Welcome back to Rocky’s Corner! Last month we started Part 6(a 2 part Spring) of an 8 part series of Preventive Maintenance Tips for your Home. This month we will conclude our Spring season tips.

Every Spring-Part B

EXTERIOR CAULKING:

• Inspect caulking and replace if deteriorating.

FLASHING:

• Check flashings around all surface projections and sidewalls; replace if necessary.

GUTTERS AND DOWNSPOUTS:

• Clear/install/repair gutters and downspouts and make sure the runoff is directed away from your home so it can’t erode the soil around the foundation or run into your basement or crawl space.
• Install gutter accessories to divert water, channel underground drain lines into existing yard drainage or storm sewers, or consider installing a dry well at the end of the drainpipe to slowly distribute the water to surrounding soil.

LANDSCAPING:

• Clean out the flowerbeds, removing fallen leaves and blossoms to avoid potential fungus and molds.
• Cut back and trim all vegetation and overgrown bushes from structures.
• Trim non-fruit trees before they start to grow and both fruit trees and Rose bushes before they start to bud to improve their production.
• Consider a lawn renovation to eliminate the brown spots and crab grass left over from last summer and reseed bare spots. Contact a county extension service or gardening service for advice about proper lawn and garden care for your area.
• For all of the above items, a prescreened pro may be your best bet. PIPES: Remove insulation around outdoor water pipes. Check for leaking around the outside hose bibs and evidence of rust or a white line deposit that may indicate a leak is starting.

ROOFS:

• Inspect roof surface for warping, aging, moss, and cracking, making sure that shingles, shakes or tiles are sound; repair or replace as needed.
• Inspect the flashing around chimneys, skylights and vents.
• Seal cracks or openings where water could penetrate.
• If you see significant damage or wear, contact a roofing specialist to give you a bid on a roof replacement.
• Check eaves, and soffit for signs of water damage or deteriorating paint.
• Repair, repaint or consider wrapping with maintenance-free vinyl or aluminum soffit and fascia.

SIDING:

• Inspect siding (especially on the south and storm sides of the house) for evidence of deterioration, including cracks, splintering, decay, and insect damage; clean, treat and repair as needed.
• Remember, paint protects wood and stucco surfaces; postponing necessary painting will require more extensive and expensive preparation (scraping, sanding, and priming) and repairs before repainting in the future.

1. Brick and stone: check joints between wood and masonry. Waterproof, repair or repaint if necessary.
2.  Wood: look for lifting or peeling paint, splitting wood or areas where the wood grain is separating or “checking” because water is getting into the siding.
3.  Stucco: a chalky residue that rubs off on your hand is evidence of oxidation, a deterioration of paint or color coat that reduces stucco’s insulating value. If the stucco is cracked, this allows water to get in around windows and doors. If this is the case, have your stucco professionally repaired.
4. Trim: look for peeling paint on the fascia boards, window sills and sashes that could allow water in to form mildew and fungus on the interior of your home behind curtains, blinds and window coverings. Consider installing maintenance-free vinyl or aluminum trim.

SPRINKLERS:

• Check lawn sprinkler system for broken heads, leaky valves and exposed lines and contact a sprinkler service if necessary.

WATER WELL:

• Consider having well water tested for safety. Join me next month for our final Part of our series on Preventive Maintenance Tips for your Home. Visit us at www.freminshomeimprovement.com

Welcome back to Rocky’s Corner!

Last month we started Part 4 of an 8 part series of Preventive Maintenance Tips for your Home. This month we will discus helpful tips for maintenance every 2 years. Every 2 Years

AIR DUCTS:
Consider having the air ducts in your home cleaned if family members suffer excessively from respiratory infections, asthma or allergies; if there is visible mold growth inside ducts or on other components of your heating and cooling system, the ducts are infested with insects or rodents. Excessive amounts of dust and debris and/or particles are actually released into the home from your supply registers.

CARBON MONOXIDE DETECTOR:
Change sensor element.

