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How to Become a Home Inspector

Home inspectors must have a good knowledge of homes, and drive to learn more.

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Owning a home is a popular investment. As with any investment the buyer wants to be certain there are no problems with the home. It is also beneficial to be aware in advance of any flaws that may need to be corrected. Thus enters the profession of home inspection. Home inspectors are usually hired by the home buyer, realtor or mortgage brokers to review the home to be purchased. They are asked to do a thorough check of the indoor and outdoor condition of the home. This invaluable home check is a type ofinsurance for the home buyer and money lender. They gain detailed information about the quality and condition of their investment. So how does one become a home inspector? Home inspection is an involved career that requires self motivation, great people skills and small business acumen. If you ever wondered how to become a home inspector then read on and review the links provided for a quick guide to this growing career. Part I: What It Takes There are many skills one must have to be a home inspector. Some may assume that one need only a knowledge of homes and home repair andmaintenance to work in this field. Home inspection requires a great deal more. It is true, home inspectors must have a good knowledge of homes but they must also have the drive to learn more if they want to have the most up-to-date information for their clients. Home inspectors must also be very good with people. Home inspection requires a great deal of customer service. They should expect daily interaction with clients, realtors, lenders, and even other inspectors. Finally, home inspection is most often a small business. Home inspectors are either starting their own small business or joining another small business in the area. Each of these skills deserve a closer look and further explanation. But first, it will help to map out a typical day in the life of a home inspector. A typical day for a home inspector does not follow the an 8 to 5 schedule. Instead home inspections may take place after normal work hours and even on the weekends. It usually depends on what works best for the client. When scheduling an inspection, most home inspectors encourage the client to be present at the time of the inspection so that they may follow the inspector through the process. This is especially the case when the client is the home buyer. On the scheduled day, after a short introduction with the clients, the inspector begins to assess the home. As the inspector reviews and takes notes, they also point out good and questionable details to the client. Because the client is with them during the inspection they may ask questions and get clarification about what may be done to fix problems or how to adopt better preventive maintenance. Home inspectors always prepare a report for the client and will often remind them that whatever they point out during the review will be in more detail in the report later. A good inspector will do all the easily accessible indoor and outdoor inspection with the clients. After this they usually inspect the roof, attic, under the house and other hard to reach places on their own. Once the inspection is over the inspector will wrap up with the clients and arrange to send them or their realtor the final report. Nowadays, most inspectors take their notes and enter them into computer programs to give good, detailed reports to their clients within in 24-48 hours. This quick turn around time is important as an offer for a home may be waiting for the results of the inspection to close. After this inspection the inspector may not have time to run back to the office or run the notes through on the laptop; thus it is imperative they took good notes. Instead they may leave one inspection directly for another. At the end of the day they may finally get the chance to sit down, review notes and polish final reports. So what does the inspector review and place in the report? Home inspection is a thorough review of a home. It requires knowledge of homes and home maintenance and repair. Usually those entering the home inspection field either have a background as a home professional, i.e. contractor, plumber, electrician, or they are already a good all around handyman, i.e. their relatives actually trust their help on home repairs! But to become a home inspector they must continue their education and round out their knowledge of the home. The areas they will investigate (and therefore must have knowledge of) include: Foundation: i.e. spotting structural defects and damage Plumbing: i.e. pipes, fixtures and corrosion Electrical: i.e. grounding, fuses and breakers Roofing: i.e. roofing materials, draining systems and detecting leaks Equipment: i.e. stoves, furnaces, and air conditioners Interior: i.e. cabinets, fire places, and doors & windows Exterior: i.e. patio, decks, driveway and walkways The above list is only a brief review but illustrates the broad range of knowledge the home inspector must have. To inspect all of these items they must be a sort of jack-of-all-trades. The home inspector must be able to review the construction and wear on a home with a critical eye. They must understand enough to be a little bit of everyone: plumber, electrician, carpenter, maintenance mechanic, roofer, contractor and mason; to name a few. Having the knowledge is the first step, being able communicate that knowledge to clients is another necessity for home inspectors. One must be a "people person" and a great communicator to enter the home inspection business. Home inspectors work with a diverse clientele. Most of the clients are home buyers, and as homes vary in price and