in empty rooms or corners of their own guestroom. One ghost is said to be a woman who died in childbirth. She is upset that her child was buried in an unmarked grave and prowls the grounds looking for the babe. How to see it: You may stay in the hotel today. Room rates begin at $110 and go up from there. Being the highest point in the Verde Valley, it offers some great views. And if you're lucky, maybe a glance at a ghost or two! To spend the night, click here. Arkansas - Eureka Springs: Crescent Hotel The History: Founded in 1886, the Crescent Hotel started its career as a sleek and elegant hideaway for the Victorian wealthy. However, not able to stay afloat the hotel closed. It was reopened in 1908 as the Crescent College and Conservatory for Young Women. But this school closed in 1924. In 1937 it was opened as a hospital and health resort. Norman Baker claimed to have a cure for cancer but was met with scrutiny as it came to light that he had no medical education. He was later imprisoned on mail fraud. It wasn't until 1946 that efforts were made to reestablish the hotel. The Haunting: Perhaps the fresh spring water under the hotel attracts spirits thirsting for a little human interaction. This hotel has many different haunted areas from guest rooms, to the lobby, to the grounds. Guests have seen a women in the hall, a tall man knocking on the doors, and former cancer patients and nurses to name a few. A long list of guest experiences can be found at the hotel's ghost website. How to see it: The hotel offers history tours for groups of 10 or more. Ghost tours are available by Eureka Springs Ghost Tours. For reservations and more information click here. California - San Diego: Hotel Del Coronado The History: Babcock and Story built this resort to be the "talk of the Western world" in 1888. Since then it was visited by presidents, foreign dignitaries, celebrities and heroes like Charles Lindbergh and Thomas Edison. The hotel was famous as a backdrop for "Some Like It Hot" starring Marilyn Monroe, Tony Curtis and Jack Lemmon. The Haunting: According to the hotel website, the tales of ghosts started with the untimely death of Kate Morgan. She was a guest in November 1892 that never left. She came to meet her estranged husband but he never showed. Kate was then found dead on the hotel steps leading to the ocean. She died of a gunshot wound to the head that was officially deemed a suicide. To this day some speculate it was murder. She likes to slam doors and randomly turn on the TV. Some have also seen an indentation in the sheets as if someone was sleeping there. There are other ghosts in the hotel as well that love to flicker the lights, provide cold spots and make some random noises. How to see it: Of course you can stay at this stunning resort and enjoy the spa, golf course, pool or take some surfing lessons. To find out more click here (Kate's room was 312, then renumbered to 3312 and now to 3327 - check with staff to verify your request). Long Beach: The Queen Mary The History: Her maiden voyage was May 27, 1936 but with the coming of WWII she was refitted and used as a troop ship housing 5500 souls by May 5, 1940. By the end of the war she was used to transport as many as 12,886 war brides and children from Europe to the U.S. and Canada on six voyages in four months. More war bride voyages would follow. It became a cruise ship in 1963. By 1967 it was purchased for Long Beach, CA to act as restaurant and museum with the first hotel rooms opening in 1972. The Haunting: The first class swimming pool has the most recorded ghost sightings and noises. Many women dressed in 1930 swimsuits have been sighted. But the spirits like to wander and have been seen in many parts of the ship - especially the engine room where two men were crushed to death by the heavy "Door 13". Those who take the self-guided walking tour of the ship have been spooked more than once! How to see it: Brave enough? Click here to find out how to spend the night and sign up for one of the Attractions @ Night tours including the Paranormal Shipwalk Tour, the Paranormal Investigation Tour, the Dining with the Spirits (Dinner and Tour), or the Twilight Historical Tour. The tours are technically enhanced to make certain you get a few jumps and spooks. The hotel also hosts a 'Terrorfest' of haunted mazes on Halloween. Colorado - Estes Park: The Stanley Hotel The History: Six miles from the Rocky Mountain National Park, this hotel has amazing views and offers a serene escape. F.O. Stanley created this hotel after moving to the west when forced to by poor health. Besides the hotel he helped to create the sewer, power and water supply for the area. A recent claim to fame is that a stay in this hotel inspired Stephen King's The Shining. The Haunting: Both F.O. and his wife Flora haunt the hotel. They are amicable ghosts that enjoy hanging about the rooms they loved so much such as the Billiard room and Ballroom. Rooms 407 and 418 have reputed activity of lights going on and off, noises and of course rascally kids playing in the nearby hallway. One story relates some guests checked out early as the kids playing in the hall kept them up all night. When the hotel staff looked at the register there were not any kids as guests (at least not any live ones!). How to see it: Not only can you spend the night but you can sign up for a Historic Ghost Tour that tells you all the history that has created a haunted playground. The hotel has fun with the reputation, click here for more information. Connecticut - New London: Lighthouse Inn The History: Originally known as Meadow Court, this home was a summer retreat for Charles Guthrie. Built in 1902, it was turned into an Inn in 1927. Among such famous guests as Bette Davis and Joan Crawford was Harry Rodvogin, a resident artist who lived at the Inn after his old friends Bill and Al Ronnick spotted him painting portraits on the street. Rodvogin is now recognized for the paintings he created and you can see his work in the local museums. The Haunting: One guest who hasn't left is the spirit of a bride who died falling down the main stairway on her wedding day. But she is rather harmless, she hangs out in guestrooms reading a book or walks around the halls looking a bit forlorn. Strange noises are also heard around the Inn on occasion but shouldn't disrupt a good nights sleep. How to see it: This Inn is now a resort offering such amenities as its own private beach and in-room spa services. To make your reservations, click here. Delaware - Bethany Beach: The Addy Sea The History: Built in 1902 by John Addy, this Inn was originally a family residence. After a wicked storm in 1927, the house was actually moved further back from the seashore. The original foundations were used as a BBQ pit and hang out until they were covered by sand over time. John Addy was a plumbing supplier and made the Addy house and his neighbors homes some of the most efficient and convenient in the area. This made it popular when it first became a boarding house in 1935. The boarding house was run by the Addy family until it was sold in 1975. The Haunting: Room 1 had a haunted copper tub - well until it went missing. The original Victorian tub was originally used by the Addy family. During renovations in the 1980s the tub was stored in a garage but went missing. The thief may have gotten more then they expected as the bathtub is supposedly haunted and rocks and shakes violently at times. But no fear, even with the haunted bathtub gone, there are still specters wandering the halls, random sounds and footsteps, strange whiffs of perfume and even haunting music all keeping the place "spiritually" active. How to see it: Enjoy the Victorian trappings, walk the beach or sit on the veranda on a rocking chair - who knows, maybe the empty one next to you will rock too? To find out more about staying, click here. Florida - St Petersburg: Renaissance Vinoy Hotel The History: Built in 1925, this resort quickly became a popular hotspot for the who's who of Hollywood and the sports world. After WWII the hotel was sold and became a St Petersburg social center, however it started to decline and was closed in 1974. After an extensive $93 million renovation in the late 1990s, the hotel was able to reopen with its original splendor and the ghosts came out to play. The Haunting: This hotel has ghosts aplenty that like to bug staff and guests alike. However, many of the stories of tragic fires and suicides are not seen in the hotels history. But that doesn't stop the ghosts from coming. Scott Williamson of the Cincinnati Reds tells a chilling tale of being pushed down into his bed by a male ghost from the past who shared the same last name! Other baseball players and coaches have reported seeing apparitions, randomly opening doors, faucets with minds of their own and even paintings coming to life - to name a few - for the full tales, click here. Of course I like the story of the historian giving a tour to a group of kids. When asked if the place is haunted, the historian said the 5th was supposedly. On cue, the elevator they were in suddenly went to the 5th floor and opened to an empty hall, no one was there and there is no explanation about why the elevator went there. Recently the TV show Ghost Hunters on SyFy reviewed this hotel. A clip of it may be seen at YouTube, click here. How to see it: Now owned by Marriott, you can learn more about accommodations and fun local activities (including a private marina and an on-site golf course) by clicking here. Georgia - Savannah: 17-hundred-90 Inn The History: This inn was actually built in 1820, not 1790. First a boarding house and later an inn, this home has had many owners and guests. One of these guests was Anne Powell. The legend says she was unhappily married at sixteen to an Englishman. She fell in love with a German sailor who left her "in the family way." She watched his boat sail away and then committed suicide by jumping from the window, landing on the brick pavement below. The Haunting: Anne Powell is the most famous ghost, believed to haunt guest room 204 from where it is said she jumped to her death. She doesn't seem to be a menacing spirit: she sits beside the fire, lays out guests' clothes on the bed or plays pranks on guests waking them up in wee hours of the morning by setting off the radio alarm. Another ghost in the basement kitchen and restaurant doesn't like women