DECKS AND PORCHES:
If they are professionally cleaned, sealed and maintained, it should only be necessary to refinish and/or stain your wooden decks every two or three years. It is necessary that surfaces be thoroughly cleaned and dried before adding another coat of stain or protective finish. Remove mold and mildew, fungus, tree sap, grease and bird droppings from exterior wood with the appropriate commercial deck cleaner (or homemade mixture) and a stiff brushed broom. Clean mildew and fungus by mixing one cup of chlorine bleach per gallon of water; scrub and rinse well. Sodium bicarbonate works well to remove dirt, mildew and the weathered gray residue from sunlight degradation. Oxalic acid will remove metal stains around nails and dark tannin stains often found on redwood, cedar and oak. Use care and follow manufacturers’ directions when using these products, wear eye protection, long pants, long sleeves and gloves; cover surrounding vegetation with plastic and rinse well.

TILE, NATURAL STONE AND GROUT:
Have your grout, professionally sealed every one to three years in medium to heavy-used areas and every three to five years in lightly used areas.

SEPTIC TANK:
Have the septic tank cleaned and pumped. Join me next month for Part 6 of our series on Preventive Maintenance Tips for your Home. We will be starting with tips for each season st Spring Visit us at www.freminshomeimprovement.com

Recently I was asked to inspect a vacation home in North Carolina. The owners said that the garage had suddenly developed a mildew problem which had never occurred in the 100 plus year life of the house. What I found was that water was running under the walls of the garage and collecting in the storage closet area. Since the garage had been closed for about four months, the mildew problem was quite severe. The owners said that they had never had this problem before, so I started by asking them what, if anything, they had done to alter the lot drainage. It turns out that they had hired an architect to design a screened porch on the flat roof of the garage, and had hired a local contractor to build it. My first question was; did the original garage have gutters? They said that it had some kind of drain in the flat roof which drained the water off the back corner of the structure. The original garage did indeed have a scupper feeding into a downspout which drained the water downhill from the structure, but this was abandoned when the porch was built. It didn’t take me long to realize that all the water falling on the gabled roof of the new porch was draining along the sides of the garage and running under the old walls. They solved the problem by installing gutters along both sides of the garage with downspouts to channel the water away and downhill from the structure. Gutters can sometimes be difficult to keep clean, but they do a very good job of keeping water away from the house.

You have evaluated the neighborhood and find that your improvement is consistent with general aesthetic and size parameters. You plan to remain in the house for some time. You find that a second mortgage payment will not strain your current monthly budget. You feel you can devote a certain amount of time towards planning the project. And finally, you are really sick of waiting in line to go to the bathroom in your own house!

Your next step is to create a project budget. Decide how long you plan on staying in your home. The length of time you intend to stay in a home will affect how much money you should invest in it. If you are going to stay in the home for more than ten years, you should spend as much as you are able to create the home of your dreams. Make a list of all your debts. You should include any debts you pay on a monthly basis, such as mortgages, car loans, credit cards, and any other items with a fixed monthly payment. This list should not include payments for groceries, utilities, telephone services, or other general expenses. Call this list your monthly expenses. Determine your total gross monthly income. Include all sources of income that you would list on a loan application.

You are ready to determine a project budget. Use the following steps for this process; I have plugged numbers into the formulas to demonstrate how each works.

STEP 1
Lenders use a simple Debt-to-Income (DTI) ratio to determine if a homeowner can afford the additional debt of a remodeling project. DTI Enter Your Total Monthly Expenses $2,860.00 Add the Estimated Monthly Payment for the Project +$775.67 Total $3,635.67 Divide the Total by Your Gross Monthly Income $7,950.00 DTI = 45.7% Each lender will approve loans at a specific DTI percentage (most lenders will tell you what their set DTI ratio is, if you ask). In this example, let us assume that the lender accepts DTI ratios of 45 percent. You are right at the cusp of qualifying. Provided your credit rating is good and you have plenty of equity in your home you will most likely be approved for this loan.

STEP 2
The next step is to determine the maximum monthly payment you can afford for remodeling. Multiply your monthly gross income amount by the lender's maximum DTI allowance, and subtract your current total monthly expenses, excluding the estimated remodeling payment. Gross Monthly Income $7,950.00 Lender's DTI ratio x.45 Subtotal $3,577.50 Less Total Monthly Expenses -$2,860.00 Maximum Affordable Payment = $717.50 Use this figure to determine the maximum available to you to borrow. In this case we assume that the home improvement loan is a fifteen year note at seven percent. The maximum you can borrow is forty-seven thousand dollars for your project given this monthly payment. There are many different options you can explore with your lender during this process. These options can sometimes increase the amount you can borrow; it is best to discuss this thoroughly with lenders. We discuss financing in more detail in the next section.