personality, so do the people buying them. Many times the clients accompany the home inspector through the review of the home. During the inspection, the home inspector gives initial impressions of the state of the home. The clients often have questions and want further explanations. Inspectors should expect this and be patient when clarifying their information. A rapport with the client also makes the long process, usually over an hour, go by more quickly. And although the inspector knows their stuff, they will also want their relaxed personality to convey this to the client who may be anxious about their potential home. Besides the home buyer, home inspectors will also work with realtors and home sellers. Here they face the pressures of pleasing their client with their professionalism but not holding back when their critical eye may see something the seller did not expect. This may be harder customer service as it is never an easy task to tell the client bad news. Finally, home inspectors may work with other professionals such as lawyers. A knowledgeable home inspector may include expert witness testimony as a service to the professional community. But opportunities as an expert witness only come to those who can communicate their knowledge clearly. Being a good communicator and a "people person" will help the home inspector in this predominantly small business field. Most home inspection businesses are small companies run by an individual or a small group of individuals. The flexible hours and little overhead make this an ideal small business to start. If one individual wants to set up their small business, most states make this easy to accomplish. However, many states do have regulations for home inspectors to follow (see links listed below for detailed information for your state). The benefits of the small business, setting your own schedule, determining your pay, etc. also come with a cost. The small business owner must be self motivated. There are times when the work day will easily stretch past the 8 hour norm. Small business owners must be willing to promote themselves and get their name out there. The small business owner is their own boss, marketing manager, project planner, secretary, and sometimes accountant. If a home inspector joins a firm, these are generally small businesses as well. Here staff may not do everything, however, as in all small businesses, it works best when everyone is willing to do a little more than their usual workload for the well being of the company. The perks of these smaller business groups is that they often have their employees best interests at heart and will work hard to make a good working environment for everyone. Small business has a different culture than most jobs and the home inspecting profession fits well into this group; anyone interested in the home inspection trade should be aware of everything a small business has to offer. Home inspection is an involved career. It has variable workdays with new people and places every day. Home inspectors are interested in learning about homes and all their components. They take time to learn the details and are patient when sharing and explaining that information with clients. Home inspectors can work with a diverse audience and may even have the communication skills to be an expert witness. They are self motivated small business owners and/or members. To them, the benefits and rewards are greater than any of the challenges a small business may offer. All these traits together are the basic skills one needs to be a home inspector. Now, how does one get the well-rounded education and connections they need to start? Check out Part II of our article to find out Where to Start. Part II: Where to Start A career as a home inspector is sounding like the perfect fit for your lifestyle and business preference. You are handy around the house or already have some education in one of the home professional fields. To you, homes are a playground with all kinds of potential. But now where do you go? To become a home inspector you will want to start with classes. After taking a class there are many home inspection associations out there to join. Finally, you will want to decide if you want to start your own business or if you want to join a firm in your area. Then you will be ready to tackle your first client! But first, where do you go to learn the home inspection trade? There are many associations and companies that offer home inspector training. Most have correspondence courses by video/mail or Internet. These classes vary, but sites that do list cost show average prices over $1000 for a complete course. Many of these groups also offer smaller programs to learn or review specific areas of home inspection. These are useful to those with some starting background or home inspectors already in the field that want to increase their specific knowledge. Specialized courses for home inspectors already in the field may be used as continuing education credits which is required by most organizations. These continuing education courses also help inspectors expand their services. For example some inspectors may choose to include commercial inspections or learn more about becoming an expert witness (to learn more about continuing education see our links below). Some organizations do have in person classes available, depending on location. Many of these classes are geared towards the adult learner who may be working around another full time job. Most of these training programs come with a comprehensive test and more information about state specific rules. Another great benefit about a lot of these programs is that they include small business and general customer service overviews. Students learn how to start and promote their business. Often, information for creating professional