very much and likes to shove them around. But this ghost is countered by the ghost of a merchant marine who will help the staff turn the lights off at closing. How to see it: Savannah ghost tours stop here for a drink but you can go to the restaurant yourself and have a bite to eat. Or if you really dare, spend the night instead - ask for room 204! Savannah: Kehoe House The History: This home was built in 1892 for William Kehoe and his family. The large family (they had 10 children!) kept the home until 1930. After that the home became a boarding house, funeral parlor, and a private residence. In 1992 the home opened as a B&B, it changed ownership in 2003, but remains an inn with a B&B atmosphere. The Haunting: The main tragedy of the house (that we know of) was the death of the Kehoe twins who died when playing around the chimney. Children can be heard running the halls and some guests have even had children check in on them in their rooms. But if you don't see the children, their mother Annie is reputed to still wander the rooms, making sure to tuck in all the guests at night! How to see it: Why not spend the night? Ask for rooms 201 or 203. For more information, click here. Hawaii - Kailua-Kona: King Kamehameha's Kona Beach Hotel The History: King Kamehameha lived on this same site until his death in 1819. The hotel just recently went through a major remodel in 2008 - perhaps the ghosts like the new surroundings? The Haunting: Guests claim to have seen or heard an ancient warrior on the upper floor of this hotel. He seems to shout want guests describe as "war cries." King Kamehameha spent his last years on this property and may be buried on the grounds or under the hotel itself. How to see it: This hotel is proud of its surrounding history and displays portraits and artifacts from past Hawaiian royalty and warriors alike. To find out more about spending the night, click here. Idaho - Boise: Owyhee Plaza Hotel The History: Yikes - built in 1910 is about all we could find. So we'll guess that the ghosts are the garden variety scorned lovers, accident prone brides/grooms, restless owners or ex-staff that can't leave or something along those lines ;) The Haunting: Guests who stay in the main building have reported seeing spirits in their rooms. Staff have seen ghosts run though other areas such as meeting rooms and in the basement. How to see it: Unfortunately, there are not that many haunted hotels in Idaho. So don't miss you chance to check one out in every state and make the Owyhee Plaza your next stop! Click here for more information. Illinois - Okawville: Original Springs Mineral Spa & Hotel The History: In 1867 a saddler named Rudolph Plegge noticed water from his well wasn't "normal." After various tests it was discovered to be a spring with magnesia in the water. Plegge used the springs to launch a healing bath much like the ones he knew from Baden Baden, Germany. However, a real hotel wasn't built until 1885. Sadly, in 1892 all the buildings burned. The hotel was rebuilt with the latest and greatest and has undergone several renovations. Continuing as a Mineral Spa, guests were encouraged to drink up (the water) for their good health. The Haunting: Guests have seen ghosts in their rooms. Staff sometimes hear unexplained noises in empty rooms or feel like they are being watched. There are two suicides in the hotel's history and another owner was found dead in one of the upstairs rooms. Charlie Birger and the Shelton brothers were gangsters who took a liking to the place in the 1920's - perhaps they liked it too much? There is also music that leaks through time and walls. Or maybe there is just something in the water... How to see it: Now the spa includes everything from Swedish message to pedicures. Want to check in? Click here to find out how. Indiana - Nashville: The Story Inn The History: This historic inn is located at the boarders of Brown County State Park and Hoosier National Forest. This inn and its collection of buildings is actually what remains of the town of Story that was established in 1851, set up as a lodging community. The Haunting: The Story Inn is haunted by a lady in blue who floats about the second floor of the general store that has been turned into guestrooms. There has also been activity in the restaurant below. A guestbook details the experiences of the spooked over the years. How to see it: Snuggle in for the night. If you don't want a ghost watching over you there are other cabins available in this small community. Click here to find out more. Iowa - Bentensport: Mason House Inn The History: This hotel was built in 1846 for steamboat travelers along the Des Moines River. Later, the Mason House was used as a 'holding hospital' during the Civil War for soldiers being transferred to Keokuk. It also served as a 'station' along the underground railroad. Mason House gets its name from the Mason family who owned the property for 99 years. The Haunting: Three of the owners have died in the building and there was also one murder in one of the guest rooms. In 1860 poor Mr. Knapp had been drinking and accidentally went to the wrong room. The occupant thought he was being robbed and stabbed Mr. Knapp in self-defense. The home had also been a 'holding hospital' in the Civil War and some patients may have died in the home. Also a Doctor renting a room in the 1940s died in the building. All in all, a great hangout for ghosts. The ghosts come in many forms. There are wisps of fog and cold spots to actual figures who appear and disappear from sight. There is a boy that plays tricks; he likes to rustle sheets and tug at guests as they sleep. There are footsteps, thuds and a woman in white. An abundance of ghosts and paranormal events for all! How to see it: Today you may stay at this B&B for about $80/night ($125 if you are staying in the restored caboose!). Request to stay in the main house on the 2nd floor (rooms 5 & 7) for the best chance of paranormal dreams! Ghost Hunting 101 and 102 classes are also available about twice a year and a Halloween Ghost Walk around Oct 31st. To spend the night, click here. Kansas - Beaumont: Beaumont Hotel The History: First opened as a stagecoach station in 1879, there has been bed and board here to care for weary travelers ever since. Of course when named the Summit Hotel in 1890, the cattle barons stayed indoors while the cowboys had to make camp outside. Later the hotel changed hands quite a few times but stayed open. In the 1950s an airstrip was added and flight enthusiasts still make the Beaumont a destination to visit today. The Haunting: Apparently it is a cowboy named Zeke who haunts the halls here. Legend has it that the hotel owner's wife ran a small brothel in the hotel. She became fond of one of her clients named Zeke. The husband found out it was not longer strictly business, became jealous, and shot Zeke dead. Zeke now likes to move furniture and set off alarm clocks in the middle of the night. Some have heard spurs jingling. And Zeke is one of those who likes to go "bump in the night" and has been heard thumping the walls now and then as well. How to see it: Not only equipped with its own airstrip, the hotel also sits next to a 10,000 acre cattle ranch. If you don't want to eat in the cafe indoors, take a wagon ride and try a campfire cookout. To find out more, click here. Kentucky - Bardstown: The Old Talbott Tavern The History: This establishment has been called the oldest western stagecoach stop in America. It started service in 1779 and reportedly boarded such famous tenants as Daniel Boone, Abraham Lincoln, Jesse James and even the French King Louis Phillipe. Used as a stagecoach and Pony Express station, it has seen a lot of coming and going. There was a large fire in 1998 which the hotel is still recovering from; however, they are still open for business. Amazingly, the fire uncovered underground tunnels, secret storage rooms and an old staircase that seems to go nowhere. The Haunting: People have reported seeing a women in a white dress - perhaps Mrs. Talbott herself. Another dark figure of a male has also been seen. The tragic deaths of the Talbott children may lead to some of the energy present. Out of 12 children, 4 died of illness, one died falling down the stairs and another took her life because of a broken heart. There are many pranks that happen such as keys being hidden or items moved around. Others have seen mist form in rooms. How to see it: This hotel has fun with its reputation and offers a Ghost Hunting Getaway Weekend with local ghost chaser Patti Star. Patti worked as the hotel's manager for three years and has become very well acquainted with the "residents." If you want to stay always book ahead, only five rooms are available. To book, click here. Louisiana - New Orleans: Magnolia Mansion The History: This home was built in 1857 by Alexander Harris. After Alexander died of yellow fever his widow remarried and sold the home to the Maginnis family. John Maginnis owned a cotton mill and it was whispered he was struck by lightning because of the cruel way he treated his employees. In 1939, John's daughter inherited the home and willed it to the Red Cross. The Red Cross used the home to train nurses for WWII and the Korean War. In 1954 the home was again sold into private ownership. Magnolia Mansion was renovated in 2001 and opened as a B&B in 2002. The Haunting: When renovating the home, the crew had to stop as an oily substance appeared over the walls. The owner then verbalized her plans for the place out loud so the ghosts would know exactly what she was up to. She told them she was improving the home and the ghosts would not be able to scare the guests away. This appeased them for awhile. However, ghosts are still reputed to slam doors and snuggle into bed with guests on occasion. Many guests have photos of orbs and a few extra faces from their visits as well. How to see it: This adult catering B&B offers a great escape to any non-smoker over 21 years of age. Specializing in romance with Elopement and Wedding packages, the B&B also has fun with their ghosts offering a Romantic Ghostly Getaway Package which includes a room, treats and ghost walking tours. For more information, click here. St Francisville: Myrtles Plantation The History: This home was built by David Bradford in 1794 but stories of haunting did not start until the 1950's. The house had a long history with many