STEP 3
The final consideration for your budget is if there is any available cash to supplement what you borrow for the project. These are funds not being set aside for future financial obligations such as retirement, college, or other major purchases (like a new car). They are not required for monthly or general expenses as well. In this example let us assume that you have three thousand dollars in excess funds available for the project. This brings your maximum project budget to fifty thousand dollars. The budget now becomes the overriding parameter that drives the project. Every decision from this point forward is made according to the limits set by the budget. The next thing to consider is the percentage of the budget necessary for contingencies. Contingencies are unexpected items that present themselves during the course of the project. The guideline is to set aside between five and twenty percent of your budget for contingencies. The actual percentage depends upon the complexity of the project. For instance, a new roof generally does not require other ancillary items be repaired or altered in order to install the roof. Therefore the minimum contingency of five percent is usually sufficient. On the other hand, a large addition to your home involves many more trades and materials that likely require the maximum contingency of twenty percent. As a rule if any portion of your existing walls, floors, or ceilings must be demolished or opened up in order to install the new materials you need a contingency towards the maximum. Although a professional architect and/or contractor have vast knowledge of the construction process he or she does not have X-ray vision. Often times there are situations that complicate construction contained within these areas that cannot possibly be known about until the area is opened. For our example we will assume you are putting on a small kitchen addition (referred to as a “bump-out”). Since you will have to open up an existing wall but the work area is concentrated to a small portion of the house a contingency of fifteen percent should suffice.

This means that the budget for actual construction that you present to the architect is forty-two thousand five hundred dollars. This is the parameter you want your design professional to use. You hold the seven thousand five hundred dollars in reserve to address any unforeseen expenses that occur once the project begins. You protect yourself from scrambling for extra funds in the middle of the upgrade; if you do not use all of the contingency, and there is no rule that says you have to, then you complete your project under budget (heretofore an unheard of occurrence in remodeling)!

Garden (noun): a) plot of ground where herbs, fruits, flowers, or vegetables are cultivated b) a rich well-cultivated region c) a container (as a window box) planted with usually a variety of small plants [Merriam-Webster Online]. As seen in the preceding definition, gardens can be functional providing herbs & veggies or they can be landscaped areas of beauty with flowers and other cultivated plants. Whether for an apartment with window boxes and porch containers or a house with acres to play, everyone can create a garden if they want one. There are many wonderful resources online that can help those who want to add plants around their home environment.

First we collected some good, free, online landscaping planners that help you plot out your yard and garden before you plant a single seed. Most come with some plant information but we have also collected a list of plant reference sites that detail plant climate preferences, light requirements and much more. Finally, we have listed sites that offer ideas for unique and complex garden solutions or not so common alternatives to liven up your bit of green.

Part I:

Planning Your Garden Masterpiece Part of the fun of gardening or landscaping a home are the random finds at the local nursery. Ooh! That hasta is beautiful and would look great next to my window! Never mind the poor sage that now gets no light and begins to wither away! Granted this doesn't always happen and not everyone has the time (or the budget) to pre-plan and selectively purchase everything for their yard at one time. However, free online landscaping tools are easy to use and are a fun way to get a little more structure to your garden before you start tossing dirt around. Most of these planners are ideal for large scale sketches. Once the big picture is sketched out, you can more easily concentrate on the smaller parts of the project. It is easy to become overwhelmed by all the plant choices and concepts you may like to try around your home. Having a plan eases the work of the anxious gardner working towards a larger masterpiece. Better Homes & Gardens Plan-a-Garden www.bhg.com Website: Plan-a-Garden lets you design anything from a patio-side container garden to your whole yard. Use your mouse to "drag-and-drop" more than 150 trees, shrubs, and flowers. Add dozens of structures like buildings, sheds, fences, decks -- even a pond. Homecheck Review: You must sign up for online membership to access, but it is free. Opening quick tips offers the only tutorial. Plants are more ‘cartoonish’ which makes it easier to draw out spaces but doesn't help the plant-challenged who may not know what the heck a real Heuchera looks like! There is a option for more plant info that offers info about temperatures and growth height; but very basic at best. I do really like the drag-and-drop with the mouse to place objects. Also easy rotation, zooming and hiding controls. Don’t forget to save your garden; one perk to having an online account is that you may save work on projects and come back to them later. gardenplanner www.smallblueprinter.com/garden/ Website: Arrange plants, trees, buildings and objects using an easy to use 'drag and drop' interface. Use tools to quickly create paving, paths and fences. Then produce a high quality color print out of your design. Homecheck Review: This is a paid program but there is a free trial version you may download to your computer or try online.This program is very basic with both objects and their shapes. This is a better concept planner where you can draw out what you want the yard to look like and then fill in plant details later. Program itself is easy to use, just click drag and click you objects wherever you want. Homestore.com The Garden Designer www.homestore.com/homegarden/gardening/tools/landscapeplanner/ Website: Homestore.com's Garden Designer is the easiest way to visualize the perfect outdoor design! Homecheck Review: There is a simple introduction to the program that gives information by answering common questions. There is no membership requirement to use this program. Like the others it includes a drag and drop interface. Objects are easy to size. Although plants are again clip art, they do offer more variation in look so it is easier to distinguish which plants you place on your grid. However, no information about plant lighting, size and other details are provided. Quick and easy to use, just have a good idea of your plants ahead of time. Lowe's Landscape & Garden Planner www.lowes.com Website: If your outdoor inspiration needs a little help, here is the tool you need. Use Lowe's Landscape and Garden Planner to help build the yard of your dreams. With our design tool, garden and landscape planning are as easy as clicking and dragging. Homecheck Review: This site does request user registration to use freebies. It offers free online newsletters at the time of registration and you can opt out if you choose. Once in the Planner there is a great opening tutorial - turn on your speakers as it is narrated! This program is easy to use with a point-and-click and drag-and-drop tools. When you begin your layout you will be prompted for width and depth of the lot and your region on the US climate map. Hardscapes or objects like your home, driveway and fence are basic images. Plants are listed by sun requirement and type. Plant pictures are basic drawings rather than real images which is not as fun to plan with for those of us with less plant knowledge. Nice features include the sectioning off of areas on the plan so you may work on smaller plots one at a time and printable shopping lists of of your design. NOTE: I used this site the first time a couple of months ago (1/05) and LOVED it, great detail and real images of plants! Recently when I reviewed it again (6/05) it was too simplistic and buggy - many of the radio buttons brought up 0 options to choose from when I logged in the first two times; at the third log-in things started working. And now cookie-cutter-clipart plants rather than images of the real thing? What were they thinking? Blah! Not sure what happened to this once awesome program? Still good and easy to use but not as stellar as before.

Part II:

Plant Reference Sites Solanum Tuberosum? I just wanted a potato... Sometimes the most frustrating or overwhelming aspect of planning your yard can be finding the right plants. Knowing your climate zone is only the first part of the battle. A plant's happiness in your yard will depend on sun exposure, watering, soil make up and all other types of fussy tid bits.Then there is the not so obvious questions of what will the plant look like in 5-10 years. Having a good book to flip through is a good start. The power of the internet is that you have the ability to refine searches and find new hardier plants that may not have been originally strong enough for your region. Below are some online plant guides that can help demystify the abundant world of flora. BBC Gardening Plant Finder www.bbc.co.uk/gardening/plants/plant_finder/ Website: Look up detailed information about thousands of plants using our searchable database. You will find descriptions of the plants and tips about growing them. Homecheck Review: Okay, we know it is not local and there are certain quirks - using centimeters instead of inches!? But seriously, this is an easy to use database. The pictures are great and there are good short plant bios. Burpee www.burpee.com Website: The Burpee company was founded in Philadelphia in 1876 by an 18 year-old with a passion for plants and animals and a mother willing to lend him $1000 dollars of "seed money" to get started in business. Within 25 years he had developed the largest, most progressive seed company in America. By 1915 we were mailing a million catalogues a year to America's gardeners. Homecheck Review: Granted this is a site interested in selling products. But the garden wizard is easy to use and full of good information and pictures. A nice feature is the ability to describe what type plant you need: sun, sow, height and difficulty. The search results come with pictures that may be selected for more detail. This was an easy tool for getting information about vegetable garden plants. Again, due to the fact that they are limited to products they sell not every plant out there will be available for search. Dave's Garden http://davesgarden.com/pf/ Website: Welcome to PlantFiles, the largest plant database in the world with 101,549 entries, 76,918 images and 45,373 comments. Currently entries are from 350 families, 3,587 genera, 22,207 species, and 68,483 cultivars. PF continues to grow through the collaborative efforts of 11,388 gardeners from around the world, most notably the Uber Gardeners. Any registered user may add new plants, images, details, comments, and ZIP codes. Homecheck Review: Finally a database worth checking out! Easy to search, great pictures, and great information about how to sow, grow and maintain the individual plants. An extra plus is that visitors may post comments about their experiences growing the plants listed. HortiPlex Database from Garden Web www.gardenweb.com Website: The HortiPlex database contains plant images and data as well as links to information sources, images and vendors at other sites. Searches may be limited to: just those records with images or links to images; records with vendor links; or, records of botanical taxa. Homecheck Review: Some of the plants listed have information in the actual database which is provided users who leave remarks and pictures. For the most part this database lists other listings out there that reference a particular plant. It is bare bones and somewhat difficult as it is not at first obvious where to click for more information. Disappointing in that most plants only have links to other databases. Would be much better if more users participated and left remarks about the plants they have used or know about. GreenPlace.com (Part of Home & Garden Showplace) www.gardenplace.com Website: Need gardening information and inspiration? Help is just a click away. Homecheck Review: Number of plants are limited to the more common variety. Probably based on what the store carries as well. Easy to use search - really like the show everything option. Nice pictures of the plants. Information for the individual plants is basic, similar to what you would find on the the plant tag at the store. Home Depot Plant Guide www.plant-guide.com/HomeDepotForm.asp Website: Get the information you need to design your garden like a pro. Find out which plants are right for your landscaping project or learn about a particular plant you purchased at Home Depot. Homecheck Review: This site is easy to use. I find doing a broad search by climate and plant category to give the most results. When doing a search like this the results can be substantial (in the hundreds!). Results include list of scientific and common names. Clicking on selection takes you to a more detailed description that includes pictures, scale, uses and much more. For an online freebie, I really liked the usability of this tool. Martha Stewart Living www.marthastewart.com Website: Finding plants for your garden is as easy as picking the features that are most important to you. For instance, for plants that attract butterflies, check that box and your Zone, and click on Search. Homecheck Review: The plant search is very detailed. You may also want to browse by plant type if you are still in the broader planning stage. Pictures are good, usually of the plant feature, flower or fruit). The detail about the plants is wonderful. Definitely a great resource about most plants out there. Another fun addition to this planner is the ability to search plants by 'theme gardens'. Great lists and good way to plan various sections of your yard. Plants Database http://plants.usda.gov/index.html Website: The PLANTS Database provides standardized information about the vascular plants, mosses, liverworts, hornworts, and lichens of the U.S. and its territories. It includes names, plant symbols, checklists, distributional data, species abstracts, characteristics, images, plant links, references, crop information, and automated tools. PLANTS reduces costs by minimizing duplication and making information exchange possible across agencies and disciplines. Homecheck Review: It is not the easiest to browse this database. However, if you know what particular plant you are looking for it is probably in here. Plant information is more scientific. Some plants have pics and some do not. Best for general information about your plants but not necessary a gardening tool. Rock Garden Database www.kadel.cz/flora/kvSearch.html Website: Welcome to the Rock Garden Plants Database. It contains 11253 species with 560 photos and is still growing. For each plant you will find here known synonyms of its name, short description, territory and altitude of its natural location, size, color, bloom, if it is calciphile (Ca+) or calciphobe (Ca-), its type (rosette etc.), cultivation and propagation. Homecheck Review: This site is specialized but has some fun information. Not easy to search but fun to browse. A work in progress shows but still information about plants that aren't as common. MORE SEARCHING... Check out local nursery websites as well. Many of these sites list their plants with pictures and all kinds of good information. Plants will be limited to their selection, but it is another fun way to browse the possibilities. Part III: Unique & Complex Garden Solutions Rooftop need a bit of green? Want to soften and add a natural retreat to your patio? Apartment living have your options limited? No problem! These sites give great ideas for complex and limited spaces. They also offer ideas for container gardens or unique features that any home may enjoy. Finally, these sites also offer advice for various garden problems. We have collected a few examples below. Not every subject for each site is listed below; so take a look at the main link and see what other helpful treasures you may find. About.com-Gardening http://gardening.about.com/ Garden Pests: The following photos illustrate some insect pests and diseases you may encounter in your garden. Mole Control: Mole holes are unsightly on lawns and can be disruptive to the root systems of garden plants. Xeriscape Gardening: Xeriscaping was a term coined back in 1970s in Denver, CO, to mean water wise or water efficient landscaping. Better Homes & Gardens http://netscape.bhg.com/ Container Garden: Create a movable feast of color to match your needs -- whether you live in a country cottage or a New York sky rise. Water Garden: Use water to add sound, sparkle, and movement to your landscape. Wildlife Garden: Make your garden into a delightful refuge for wildlife creatures. Do It Yourself Network www.diynetwork.com/diy/gardening Condo Garden: Even those who live in apartments or condominiums, where space is truly at a premium, can convert a tiny area into an idyllic garden that satisfies the senses and soothes the soul. Container Gardens: Artist and gardener Keeyla Meadows enjoys using containers to experiment with plant textures and colors. Paul James, host of HGTV's Gardening by the Yard, explains how to use container plants creatively. Small Space Garden: Small-space gardening can be a challenge. This segment describes a small Chicago garden that had too much sun on one side and too much shade on the other. Urban Garden: How to transform small spaces into fresh, stylish areas of tranquility, using hip hardscapes and cold hardy perennials. Water Garden: Pond builder Richard Koogle of Lilypons Water Gardens offers advice on maintaining a water garden. Wildlife Garden: [Many subjects from attracting humming birds and butterflies to deterring deer from your yard with plant choices.] Environmental Design & Construction www.edcmag.com Rooftop Garden: The garden roof assembly or “green roof system” has been available in the United States for more than 70 years. Construction consists of two equally important phased applications: the waterproofing application and the garden assembly. The ultimate success of a rooftop garden depends largely on the proper design and installation. Garden Guides www.gardenguides.com Container Garden: Even the smallest patio or porch can boast a crop of vegetables or a garden of flowers in containers. Planter boxes, wooden barrels, hanging baskets and large flowerpots are just some of the containers that can be used. See other Tips & Techniques Organic Gardening www.organicgardening.com Organic Garden: We've gathered the basics of organic gardening for you here. You'll be able to find where to get your soil tested, learn how to manage pests without using chemicals, and read growing guides for vegetables and flowers. Conclusion The above collection of resources is only the beginning. Many more articles, blogs, photographs, and other tid bits about gardening are available on the web. Hopefully this article served to illustrate what a great resource the Internet can be when planning and improving your garden. We have covered landscaping planners, plant reference guides and various garden solutions from problems with pests to space. If you find some of the bits in this article resourceful, be sure to bookmark this page to review it in the future. Happy gardening!