relationships with realtors and others in the real estate business are included. This may prove to be extremely helpful to those starting home inspection as their own small business. Finally, these programs often demystify the process of writing clear reports for clients. They may also cover the various types of software and tools available to the home inspector writing reports. These classes are great in training future home inspectors about how to inspect, where to find clients, how to set up the business and what tools are available to make their trade easier. With the class taken and exams passed, the home inspector will want to look at joining a professional organization. Home Inspection associations offer membership benefits to those in the career. To join, home inspectors must usually show some competence in the field. They may either do this by providing their state license (if their state requires it) and/or taking an exam. Most associations do have a means of reviewing the inspectors that join (see our list of membership links below). Home inspectors must adhere to the 'Standards of Practice' for the organization. By providing clear guidelines to follow, these associations protect the home inspector, consumer and the profession. Many consumers are looking for home inspectors that belong to one or more organizations because the high standards these groups expect for their members. In this way, membership may be used as a positive advertising tool. Once a member, it is usually required that inspectors keep their knowledge updated through continuing education. Most associations offer continuing education classes and seminars for their members. Besides educational opportunities, these organizations also offer newsletters, discussion forums, example cases and other materials to aid the home inspector. Finally, many associations have local chapters. Through these local groups home inspectors may connect with others in the profession. Some associations offer mentorship programs through local chapters as well. Thus, home inspector associations offer training, professional guidelines, aids, and local connections. Home inspection is traditionally a small business and it is up to the inspector as to how much of the business they want to control alone. To start a one person small business is possible for the home inspection career. However, this takes self discipline and direction. There are also requirements and rules that must be followed in each state. Contacting the local Better Business Bureau is a good start. But also a small business class or contacting a lawyer will help clarify the paperwork and process of starting a small business. Another option is to buy into a home inspection franchise (see business aid links for examples).After they have a good foothold, some home inspectors may hire a small staff that can help with scheduling, reporting and bookkeeping. As the business grows the home inspector may start a small firm and hire on other inspectors. Some inspectors prefer to start with a firm already in place. These smaller groups offer guidance and mentorship for those new to home inspection. When set up as a company, they may also offer the individual legal protection under the business name rather then having their own personal name at risk. Traditionally a small business, it is up to the home inspector to find what kind of small business works best for them. Once an interest is established the road to becoming a home inspector is clear. One must first educate themselves about running home checks, writing reports, and working with clients. Joining a home inspection association will help further the home inspectors education, resources and connections. One of the toughest choices for the new home inspector would be if they want to start under the guidance of another in a small firm or if they want to start out on their own. Once these steps are taken the home inspector may take on the first clients and begin their career. Conclusion A home inspector is a well rounded individual who is both flexible and knowledgeable. They are jack-of-all-trades around the house and are dedicated to continuing their education to know the latest about their field. Home Inspectors are great communicators and enjoy working with various people in a job that changes daily. They have the dedication and interest in working in a small business. After testing their knowledge, they usually join an association with a good 'Standards of Practice' they agree to follow. The 'Standards of Practice' provides clear guidelines to follow, thus protecting the home inspector, consumer and the profession. The finally decision of the home inspector will be if they want to start their own small business or join another firm already started in their area. Whichever they choose they enter it understanding the great benefits and hardships of a small business. Home inspection is fast growing career with many benefits and challenges. If contemplating the career, take some time to look over the links provided for Training, Membership Information, State Regulations, Continuing Education, Small Business Aid. Home Inspection Training Allied Home Inspection www.homeinspectioncourse.com The course is available online or through traditional correspondence. The textbook used in Allied's course is one of the most comprehensive texts available. It covers the inspection process from start to finish (including quizzes at the end of each chapter, an inspection checklist for each topic and a glossary). This book can be used as an inspector's guide in the field. In addition, Allied's course provides supplemental reading which will reveal dozens of special techniques used by professional home inspectors, what they look for and the inspection methods they use. Allied's Home Inspection