different owners. There is only one recorded murder of William Winter in 1871. However, there are many tales that are told about the home to justify the haunting. Most of these seem to be fabricated tales, but many say that is just because the house is so haunted, people needed to make up some kind of explanation. The Haunting: Among the haunting activity is the ghost of a woman in a green turban who some believe to be the ghost of a slave killed for poisoning the head mistress and her two daughters. Others claim this ghost is not a young slave but an older, unknown woman. There is also a little girl who has appeared as well as a frustrated piano player who continuously practices the same cord over and over on the old piano. How to see it: You can dine in the restaurant, take a tour or spend the night. The choice is up to you. Click here for more information. Maine - Searsport: Watchtide The History: Built in the early 1790s, ownership transferred to Brigadier General Henry Knox in 1794. He was a trusted ally to George Washington and was the first Secretary of War for the U.S. After General Knox sold the property, it went through many owners, many of them sea captains who were involved in the shipping industry of the area. The house was an inn starting in 1917 to the 1940s when it then became a private home again. In 1994, the inn reopened and is still family operated today. The Haunting: Guests and a previous owner have reported seeing phantoms in period appropriate dress floating around the home. There are reports of music heard without a "source." Footsteps have also been heard. However, the new B&B owner says there does not seem to be as much activity of late. Perhaps it was the recent remodel that chased away or appeased the spirits. How to see it: Recently renovated, this B&B offers a great quiet getaway as well as easy access to many of the great sites around Maine. To make your reservation, click here. Maryland - Baltimore: Radisson Plaza Lord Baltimore The History: This Art Deco building was built in 1928. The hotel was named after George Calvert, Lord Baltimore who was the founder of the Maryland colony. This hotel was placed on the list of National Register of Historic Places in 1982 and although it has modern amenities, it keeps its historic setting with elegant furnishings and murals. The Haunting: There is a young girl in a cream dress and black shoes that has been spotted playing with a red ball or crying in the guestrooms. Supposedly a women committed suicide on the 19th floor. The elevator will go between the 19th floor and lobby with no one there to push the buttons. How to see it: To make your reservation and check in for the night, click here. Massachusetts - Fall River: Lizzy Borden House The History: As with so many haunted homes, this story begins with a murder. On the morning of August 4, 1892, Andrew and Abby Borden were murdered by ax in their home. Their eldest daughter, Lizzy, was tried and latter acquitted of the murders. However, she was ostracized from the community for the rest of her life. Some consider that she had a split personality, even those close to her recall erratic and violent behavior. And of course there was the creation of the rhyme: Lizzie Borden took an ax Gave her mother forty whacks; When she saw what she had done Gave her father forty-one! The Haunting: There is a strange woman who tucks guests into bed and perhaps the same woman can be heard weeping in the night. Objects move on their own and electrical equipment such as lights and cameras have some interference. Many claim the most active room is Lizzy's old bedroom - which you can stay in if you want... How to see it: The home is now a bed and breakfast. You may spend the night, take a tour or even spend a weekend at Ghost Hunter University! To find out more, click here. Michigan - Marquette: The Landmark Inn The History: Although the hotel was started in 1917, it was not finished until 1930 as various investors worked things out. (It was during this time that legend has it the brothel girl met her untimely end - see below.) The hotel closed in 1982 as it was sadly outdated, however, after a large renovation project, it reopened in 1995. The Haunting: A 30 year old librarian was saved from spinsterhood when she fell in love with a sailor who worked on the ore boats. However, his boat was caught in a storm and all died. The librarian, who was staying at the Landmark Inn with him until they could be wed, refused to eat and soon after died. She now is often seen on the 6th floor, looking out the window for her love to return. During the construction of the hotel (1917-1930!), a makeshift brothel and bar were open. It was thought one of the girls was using her time with the men to influence their politics. Enraged, a drunk patron killed her and disposed of her body in an unfinished section of the hotel. She can still be heard crying for someone to dig her out. The lilac room seems to have the most activity for guests. In fact, even when the room is not rented, the phone from the room calls the front desk, with nothing to say.... How to see it: Stay in the lilac room if you're brave. Or have a drink in the haunted North Star lounge. To find out more, click here. Minnesota - Annandale: Thayer's Historic B&B The History: The Thayer Inn was already established when Gus Thayer and his wife Caroline settled in to manage the place around 1889. The B&B was put on the National Register of Historic Places in 1976. The Haunting: Both Gus and Caroline haunt the place. Gus will leave pennies for guests. A picture of Caroline is said to change depending on her mood. There are also ghost cats that nibble at your feet and make a general mess with yarn. How to see it: Having a lot of fun with its haunted guests, this B&B offers ghost tours, mystery dinners and is owned by a psychic! Instead of spa services, you can order from a laundry list of psychic services from palm reading to past life regressions. To find out more, click here. Mississippi - Natchez: Monmouth Plantation The History: Originally built in 1818, the mansion was purchased by General Quitman, a Mexican War hero, in 1826. The home was almost burned to the ground during the Civil War when the Union won this area of Mississippi. However, Quitman's daughters pleaded loyalty to the Union to save their home (their father was a staunch secessionist). The house stayed in the family until 1914. The home then went into disrepair until it was recently restored after 1978. The Haunting: The General himself stomps around the halls and makes many feel his presence as guests and staff cannot shake the thought that someone is staring at them. He also shows up as a specter to let all know he has an eye on things. Since the new owners have restored the home to its antebellum decor, there seems to be less stomping by the imposing General. How to see it: Regardless of the haunts, this hotel offers luxury accommodation and a great escape. To find out more, click here. Missouri - St. Louis: Lemp Mansion The History: This house was purchased by William Lemp around 1864 to use as a residence and office for the family brewery. William's father had used a family recipe/method to create a lager beer. This beer quickly became popular and William's father abandoned his grocery store to become a full time brewer. The beer continued to be made by the family until 1922 when family mishap and prohibition forced them to shut down and sell for good. The mansion itself has a sorrowful history with one brother dying under mysterious circumstances and three other men of the family committing suicide inside. The Haunting: With three suicides one can easily guess where the idea of ghosts haunting the mansion started. However, the families odd history also adds fuel to the imagination. There is the rumor that William Lemp had an illegitimate son with down syndrome who was kept hidden in the mansion attic his whole life. He is now said to be seen haunting the mansion and has the nickname "Monkey Face Boy." Tales of haunting first started after 1949 when the mansion was sold and turned into a boarding house. Strange knocking and footsteps throughout the mansion scared the tenants away so the house started to run into disrepair. In 1975, the mansion was saved and renovated and turned into a restaurant and inn. All types of sights and sounds have continued and are still reported today. How to see it: Spend the night! Or take a tour if you're too scared... The mansion is a bed and breakfast that offers tours and a restaurant to those who don't want to spend the night. They also host a Halloween Party and Murder Mystery Dinner Theater. To find out more click here. Montana - Pray: Chico Hot Springs Resort & Day Spa The History: In 1894 Percie and Bill Knowles inherited a home near the hot springs and opened their doors as a boarding house as there were not any accommodations in the area yet. They built a hotel in 1900. In 1912, Percie teamed with Dr. Townsend and turned the hotel into a hospital. It would remain a hospital until the 1940s when it would begin to change hands. In 1974, it was renovated and again opened as a B&B. The Haunting: There is a woman in white who likes to wander the halls and spook the security guards. She also likes room 349 where she makes sure the rocking chair is always facing the window. Many think it is Percie making certain everyone is minding their manners and running her hotel/hospital efficiently. How to see it: Relax your spooked nerves in the day spa or natural hot springs. Or get some more adventure on a trail ride or a dog sled trek in the winter. To find out more, click here. Nebraska - Chadron: Olde Main Street Inn The History: This hotel was built at the end of the 19th century. Over a hundred years old it is now a family run (3 generations) B&B who first took ownership in 1969. The most famous story associated with the hotel is that it housed General Nelson Miles and his men before the Wounded Knee Massacre in December of 1890. The Haunting: There is a heavy footed ghost named Jack who stomps up and down the halls and stairs. General Nelson Miles and his men stayed here before the Wounded Knee Massacre. He was a pacer - perhaps the footsteps are Nelson's and not Jack's. How to see it: You can grab a drink at the saloon or stay the night. To find out more, click here. Nevada - Gold Hill: Gold Hill Hotel The History: Most likely this