Clean up the outside.

• Curb appeal is the first impression of your house. Keeping the grass cut and the area tidy will help make a great first impression.
• Paint or wash the exterior of the house (including window casings, shutters, and doors).
• Wash the windows inside and out.
• Check the gutters and chimney.

Increase The Curb Appeal Of Any House. Simple, low-cost curb appeal and house makeover improvements that anyone can do in a weekend. Or, there are many landscaping companies that can help with the job if time is an issue.

Touch up the interior.

• Put a fresh coat of paint in the most used areas of the home. This will clean as well as brighten up the rooms.
• Wash the walls where paint is not appropriate (i.e. wall paper, paneling).
• Wash all floors and bathroom tiles.
• Shampoo dirty carpets.
• Get rid of clutter. Clean out your closets, garage, basement, and attic. Use shelf storage if necessary.
• Replace air filters to help keep the dust down.

Replace bathroom and kitchen fixtures that are worn or leaking.

• People will notice a leaking or worn-out faucet. By replacing these items, you will give a new look to the room.
• Clean under the sinks. If there are any leaks, fix them. Then clean up the damage using contact paper or paint.

Home Improvement Contractor. Find and research local contractors, and get free no obligation quotes on your home improvement projects.

Get rid of any bad smells in your home.

• Pay attention to pet or cigarette odors.
• Place scented potpourri around the house.
• On the day you're expecting a potential buyer, pop a batch of frozen cinnamon rolls, home-made bread, or an apple pie into the oven for a great aroma.