Course has 13 comprehensive lessons which provide "hands on" instruction. ASHI School of Home Inspection www.ashi.org/inspectors/training.asp ASHI [American Society of Home Inspectors] has created several educational opportunities for prospective home inspectors to learn about the profession and gain the skills and knowledge necessary to become a competent home inspector. Depending on your learning style and preference, you can take courses from the convenience of your home, your local community college or through one of ASHI's endorsed independent training schools throughout the United States. Certified Inspection Training, Inc. www.certifiedinspectiontraining.com Certified Inspection Training, Inc, successfully teaches people how to become home inspectors and just as importantly, how to set up and run their own home inspection business. Classes include: a stand alone Home Study Course, a 3-Day Course combined with the Home Study Course, a one day Structural Pests and Dry Rot Class and a Home Study Pests and Dry Rot Course. The class training is professional and intensive, with study both in the classroom and most importantly, in the field with hands-on practice. HE - A Better School of Building Inspection www.hometraining.com HE - A Better School of Building Inspection (a leader in home inspection training materials) has trained hundreds of home inspectors across North America with home study, live instruction, a combination of both, and advanced coursework on commercial inspections and new construction inspections. We are nationally recognized and affiliates of ASHI, NAHI, FABI, and CREIA. Our training is also accepted in many of the states which currently require licensing or continuing education of home inspectors. Our coursework is also approved by Allen Insurance Group and FREA (home inspector errors and omissions insurers) as an approved training affiliate. Come visit our site to learn more about our videos, live instruction, inspection report disks, tools, etc. Also, check out our Weekly Internet Specials. Home Inspection Institute of America www.inspecthomes.com The Home Inspection Institute of America provides expert home inspection training courses, home inspection certification, home inspection continuing education, top-notch inspection products, and a wealth of information for home inspectors and home buyers. Inspection Support Services Inc. www.inspectsupport.com/courses.htm Inspection Support Services offers the following courses along with other home inspection training courses and and a number seminars including Defect Recognition and Report Writing for both residential and light commercial properties. For further information contact us with your training needs - we will be glad to help you! InspectAmerica Engineering, P.C. www.inspectamerica.com/Home_Inspector_Training/ InspectAmerica Engineering, P.C. offers a home inspector training program for persons interested in entering the home inspection business, as well as for home inspectors who are interested in improving their home inspection service skills and receiving feedback on their home inspection techniques. Home inspector training is also available for persons with a casual or related interest, such as real estate agents, appraisers, mortgage lenders, real estate attorneys, etc., who are interested in learning more about the home inspection business. Our home inspector program can help make you more knowledgeable and proficient in your own business. Our program is also available to home owners who want to know more about the ins and outs of their home. ________________________________ Click here for more links on Continuing Education for Home Inspectors. ________________________________ Inspection Training Associates www.home-inspect.com ITA offers the most complete home inspection training available, with licensed home inspection schools nationwide. Our specialty inspection classes offer specific training on the largest variety of inspection topics. In 1987, ITA founded North America’s first licensed home inspection school, and today we continue to help thousands of people create successful home inspection businesses. ITA has more experience than any other home inspection training school and is backed by Kaplan Professional Schools, one of the world's largest providers of career education. Our instructors are the voices and experts of the profession – many have served as past or present officers of the leading professional associations in the industry. NACHI's Inspector University www.nachi.org/education.htm NACHI [National Association of Certified Home Inspectors] Education today launched the first part of its on-line home inspector education program. The initial published course concentrates on the NACHI Standards of Practice and how they should implemented. There are several non-scoring quizzes built into the system which allow the student to evaluate their understanding of the material presented. Many of the questions written for this course have been added to the SOP exam database, which is the final exam for this course (its completion is an existing membership requirement). National Institute of Building Inspectors® www.nibi.com The National Institute of Building Inspectors® (NIBI®) has provided educational and training programs for the home inspection industry and related professions since 1987. NIBI evolved from training programs developed for the HouseMaster® franchise system, and is recognized as one of the oldest and most experienced home inspection training institutes. While continuing its affiliation with HouseMaster, NIBI offers training for the entire home inspection profession and has developed an enviable reputation for raising inspection standards and increasing awareness of the need for formal home inspection training. Professional Home Inspection