hotel was built in 1859 and is considered the oldest hotel in Nevada. Early in the 1860s the hotel was expanded as business was booming around the combined gold mining towns of Gold Hill and Virginia City. The boom ended after the 1870s and by 1930 only a few hundred people lived in this area. The Gold Hill Hotel fell into disrepair after the 1950s and went through major renovation in 1986. The Haunting: Being so close to the mine shafts, it is believed many of the miner spirits still visit the hotel. The nearby Yellow Jacket mineshaft opens right next to the hotel. A fire in 1873 killed 37 miners in this shaft. Footsteps are heard, and strong smells of cigar smoke and rose water perfume are often present with ghosts William and Rosie respectively. How to see it: This hotel offers rooms as well as lodges made from older buildings around the hotel. Take your pick and enjoy! To find out more, click here. New Hampshire - Durham: Three Chimneys Inn The History: The Three Chimneys Inn was built in 1649 as a residence for Valentine Hill. The home was used during the Revolutionary War to house munitions stolen from the British. The house stayed relatively privately owned and within about four different families. Extensive renovations were done recently in the 1990s. The Haunting: It is possible one of the ghosts is that of Hill's daughter, Hannah, who drowned nearby. Hannah seems to like to hang out in the dining areas and there is an unidentified gentleman spirit that hangs out there as well. The spirits here like to play with electrical equipment - many things just don't work in certain rooms. Furniture will be heard moving about in guestrooms where no one is staying. Also, there will be music heard from the dining rooms. The gentleman has been heard stomping around pacing and one of the spirits even shattered a water glass in the dining hall while dinner was being served. How to see it: Although built in the 17th century, you won't have to rough it here. An elegant stay along the coast and you might get to meet Hannah as well. Click here for more information. New Jersey - Ocean City: Flanders Hotel The History: This hotel was built in 1923 by prominent citizens in Ocean City. This hotel was the luxury accommodations on the boardwalk. The investors were hit hard in the Great Depression and the hotel was bought out by Elwood Kirkman in 1932. After a change of hands, the hotel was considered for a retirement community. However, this was opposed and the hotel stayed and instead was remodeled in 1996 and reopened in 1997. Some of the famous who have stayed at the hotel include Grace Kelley and Jimmy Stewart. The Haunting: Emily is the name of the resident ghost who likes to walk through walls and mess with the lighting. She can sometimes even be heard singing. If she is not signing, she may be spotted hanging around the grand piano or walking through the hall of mirrors. Overall, she seems happy to have all the company. How to see it: Come stay for a visit and enjoy the suites, ocean, boardwalk, and ghosts. For more information, click here. New Mexico - Santa Fe: La Fonda Hotel The History: Records show that a hotel, Fonda, was established here by the Spanish as early as 1607. With the establishment of the Sante Fe Trail in 1821, the hotel became a welcome destination at its end. The original structure is gone but the hotel that sits there now was built in 1922 and has been hosting weary travelers just the same but with a lot more elegance and comfort. The Haunting: This hotel has a selection of ghosts. There are various ghosts that stomp up and down hallways and stairways. There is the gambler who committed suicide by jumping in a well - the well now filled and covered doesn't stop the ghost from disappearing into the floor where he jumps again and again. There is also a young bride who haunts, wouldn't you know it, the wedding suite. Many of the ghosts for this hotel like to be seen, not just heard, as all ghosts have appeared visually at some point another. How to see it: Located in downtown Sante Fe, this hotel offers a great home port for touring. While touring about the town, perhaps you can explore a haunted corner as well! To find out more, click here. New York - Bolton Landing: The Sagamore The History: This hotel was originally built in 1883 to provide a getaway on Lake George in the Adirondack Mountains. This historic building suffered two fires but was reconstructed in 1930. The resort was meant to be a retreat for the wealthy and is still neighbored by palatial mansions across the lake. The Haunting: This hotel has many ghosts including one of a little boy on the golf course! This boy chased balls and sold them when alive. He died in a tragic accident when he was hit by a car running after a ball. Now his shadowy form can be seen running after golf balls on the course. He likes to steal balls and laugh at golfers as they look for them. When they give up he tosses the ball at them, again, laughing. Other ghosts include the guest who come down from the second floor for dinner every night and wait patiently in the reception area before they literally vanish. Then there is the portly cigar smoker in the elevator who may not appreciate the non-smoking policy these days. How to see it: You can stay in the hotel, vacation lodges or a castle (if you have the cash!). Click here to plan your stay! North Carolina - Chapel Hill: The Carolina Inn The History: Owned by UNC, this inn was built by a UNC graduate in 1924. Throughout its history it has been used by the campus to host conferences, guests and alumni. Today the proceeds from the inn are given to the university library. The Haunting: Professor William Jacocks likes to haunt room 252. Although guests do claim to have encounters with the professor, the hotel staff say he has never frightened anyone to the point of packing their bags and running. Instead he is a friendly ghost who plays pranks such as holding the doorknobs so rooms won't open, rustling papers, and making the occasional noise. Some claim there are additional ghosts walking the halls and looming over their shoulder, but always more curious than menacing. How to see it: You can spend the night in this historic hotel; for more information click here. North Dakota - Anamoose: Sage Hill Bed & Breakfast The History: First opened in 1928, known as "White School," this bed and breakfast started history as a primary school. This model school set an example for the area. It used wind power and offered students hot meals and warm showers. The teachers and bus drivers stayed on site. There were two horse barns onsite to house the horses that pulled the school bus/wagons. At its peak, there were 100 students enrolled. The school closed in 1968 because of lack of enrollment. The Haunting: Legend has it that a superintendent and student died in a fire caused by a coal burning stove. The superintendent smoked cigars and the smell of cigar smoke still hangs in the air at times. Objects like to move by themselves around here and lights and even toilets work on their own. How to see it: Sage Hill was recently converted to a bed and breakfast by the current owners in 1996. Even remodeled, it has the feel of the old schoolhouse. Want to spend the night? To find out more, click here. Ohio - Granville: The Buxton Inn The History: Orrin Grainger opened "The Tavern" in 1812. This place has been a host to guests continuously ever since. The hotel's namesake, General Buxton, purchased the hotel in 1865 and gave the hotel a reputation for friendly service. In 1972, the current owners, Orville and Audrey Orr, helped keep the building from being demolished for a parking lot. Instead, the hotel was renovated and other old buildings in the neighborhood were also rescued. Famous guests have included President William H. Harrison, President Abraham Lincoln, Harriet Beecher Stowe, to recent celebrities such as Yoyo Ma and Jennifer Garner. The Haunting: A lot of the previous owners haunt the place. Grainger himself was spotted in the 1920s. Many of the ghosts here like to be seen and can be spotted roaming the main hall or sitting in the tavern. They sometimes like to make some noise as well and their voices have been caught on tape. Prefer animals? This inn is haunted by its very own ghost cat! How to see it: Whether you want to step into history and stay at Ohio's oldest continuously opened inn or if you want to play peek and boo with some ghosts, this is the getaway for you. For more information, click here. Oklahoma - Guthrie: The Stone Lion Inn The History: F.E. Houghton built this mansion in 1907. It served most of its years as a residence and later was turned into a funeral home. The only person to die in the home seems to be a young girl who died of whooping cough after receiving the wrong medicine. The Haunting: After turning this mansion into an inn, the new owners woke up at night to the sounds of footsteps and doors opening and closing. They called the police but no intruder was found. Soon after they realized they had their first "guest" who may be a small girl as she likes to take out the toys at night to play. How to see it: Ready for some fun? From a murder mystery night or perhaps a chance to see a real ghost, click here for more information about how to stay. Oregon - Yachats: Heceta House The History: This house accompanies a lighthouse on the Oregon coast built in 1894. Many families occupied the house/complex over time which included a post office, school and the light house. But it is only the keeper's house that has tales of haunting. Many believe this is the mother of a child who fell off the cliffs back at the turn of the century. The Haunting: The ghost named Rue is said to be an extra caretaker of the house. She makes it known if she is displeased with any activity in the house. One of the more humorous accounts was of her screaming in the middle of a card game, she didn't want them playing cards in her house! How to see it: This house is now a bed and breakfast. It also has guided tours from its interpretive center. Although the current owners don't play up and advertise the ghost, they have said guests have told them of strange encounters. To spend the night click here. Pennsylvania - Gettysburg: Farnsworth House Inn The History: A house was built here in 1810 and later changed to brick in 1833. During the Civil War, the Sweeney family lived in the home and the Confederates used the home as a shelter for their sharpshooters. The current owners purchased the home in 1972 and have worked on renovating the home keeping the early 19th century feel and history. The Haunting: Many ghosts haunt this home. Including Confederate soldiers who like to move furniture and stomp around the attic. Another soldier has been spotted carrying his wounded comrade to the cellar. He is heard singing to his dying friend as well. Mary, a midwife, likes to tend to anyone who is sick or distressed and may sit down on the bed next to anyone who seems to need the company. There is a small boy who died in a carriage accident out front and his grieving father who also haunt the halls. How to see it: Whether a Civil War enthusiast who needs a place to stay or interested in meeting some of the wandering spirits, this inn will fit the bill. This inn has fun with history providing ghost stories in their tours and theater shows. To find out more, click here. Rhode Island - Newport: Castle Hill Inn & Resort The History: The location for Castle Hill originally had a watch house as early as 1740 when it was used to watch the sea for ships during the war between Britain and Spain. The Americans used the same location during the Revolutionary War to bombard British ships as they passed. In 1874, Alexander Agassiz, an explorer and scientist settled here to better study the marine life. It was not only his home but a lab that housed research students as well. The Haunting: There is a girl spirit here who may have some connection to the original owner, Agassiz. She throws a bit of a tantrum now and then and has trashed some of the china on occasion. How to see it: This inn offers a luxury escape on the coast. For more information, click here. South Carolina - Charleston: The Battery Carriage House Inn The History: This house was built in 1843 for Samuel Stevens, a prominent lender in the area who helped local cotton farms finance their farms. In 1870, after the Civil War had ended local wealth in Charleston, Col. Lathers (of the Union Army) bought the home and had it remodeled to the current New York fashion, Second Empire. However, Col. Lathers was told he wasn't welcome in Charleston and sold the home in 1874 to Andrew Simonds, the great-great grandfather of the current owner. The Haunting: There is a gentleman ghost who may be the son of a former owner who jumped off the roof to commit suicide. But he is a gentle ghost and just seems to enjoy the company. There is also a headless torso who makes many feel threatened by his creepy appearance and moaning. He might be the ghost a pirate as some were executed close to the hotel. However it is just as likely he is a soldier from the Civil War. Some guests report seeing energy orbs or have electronics turn on when they are really off. Overall it seems rooms 8 and 10 have the most activity. How to see it: The owners of the hotel have not seen any of the ghosts themselves, but they don't mind if you want to try and catch a glimpse for yourself. Click here to find out more. South Dakota - Deadwood: Bullock Hotel The History: The Bullock Hotel was built in 1895 by Seth Bullock. Bullock had become Deadwood's first sheriff after James Butler "Wild Bill" Hickock was killed in 1876 and the townspeople demanded some law and order. The hotel has since been remodeled and renovated to match the original as much as possible. The Haunting: Sheriff Bullock haunts his old hotel keeping an eye on things. Many guests and staff report feeling a presence of being watched and some have even spotted him in the restaurant and cellar. The sheriff often shows up when people are relaxing or humming - apparently not working hard enough. He then has a bit of a tantrum and throws dishes and glasses about. If he isn't throwing a tantrum, he also likes to mess with lights and other electronic devices. But if that doesn't get your attention, he may just tap you on the shoulder as you walk down the hall. How to see it: They have spruced up the hotel with all the modern amenities. Spend the night, play at the casino and have a beer with the ghost of Sheriff Bullock. For more information, click here. Tennessee - Chattanooga: Sheraton Read House Hotel The History: First named Crutchfield House, this hotel opened in 1847. Although the family was split about the war, the hotel was used by the Union during the Civil War. The hotel burned down in 1867 and was rebuilt. In 1926 the hotel was again destroyed (this time demolished on purpose) and rebuilt to what you see today. The Haunting: Legend has it that a Union soldier killed a prostitute in his room. However, the hotel burned in 1867, so perhaps it is not her ghost that is pestering people. Another story relates that it was the cheating wife who was killed by her husband in the 1920s. Regardless of where the ghost comes from, it seems to like room 311. You may have to specifically request this room as rumor has it the hotel only assigns the room as a last resort. How to see it: A hotel more interested in your comfort than ghosts, you should have a pleasant stay no matter who you "bump" into. To find out more, click here. Texas - Austin: Driskill Hotel The History: Jesse Lincoln Driskill opened this hotel in 1886. The hotel was grand and luxurious, funded by his success as a cattle baron. In 1888, the family lost its fortune due to drought and a cold winter that killed most of the cattle. The hotel then changed from owner to owner with the most recent change of hands in 1995. The Haunting: Driskill is claimed to still wander the hotel, puffing cigar smoke while he turns lights on and off. There is the ghost of a small girl, daughter of a Senator who was left unattended and fell to her death while playing with her ball - she can still be heard bouncing the ball today. How to see it: The hotel today offers all kinds of pampering. To find out more about staying, click here. Utah - Salt Lake City: McCune Mansion The History: This mansion was built in 1900 by a railroad tycoon named Alfred W. McCune. After leaving for California in 1920, the McCune's donated the mansion to the Latter-Day Saint Church. It was then turned into the McCune School of Music. It later became a Brigham Young University Salk Lake City Center and Virginia Tanner Modern Dance School. In 1999 it was purchased by Phil McCarthy who worked to restore the mansion and open it as a hotel. The Haunting: Music is said to still haunt the McCune halls. A small room under the stairs was used by the McCune's as a stage for hired musicians. The whole house would be filled with music but their guests did not know from where it came. It is said this music still fills the air from here. Other happenings include doors locking that are not fit with locks, doors opening on their own and lights going on and off on their own. How to see it: You can schedule a tour of the mansion through the Utah Heritage Foundation. To find out more about spending the night, click here. Vermont - Stowe: The Green Mountain Inn The History: This home was built in 1833 by Peter Lovejoy. The home changed hands and became a hotel in the later 19th century. Mark Lovejoy purchased the hotel in 1893 and renamed it The Green Mountain Inn. The inn stayed in service while having many different owners. In the 1980s massive renovations were done including the addition of clubhouses and townhouses with luxury suites. The Haunting: A tap dancer named Boots Berry haunts the third floor of this inn. Born in 1840, Boots was actually born in the servants quarters - now hotel room 302. He gained local notoriety after he stopped spooked horses from running away with the stagecoach. Boots was treated to one too many drinks and became a bit of an alcoholic and lost his job at the inn. Boots left the area and, as legend has it, was arrested in New Orleans where he learned to tap dance from his cellmate. After a life of a traveling vagrant he returned penniless. During a winter snow storm a girl was stranded on the roof of the inn. Since Boots was familiar with the area (right above the same servants quarters) he found a way to her and helped her to safety. He however slipped and fell to his death. Now it is said during winter storms you can hear Boots tap dancing on the third floor. How to see it: There is lot to do in the area and at the inn itself. Ice cream, chocolate and wine tasting - yes please! Click here to find out more. Virginia - Middletown: Wayside Inn The History: The Wayside Inn opened in 1797 acting in its early years as a stagecoach stop where travelers could get some rest and a hearty meal while the horses were changed. During the Civil War, the inn kept neutrality and served soldiers on both sides which probably helped to spare it from any real damage. The inn was renovated in the 1960s with modern amenities but added antiques to keep the history of the place. The new owners purchased the inn as recently as June 2009. The Haunting: Many of the ghosts here are soldiers from the Civil War. Both sides were welcome here and it seems liked their stay a little too much. The soldiers have been seen and also heard on occasion. Heavy footsteps or a conversation your not part of, just little things to let you know they are there. If you are going to stay, room 14 is said to have the most activity. How to see it: This inn offers old world charm with modern comforts. To find out more about spending the night, click here. Washington - Lakewood: Thornewood Castle The History: Thornewood Castle was built for Chester Thorne, a successful founder of the Port of Tacoma. This Tudor/Gothic estate was completed in 1911. Inspired by the estates in Britain, the stained glass windows were even imported from a castle in Europe. The castle has many different imports that add to the structure and contents of the building. One of the more interesting aspects is the "wishbone sticks" left by the Native American workers who helped in the construction. These sticks help to ward off evil and are found at the foundation in the basement. The Haunting: There are multiple photographs taken of orbs throughout the castle and reports of objects moving on their own. Tape recorders have picked up voices, one of an unknown child. One child did drown in the lake and is said to haunt its shore, perhaps they visit the house as well? Overall, the spirits at Thornewood seem to be a good natured sort. There is not a violent history