Institute www.homeinspectionschool.biz At PHII we have devoted our efforts into creating the best at-home course in the nation. Rather than give you thick books full of information you don't need, or endless hours of video tapes with no interaction, we provide an easy-to-master, interactive course you can complete in just a few weeks with the help of your home computer! We also offer a variety of additional hands-on training opportunities to give new inspectors the experience they need. Professional Inspection Training Institute www.homeinspectiontraining.net We understand that choosing the right Home Inspection school is an important decision. We want to assist you in making a decision that will meet your personal and financial goals. At the Professional Inspection Training Institute, we provide the training that you need to learn the "hottest" growth profession of the decade - home inspection. Our advanced Home Inspection Training is designed to give you in-depth knowledge on current Home Inspection practices, while our hands-on technical instruction will acquaint you with building systems and construction. Cash in on the growing demand for Professional Home Inspectors by training with the Industry Leaders! Thompson Education Direct www.educationdirect.com/inspector/ There are certain skills you need to begin a career in home inspection. The Education Direct Home Inspector training program helps you develop them quickly and conveniently. You’ll learn about: Construction methods; Inspection standards and building codes and regulations; Interior and exterior inspections; Inspecting electric, heating, air conditioning, and plumbing systems; Starting your own Home Inspection business. And you’ll learn it all at home – no classroom needed! This Education Direct distance learning program is like having your own personal Home Inspector school! More Links Home Inspection Membership American Association of Home Inspectors www.aahi.com The American Association of Home Inspectors Inc. is a professional membership organization of "Certified Home Inspectors"TM nationwide. AAHITM was organized in 1989 by the American Institute of Home Inspectors, who has been training home inspectors since 1981. AAHITM is the only National Association that certifies Home Inspectors using a Certification Mark granted by the United States Patent and Trademark Office (Reg. No. 1,662,100) in 1991. The Certification Mark is to be used to certify certain person or persons that have met the education and/or experience criteria as set forth by AAHITM . Current members of AAHITM are granted the right to use this Registered Certification Mark. AAHITM is the Nation’s leading Home Inspectors Association and is not controlled by a group of selected inspectors and does not require sponsorship or approval by your competition for membership. AAHITM has members in 48 states, Canada and Puerto Rico. American Society of Home Inspectors www.ashi.org The American Society of Home Inspectors (ASHI) Web site is your most valuable source of information about home inspection. Home buyers, sellers, real estate professionals and home inspectors alike recognize our resources, educational programs, our Standards and Ethics and our newest program, the ASHI Experience as models of professionalism and superior customer service. We welcome you and invite you to join us in shaping the future of the home inspection profession. For 28 years, ASHI has provided home inspectors with the best in education, resources and professional networking opportunities. Increase your chances of success and join ASHI today. Foundation of Real Estate Appraisers www.frea.com The Foundation of Real Estate Appraisers (FREA) was founded in 1991 to fill a gap in the market for appraiser continuing education. At the time, obtaining education was expensive and difficult. It involved earning a designation that required thousands of dollars in classes from an association, and years of subservient service to someone who was already designated. FREA began offering continuing education classes in the San Diego area and within a few months had more than 150 instructors teaching classes all over the country. In 1996 FREA created a home inspection division, offering the same benefits to home inspectors as they had been offering to appraisers, including low cost E&O insurance. Due to the large numbers of members, FREA has substantial buying power with insurance companies, helping to keep the program strong while other insurance providers have fallen by the wayside. Housing Inspection Foundation http://iami.org/hif.htm The Housing Inspection Foundation (HIF) is an organization of professionals dedicated to the promotion and development of Home Inspection. The Housing Inspection Foundation was created to provide members with Information, Education, Standards, Ethics, and Professional Recognition. The Home Inspection industry is the fastest growing profession today. This creates new opportunities for those who are involved in the real estate, construction or environmental fields that are willing to learn how to perform this vital services, including Home Inspectors, Building Inspectors, Real Estate Professionals, Construction Inspectors, Remodeling Contractors, etc. National Academy of Building Inspection Engineers www.nabie.org National Academy of Building Inspection Engineers, a chartered affinity group of the National Society of Professional Engineers. Since 1989, the National Academy of Building Inspection Engineers has worked to establish the highest standards for the building and home inspection industry and to verify the qualifications of individuals offering these services. As an organization, NABIE strives to protect the integrity of the home and building inspection industry, and thus, the general public. We review legislation, examine