attached to this home. Although the wife of Mr. Thorne is said to haunt the halls, this is more because she likes the place rather than she is out to get anyone. In fact, some believe Thornewood Castle acts as a vortex and can attract ghosts from the other side. Some guests have reported making contact with loved ones from their lives who have no connection with the castle. How to see it: You may stay in the castle as it is now a B&B. There are Candle Light Tours: for $100 and the cost of a room you can spend the night exploring the haunted halls with a small group of ghost hunters. To spend the night, click here. West Virginia - Parkersburg: Blennerhassett Hotel The History: William Chancellor designed and built the hotel in 1889. The hotel was luxury living and housed the First National Bank of Parkersburg in the front. The hotel underwent renovations in 1985. The Haunting: William is said to haunt the hotel and many can smell his cigar smoke as he patrols the halls. When his portrait was put in storage during renovations he acted up bit - climbing into bed with guests - to make certain he was not forgotten. Since his portrait has been placed back on the wall, he has been a bit less obtrusive. But William isn't the only ghost. Another gentleman ghost in a white suit likes to pop up behind you when you look in the mirror. I think I would rather hang out with William... How to see it: This hotel offers comfortable accommodations with an old world feel. They even have fun with their haunting reputation and offer a haunted weekend getaway in the fall. To find out more, click here. Wisconsin - Milwaukee: Brumder Mansion The History: George Brumder had the home built in 1910 for his son, George Jr. After they sold the home, the house was everything from a boarding house to an activity center for a Lutheran church. They used the home for office space, a theater, and later opened a coffee house with a live music venue. The current owners purchased the home in 1997 and opened the renovated space as a B&B in 1998. The Haunting: The Gold Room was once the room of one of the Brumder daughters who never married after suffering a broken heart early in life. She is said to still stay in the room, in fact she was quite appalled and upset when the current owner spent the night in this room with her dogs - no dogs allowed! Your dreams will be haunted if any dogs sleep on the bed! How to see it: It's a Bed & Breakfast, so take the plunge and spend the night - request the Gold Suite! You can even join a ghost hunting seminar or enjoy a haunted history dinner! For more information, click here. Kewaunee: Kewaunee Inn The History: Built in 1912 by William Karsten this inn is still commonly known as the Hotel Karsten. Father and son managed this hotel until William Karsten Jr.'s death in 1964. The hotel then changed hands and received various facelifts. The most recent owners renamed the hotel to the Kewaunee Inn at Hamachek Village in May 2008. The Haunting: The ghosts at the Kewaunee Inn didn't start to bug the living until after renovations started in 1966. The inn website mentions the triad of ghosts include William Karsten Sr, Billy Karsten III (who died at 5 years of age shortly after his grandfather), and Agatha the housekeeper. Agatha seems to be the most active, floating about the halls and popping up behind you when you look in the mirror! She doesn't seem to like men much - so any male guests be on your guard! William likes to have a drink at the bar now and then and Billy still runs up and down the hall playing. How to see it: Brave enough to spend the night? Click here to make a reservation. Wyoming - Cheyenne: The Plains Hotel The History: This hotel opened in 1911 to meet the needs of travelers, oil tycoons and cattle barons alike. Attracting all types of guests, presidents such as Harry S Truman and Ronald Regan as well as movie stars such as Jimmy Stewart and Debbie Reynolds have stayed here. The most distinguished visitor was an Arapaho, Chief Little Shield, whose portrait now is used as a type of logo throughout the hotel. The luxury of yesterday was recently restored in 2002. The Haunting: Legend says a newlywed couple and a mistress walk the halls here. The couple were on their honeymoon when the new husband went downstairs to the bar. When the wife followed she spotted him with another woman. The wife followed the two lovers to their room, shot them, returned to the honeymoon suite and then shot herself. Laughter and crying can now be heard in the honeymoon suite. The husband is seen wandering the halls and the basement. The mistress can't be missed, she wanders the halls in a fancy red dress. How to see it: Shake up your journey a bit and spend the night. To find out more, click here. Puerto Rico: Hotel El Convento The History: This former Carmelite convent named The Monastery of Our Lady Carmne of San Jose was founded in 1651. The nuns left this convent in 1903 and site fell into ruin until 1962 when Robert Woolworth purchased it to make it into a resort. The Haunting: Dona Ana was a noblewoman who lost her husband in the war with the Dutch and then turned to her faith. She donated the land for the Carmelite convent. It is said her spirit and those of nuns can be seen about the grounds and gliding through the halls. How to see it: For information about how to enjoy a luxurious stay with these faithful spirits click here. International Haunts: Ireland: Ross Castle The History: This area shows record of settlement since the Iron Age. The castle tower was completed in 1537 by Richard Nugent, 12th Baron of Delvin. A family loyal to the English crown for their title and rank hoped to received the extra boon of £10 given as encouragement for each fortification built in Ireland. In time the Nugents began to marry the once rival Celtic nobles especially the O'Reillys. In 1644 the castle was pulverized by Cromwellian soldiers in retribution for Myles O'Reilly's defiance. Restoration was begun by the family in the 19th century and the castle was later modernized with plumbing and electricity. The Haunting: The castle's founder, Richard Nugent was also known as the Black Baron and, you guessed it, he had a reputation for being quite unpleasant. The Black Baron had a beautiful daughter named Sabina who had the unfortunate luck to fall in love with Orwin O'Reilly (at this time still an enemy). Moved by love to give up their home, family and wealth, they decided to elope. However, as they made their escape by boat a storm came up and it capsized. Orwin died but Sabina lived. Crushed with heartache, she pinned away in Ross Castle tower until she finally gave up the ghost which in turn walks the halls to this day. She is said to sometimes be heard screaming! The Black Baron is also rumored to haunt the grounds and can be quite unpleasant. How to see it: Besides ghost hunting, you can go fishing, golfing, horseback riding, sailing, boating, hiking, cycling, go see the races or even take flying lessons! Plenty to do and see in a romantic setting. For more information about spending the weekend, click here. United Kingdom - England: The Feathers Hotel The History: The original building was built in 1619 and has been added to and modified since. First a private residence, it was changed to an Inn in 1670 after the English Civil War and would remain one for the next 200 years! In 1863 it changed to a hotel and started to acquire more land and expand. Why feathers? There are faded motifs of ostrich feathers on the outer woodwork still visible. They were a symbol of the Prince of Wales and en vogue at the time of construction. Not to mention the town of Ludlow was royalist even during the English Civil War. The Haunting: There is a female "guest" in room 211 who is known to bother women rather then men in the room, pulling their hair and letting them know they are not welcome. There are a couple gentlemen ghosts roaming about including one who is accompanied by his ghost dog! How to see it: You can join on a ghost hunting adventure either with Eerie Evenings or Haunted Breaks. Or you may opt to spend the night and enjoy the historic surroundings. For more information click here. Scotland: Comlongon Castle The History: This stronghold dates back to 1451 when it was constructed for the Murray family. The residents of this border castle enjoyed the profits of dealing in "the black meal" or modern day blackmail. They would kidnap wealthy neighbors and hold them in a dark pit until terms of the ransom were arranged. They would then treat the prisoner as an honored guest until the amount was paid. But business wasn't always that good and the castle later fell into disrepair until purchased by the Earls of Mansfield in 1880. During WWII the castle changed hands again and became an orphanage. Then after 1984 it was revamped into the hotel it is today. The Haunting: In 1570 Lady Marion Carruthers was hiding out in the castle trying to avoid a forced marriage to James Douglas who wanted her fortune. When the courts ruled in favor of James, she jumped from the tower to her death and subsequently became the castles resident ghost. She is still seen wandering the castle and grounds today, you'll know if you see her by her green dress. How to see it: Advertising mostly as a picturesque local for weddings, this castle has plenty to offer the general weekend escapists as well. Click here to learn about spending the weekend. Wales: Ruthin Castle The History: Legend has it that the original castle was a wooden fort lorded by Huail. He fought King Arthur and wounded him in the knee. A truce was called but Huail later mocked King Arthur and was beheaded. The first stone structure was put up by King Edward I in 1277 and the castle was owned by the crown off and on until sold by Charles I in 1632. The modern stone structure was built in 1826. However some of the older walls, dungeons and tunnels are still standing today. The Haunting: This castle comes with its own Grey Lady, dating back to the time of Edward I, this ghost was sentenced to death for killing the lover of her husband. Soldiers are said to still march around the grounds and prisoners long dead are still heard moaning in agony. How to see it: If you don't find ghost hunting or random spooks exciting enough, this castle offers other entertainment including medieval banquets (one even with a murder mystery theme!), golf, and romantic getaway packages.