court cases, and monitor relevant government activities in all states. We interface with affiliated real estate associations and commissions, state engineering boards and other standard setting organizations. National Association of Certified Home Inspectors www.nachi.org The National Association of Certified Home Inspectors (NACHI) is the world's largest, most elite non-profit inspection association. Our home buying clients enjoy the HI Experience™ only NACHI Certified Inspectors can provide. Our inspectors have all successfully passed NACHI's Inspector Examination, taken a Standards of Practice Quiz, completed a Code of Ethics Course, adhere to Standards of Practice, abide by a Code of Ethics, attend required continuing education courses, and are NACHI Certified. NACHI...the very best home inspectors. National Association of Home Inspectors, Inc. www.nahi.org The National Association of Home Inspectors, Inc. (NAHI) was established in 1987 as a nonprofit association to promote and develop the home inspection industry. The mission of the National Association of Home Inspectors is to promote excellence and professionalism in the Home Inspection industry; to provide a standards of practice and a code of ethics; to educate its members; and to inform the public of the benefits and scope of a professional home inspection. NAHI now has over 1900 members in 49 U.S. states and Canada. By working together to develop and maintain standards of excellence, NAHI members benefit from professional development and the exchange of ideas through continuing education and seminars. Information and support are available for members regarding their business and inspection practices and service to their clients. NAHI's promotional activities educate the public and promote the importance of a reputable home inspection as an integral part of the residential real estate transaction. A national referral service helps consumers find facts about the industry and NAHI standards, and unites NAHI members with new clients. National Institute of Building Inspectors www.nibi.com The National Institute of Building Inspectors® (NIBI®) has provided educational and training programs for the home inspection industry and related professions since 1987. NIBI evolved from training programs developed for the HouseMaster® franchise system, and is recognized as one of the oldest and most experienced home inspection training institutes. While continuing its affiliation with HouseMaster, NIBI offers training for the entire home inspection profession and has developed an enviable reputation for raising inspection standards and increasing awareness of the need for formal home inspection training. NIBI offers conventional Classroom Courses at its dedicated Training Center and distance learning programs through its Online Campus. Both educational programs have been approved by the major home inspection associations and many states as meeting the requirements for membership, licensing, and/or continuing education. NIBI Certified Inspectors are required to not only complete educational courses and field training work, but must also participate in a yearly re-certification program. Being NIBI Certified is indeed the mark of home inspection professionalism! When home buyers are ready to make that home buying decision, they should insist on a Certified NIBI Inspector for their home inspection, and buy with confidence. Organization of Real Estate Professionals www.orep.org OREP specializes in placing errors and omissions insurance for real estate appraisers, home inspectors, real estate agents/brokers, mortgage field service professionals, mortgage brokers and others. OREP offers the lowest rates on appraiser's insurance with same day coverage & confirmation (most cases). Society of Professional Real Estate Inspectors www.sprei.org The Society of Professional Real Estate Inspectors is a national educational organization dedicated to providing the highest level of educational achievement for home/building inspectors. Anyone who is interested in improving his or her skills as an inspector is welcomed to join the Society of Professional Real Estate Inspectors. SPREI does not require past experience or background in the inspection profession. All that is required in becoming a member is a willingness to apply ones self to self-education. By simply filling out the application form and submitting the low annual fee, you will start yourself on the way to becoming an educated and informed real estate inspector. STATE SPECIFIC Arkansas Association of Real Estate Inspectors www.ark-homeinspectors.com The Arkansas Association of Real Estate Inspectors (AAREI) is an Arkansas-wide association of professional Home Inspectors. It was founded in 1992 to: Provide a forum for home inspectors to exchange experiences and to enhance the technical knowledge of its members. Promote excellence in the Home Inspection industry in Arkansas. Provide a source of information about home inspection services for the home buying public. To maintain awareness of the laws and regulations which affect the home inspection industry in Arkansas. California Real Estate Inspection Association www.creia.org The California Real Estate Inspection Association (CREIA) is a voluntary, nonprofit public-benefit organization of real estate inspectors. Founded in 1976, CREIA provides education, training and support services to its members and the real estate community. CREIA's Code of Ethics and Standards of Practice are recognized by the California Business and Professions Codes and are considered the standard of care by the real estate industry and legal profession in the state. CREIA Inspector Members have successfully passed a comprehensive written examination on the myriad of systems and components in the construction and maintenance