Preventive Maintenance Tips for your Home-Part 4

This month’s we will discuss tips for once year maintenance.

Article Thumbnail Small

Welcome back to Rocky’s Corner! Last month we started Part 3 of an 8 part series of Preventive Maintenance Tips for your Home when we recommended maintenance tips to use every 6 months. This month’s we will discuss tips for once year maintenance. Every Year SHUT-OFF VALVES: Review the location of all of the shut-off valves in your home with all your family members so you will be prepared for emergencies. Whole-house water shut-off valve: The main shut-off valve should be beside the meter if you are on City water. If you use a well, the shut-off valve will be on the house side of the pressure tank. You should also cut power to the tank. Whole-house hot water shut-off valve: There should be a valve on the hot water outlet of the water heater, which controls all of the hot water to the house. Toilet shut-off valve: Show your entire family how to shut off the toilet by turning the ribbed oval handle under the tank if it ever starts to overflow. Sink shut-off valve: You should have handles beneath the sinks or within the cabinets; the one on the left is usually for hot water, the one on the right for cold water. Dishwasher shut-off valve: Look under the kitchen sink for a reducer coupling and shut-off valve leading to the dishwasher on the ½ inch hot water sink supply line. It could also be between ceiling joists just below the appliance if you have a basement. Washing machine: Valves are usually where the washer hoses meet the house supply lines. However, washer hoses are notoriously weak, so consider changing them routinely every year or at least close the valves when leaving home for an extended period of time. Gas hut-off valve: Identify location and show entire family how to shut off. Electrical Panel/Breaker box: Identify location and show entire family how to shut off main breaker in an emergency, or flip any circuits back on after an overload. GAS-FIRED, FORCED-AIR CENTRAL HEATING SYSTEMS: Inspect the thermostat, electrical components and controls. Check the heat exchanger, flue, ducts, airflow and air fuel mixture. Adjust the burner and oil the motor and circulation fan. Arrange for service calls before the start of heating and cooling season to get better attention and have more flexibility when scheduling appointments. HEAT PUMP: Schedule an annual service call to have a certified professional to inspect the wiring, check belts and replace if needed, and oil the moving parts. Arrange for service calls before the start of heating and cooling season to get better attention and have more flexibility when scheduling appointments. OIL-FIRED BOILERS: Schedule an annual service call for flue cleaning, a fuel-filter change cleaning and adjustment of the jets. Arrange for service calls before the start of heating and cooling season to get better attention and have more flexibility when scheduling appointments. FIREPLACES AND CHIMNEYS: Have your wood burning fireplaces and stoves inspected annually and cleaned and repaired as required to prevent chimney fires, carbon monoxide poisoning and mortar and flashing failure. Water leaks can also cause your mortar to deteriorate prematurely. Consider installing a chimney cap to protect your chimney from water, debris and critters. CLEAN CARPETING, UPHOLSTERY AND DRAPERIES: Have your carpets, upholstery and draperies cleaned regularly, once every 12 to 18 months to remove the dirt and grit that can wear them out prematurely. APPLIANCES: Inspect appliance hoses and ventilation according to the owners’ manuals. Replace if necessary. Vacuum the coils behind your refrigerator and freezer (found behind or under the appliance) to increase energy efficiency. GARAGE DOORS: Clean and lubricate hinges, rollers, and tracks; tighten screws. Join me next month for Part 5 of our series on Preventive Maintenance Tips for your Home. We will be discussing tips for every 2 years. Visit us at www.freminshomeimprovement.com

Fogging of insulated windows.

Our home inspector reported that three windows in our 9 year old house had fogging insulated panes, and he suggested that we contact the builder or manufacturer for warranty information.