of residential dwellings. CREIA's educational mission is to expand the technical knowledge of its members through continuing education. Inspector members must complete a minimum 30 hours of continuing education annually. Educational credits are obtained through monthly chapter educational meetings, chapter toolbox seminars, CAMP, state conferences in the spring and fall, and other CREIA approved sources. CREIA membership activities and programs encourage the sharing of experience and knowledge resulting in betterment of the real estate profession and the consumer public, which it serves. Connecticut Association of Home Inspectors www.ct-inspectors.com CAHI is the largest independent home inspector organization in the state. View our "members" directory above to find the most extensive list of licensed home inspectors in Connecticut. CAHI provides top quality monthly and special continuing educational seminars that meet the minimum requirements as set forth by the CT. Home Inspection Licensing Board. Our seminars provide inspectors with information about techniques and components from the past and present including new innovations and technologies that may be found in homes today. CAHI's mission is to educate the home inspector with valuable and pertinent information, the tools that will make them the best home inspectors in the marketplace. Florida Association of Building Inspectors, Inc. www.fabi.org Florida Association of Building Inspectors, Inc. has promoted professionalism in the industry through qualifying their members to assure the public’s confidence. Applicants to FABI must pass a written examination, have their inspection report reviewed and show proof of a required number of inspections in order to qualify for membership. They must also adhere to FABI’s Standards of Practice, Code of Ethics and earn continuing education credits by attending regular seminars/workshops to maintain their membership and keep their proficiencies current. Through its growing membership, FABI maintains an active Ethics Committee to ensure compliance of the Association’s ethical, moral and industry standards. Georgia Association of Home Inspectors www.gahi.com GAHI has promoted higher standards for professional home inspectors since its inception in 1989. Since the State of Georgia does not license home inspectors, GAHI’s membership requirements, the most stringent in the country, fill this void. The organization requires all members to be certified in the One & Two Family Code (IRC / CABO), carry the appropriate level of insurance and posses a business license. Not only does this better equip the home inspector to conduct new construction inspections, but it also sharpens skills for inspecting existing homes. Kentucky Real Estate Inspection Association, Inc. www.kreia.org The Kentucky Real Estate Inspection Association, Inc. (KREIA) was formed in 1992. Its purpose is to promote excellence within the real estate inspection industry by providing and promoting the following: Promote Customer Service through our Standards of Practice and Code of Ethics. Promote and maintain high standards of conduct for its members. Provide its members with education and training opportunities to enhance their professionalism. Provide and promote the KREIA Certification Program to and for our members. Maryland Association of Home Inspectors www.mdahi.org Our goal is to provide you with useful information about our organization that we hope makes it easier for you to do business with our members. Maryland Association of Home Inspectors has been serving the Real Estate community since 1995. We specialize providing a source of the best qualified and reputable Maryland home inspectors. At this site, you will discover what area each member provide home inspection services, and to contact them. Minnesota Society of Housing Inspectors http://mshi.org Since 1979, the Minnesota Society of Housing Inspectors has set a high Standard of Excellence within the inspection industry. Membership in this not-for-profit society of private, licensed, fee-paid home inspectors encourages continuing education and improvement of performance. MSHI is the only Minnesota organization that offers its members continuing education on a monthly basis. Nevada Association of Certified Real Estate Inspectors www.nacrei.org The Nevada Association of Certified Real Estate Inspectors is an organization formed for and by the Certified Real Estate Inspectors of Nevada. Representing the Certified Inspectors of Structures in Nevada and boasting membership of over 50% of the active inspectors in Northern Nevada, NACREI has been recognized to be a viable source of information and training for inspectors as well as a voice to the Division of Real Estate in Nevada. Working with the various entities involved in the legislative process and other areas we have been successful in maintaining our mission statement of Promoting the Professionalism, Integrity, and Qualifications of Professional Home Inspectors in the State of Nevada, as well as becoming, as State of Nevada Certified Inspectors, an important party in the transaction of Real Estate. With membership being open to all State of Nevada Certified Inspectors of Structures, NACREI invites you to join the ranks of our organization and share the success of our labors, as have the others in our membership. Associate memberships are available as well. Southern Nevada Association of Professional Property Inspectors www.snappi.org SNAPPI is a non-profit organization dedicated to providing educational opportunities for its inspector/members and working to inform and educate the public about the benefits of home inspections. We also work with our state officials to reform state law and administrative codes to reflect changing market conditions, industry trends and the needs