Article Thumbnail Small

Q Our home inspector reported that three windows in our 9 year old house had fogging insulated panes, and he suggested that we contact the builder or manufacturer for warranty information. We contacted the manufacturer who sent a man out, but he said that only two of the windows were fogged. When we called the inspector, he said that insulated windows will fog only under certain conditions, and that we look at the windows at the same time of day that they were inspected. Is our inspector a bit foggy in the head?

A It has been my experience that insulated window panes, when the seal is broken, will fog only under certain conditions. The two pieces of glass in a double-pane window have an inert gas between them which is held in place by a seal. This thin space of gas is what allows the windows to slow down the transmission of heat or cold. When this seal is compromised, ordinary air is allowed to enter, and moisture may condense on the inside surfaces of the glass. These types of windows are most likely to fog on a winter morning a short time after the sun hits them. The outside of the window has been cold overnight, and the inside has been warm. When the sun hits the cold outer glass, moisture condenses and the foggy appearance occurs. A few hours later, as the temperatures stabilize, the fog may disappear altogether. In this case, the inspector was correct to suggest that the windows be inspected under the same conditions. In the case of your 9 year old house, your windows may still be under warranty. The earlier versions of insulated windows were somewhat prone to failure, but technology has steadily improved, and today’s windows are much more reliable. Warranties have gotten much better as well, so it you have foggy windows, check with the manufacturer to see if you can have them replaced under warranty.

Unmarried Couples Your Property Rights

Moving in Together or Splitting Up

Article Thumbnail Small

Unmarried Couples
Your Property Rights: Moving in Together or Splitting Up

Recent nationwide surveys show many couples are deciding to live together before marriage or live together with no intention of marrying at all. For these couples, buying a home is not necessarily more difficult but it does come with additional challenges and items to consider before signing the dotted line.

Unmarried couples will find they have the common options of Tenants in Common or Joint Tenancy contracts when they purchase property. In some states one of these options will be considered automatically for them so they should be aware of what type of contract they are signing in advance.

Tenants in Common:

  • Contract between two or more people to own property together. There is no limit to the number of owners. This type of ownership is common for unmarried couples, groups investing in larger property and those interested in buying property in expensive markets they could not otherwise afford on their own.
  • Tenants in Common can sell their share of the home at any time. If no additional contract is made, they may do this without forewarning other owners.
  • Shares of the Tenants in Common does not need to be equal. Percentages can be assign based off contribution amounts. Sally A. may own 50%, Tony B. 25% and Mary C. 25%.
  • To terminate a Tenants in Common contract one owner may buy out the other(s) or all parties can agree to sell the property and split the profits according to percentage(s) owned.
  • If one owner passes away, then it is whomever they specified in their last will and testament who inherits that share.

Joint Tenancy:

  • Most of the above conditions also apply to joint tenancy. However, a joint tenancy offers a right of survivorship. If one of the owners passes away, the other(s) automatically get ownership without the necessity of a last will and testament.

It is important to realize the above contracts cover the basic property rights for a mortgaged/purchased home or property. The above do not protect individual property (i.e. furniture), discrepancies in contributions to home improvements, or other expenses of owning a home. Therefore, it is imperative that unmarried couples write up a contract that address these issues. Almost like a pre-nuptial agreement (and often perceived as unromantic as one) a contract of terms will protect both parties in case paths do part.

Items to consider in a contractual agreement:

  • If you have a Tenants in Common agreement, make certain all parties do have a last will and testament to clear any possible confusion of ownership in case of death.
  • Include terms for terminating the joint ownership. -Specify if the other party should be given a required number of days notice of the sale and an option to buyout before one of the owners sells their half. -Set limits on the amount of the time allotted for the buyout. A fair time should be offered with a consideration of time constraints created by working through the banking process. -If the property will be sold, make sure to include the percentages of the property owned so each party gets their share.
  • Detail how expenses will be kept on equal terms. Will the mortgage be split? Will one pay the mortgage and the other all the household utilities and joint bills? Again, if the contribution is not equal the difference should be recorded.
  • It may be too cumbersome and unrealistic to include personal property items such as furniture in this contract. Instead you may want to make a separate record. List items that each individual brings into the household. If furniture is later purchased together, many unmarried couples will find it beneficial to keep track of contributions. Because their separation will not be treated as a divorce, disputes over items like these will be harder to resolve without some record.
  • Do not include chore items such as who does the dishes. This can make your contract frivolous and tossed out in a court of law. However, some counselors do suggest making chore lists for all couples (married or not) to help cope with the pressures and expectations of our fast passed lives and homes.

If the unthinkable does happen and you do separate, make sure to give yourself time to cope and process. Even without a marriage it is a major life change. With or without contracts it is important to work together until you can sell or buyout the house if at all possible.

Some coping strategies:

  • Accept and expect mood swings
  • Don't expect to be able to concentrate and work at 100% for a while
  • Don't expect to understand why you separated right away - this takes time and reflection
  • Don't become a hermit - instead use this as a launching pad to rediscover your interests and hobbies
  • Prioritize your needs

Got Attic Mold? How to Diagnose Common Sources.

It happens to countless homeowners around the end of the year – you make the annual visit to your attic to collect the holiday decorations and what do you find?

Article Thumbnail Small

Got Attic Mold? How to Diagnose Common Sources.
By Mark D. Tyrol, P.E./Battic Door Energy Conservation Products

It happens to countless homeowners around the end of the year – you make the annual visit to your attic to collect the holiday decorations and what do you find? Spots and blotches covering the bottom of the roof sheathing. Worse yet – it turns out to be attic mold! What does energy conservation have to do with mold in the attic? Well if you take a step back and consider how the house behaves as system, they are often directly related. Building science experts have long been using the “house as a system” approach to diagnose the cause and origin of building defects. For example, ice dams. These are often caused by warm air seeping into the attic which causes the snow and ice on the roof to melt. The water drains to the edge of the roof (which is colder than the rest of the roof because it is an overhang and not warmed by the attic), freezes and creates an ice dam. As this process is repeated daily, the ice dam grows larger. Eventually water is forced under a shingle where it can seep into the house. Understanding how the house behaves as a system and the various causes and effects is necessary to diagnose most building related problems. But how about that attic mold? How did it get there? Mold requires chronic moisture to form and to thrive, so source(s) of moisture must be present. Possibly the moisture came from outdoors. The roof is newer and a quick check of the roof shows no obvious damage or leaks. Possibly the moisture came from indoors. During the heating season, the interior of the house frequently has high moisture levels, especially bathrooms and kitchens. A quick check shows that all bathroom fans, kitchen vents, etc. are properly ducted completely outdoors and not into the attic. The amount of insulation looks good and the attic is well ventilated. Don’t give up – you are almost there! Remember the house as a system? You know that warm, moist air is in the house, but how is it getting into the attic? By air leaks! Air leaks are the leading source of energy loss in most houses, and a frequent source of chronic moisture that can cause attic mold. Most homeowners are well aware of air leaks around windows and doors (especially old ones), but many overlook the numerous gaps leading directly into the attic! Have a look around the attic and you may find large gaps around recessed lights and fans, holes where wires or pipes are installed, even large gaps around the chimney. And don’t overlook the whole house fan and especially the folding attic stair - a big, uninsulated hole in your ceiling that is often overlooked! These gaps can add up to a large hole that allows warm, moist air from the house to flow right into the cold attic. The warm moist air condenses on the cold roof sheathing, creating chronically damp conditions that can lead to attic mold growth. And the energy loss – it can be like leaving a window open all winter long! Seal these air leaks and you stop a significant moisture source. And just think of all the energy you can save and the cold drafts you can stop! Mark D. Tyrol is a Professional Engineer specializing in cause and origin of construction defects. He developed several residential energy conservation products including an attic stair cover and a fireplace draftstopper. To learn more visit www.batticdoor.com