of our clients, the home buyer. New York State Association Of Home Inspectors www.nysahi.com The New York State Association Of Home Inspectors (NYSAHI) provides this site as a tool to help New York State Home Inspectors stay current with the changing face of home inspector regulation in our state. Our industry is changing. It is evolving from a unregulated service industry to a licensed profession. As recently as ten to fifteen years ago the concept of a home inspection being part of the home buying process was a new one in many parts of the country. Now, about half the states in the union have some form of home inspector regulation. The New York State legislature passed the "Home Inspector Professional Licensing Act" in the 2004 legislative session and Governor Pataki signed it into law on August 12, 2004. This law is set to take effect December 31, 2005. Home inspectors are encouraged to use the links on this page to educate themselves about home inspector licensing in our state to help in preparing for, and prospering in, this new regulated environment. North Carolina Licensed Home Inspector Association www.nclhia.com As of October, 1996, all home inspections in North Carolina must be performed by a North Carolina-licensed home inspector. Licensure is accomplished by meeting stringent requirements set by the State of North Carolina and passing a comprehensive examination. Continuing education is required each year in order to keep this license in force. Being licensed by the North Carolina Home Inspector Licensure Board, and adherence to the North Carolina Standards of Practice and Code of Ethics are the only legal requirements for performing a home inspection in North Carolina. The North Carolina Licensed Home Inspector Association (NCLHIA) was formed in 1997 to provide a professional organization for all home inspectors licensed in North Carolina. Pennsylvania Home Inspectors Coalition http://phic.info The Pennsylvania Home Inspectors Coalition (PHIC) represents the two nationally recognized inspection organizations that have offered verifiable proof of compliance with ACT 114, so that the Coalition can act as the eyes and ears of the Home Inspection profession within this State. Because of the new Home Inspection Law, which went into effect 12/20/01, ASHI® and NAHI™ Chapter Presidents and Vice Presidents came together to form a coalition to reflect each Chapter membership’s point of view. In turn, this can be communicated to the Coalition so that the Coalition will act as the one voice for the home inspection profession in Pennsylvania Texas Association of Real Estate Inspectors www.tarei.com The Texas Association of Real Estate Inspectors (TAREI) is a statewide professional organization formed in 1977 with a current membership of over 750 inspectors and related professionals. TAREI promotes a professional code of ethics for its members, reviews and upgrades minimum standards, provides recommendations to the Texas Real Estate Commission, and conducts statewide continuing education programs for all inspectors. Wisconsin Association of Home Inspectors www.wahigroup.com In 1994, home inspectors throughout Wisconsin began meeting monthly to improve skills and to discuss with other inspectors what they had learned during the conduct of home inspections. In early 1995, we established our name as the Wisconsin Association of Home Inspectors, Incorporated (WAHI). Our goal is to improve the competency of home inspectors through training and professional interaction. Our monthly education programs focus on home inspections as well as industry concerns. Currently, we have over 350 members and many of them are members of the American Society of Home Inspectors (ASHI) and the National Association of Home Inspectors (NAHI). Our members include engineers, builders, electricians, building tradesmen, journeymen, basement specialists, etc. Each of them is involved with the home inspection industry in one way or another. Back to Main Menu State License for Home Inspectors (N/A = state does not current require licensure) Alabama Building Commission www.bc.state.al.us/HI%20Menu.htm Alaska Department of Commerce www.dced.state.ak.us/occ/home.htm Arizona State Board of Technical Registration www.btr.state.az.us/AZ%20Ashi%20Standards.htm Arkansas Home Inspector Registration Board www.sosweb.state.ar.us/ar_rules/rule_final/198.00.03-003F.pdf California N/A - www.commerce.ca.gov/state/ttca/ttca_business_display.jsp?path=Permits+&+Licenses&childPath=License+Handbook Colorado N/A - www.colorado.gov/colorado/permits.html Connecticut Dept of Consumer Protection www.dcp.state.ct.us/licensing/professions.htm Delaware N/A - http://dpr.delaware.gov/default.shtml Florida N/A - www.stateofflorida.com/Portal/DesktopDefault.aspx?tabid=25 Georgia N/A - www.sos.state.ga.us/plb/ Hawaii N/A - www.hawaii.gov/dcca/areas/pvl/ Idaho N/A - www.state.id.us/business/licensing.html Illinois Division of Banks & Real Estate www.obre.state.il.us/realest/homeinspect.htm Indiana Professional Licensing Agency www.in.gov/pla/bandc/home/ Iowa N/A - www.state.ia.us/government/com/prof/home.html Kansas N/A - www.accesskansas.org/operating/operating-resources/index.html Kentucky N/A - http://hbc.ppr.ky.gov/generalinformation.htm Louisiana State Board of Home Inspectors www.lsbhi.info/LSBHIweb.nsf/Home?OpenForm Maine N/A - www.maine.gov/portal/business/professions.html Maryland Division of Occupational & Professional Licensing www.dllr.state.md.us/license/real_est_app/reareq.htm Massachusetts Division of Professional Licensure www.mass.gov/dpl/boards/hi/index.htm Michigan N/A - www.michigan.gov/statelicensesearch/0,1607,7-180-24786_24814-81259--,00.html Minnesota N/A - www.state.mn.us/cgi-bin/portal/mn/jsp/ Mississippi Home Inspector Board www.mrec.state.ms.us/default.asp?siteid=3 Missouri N/A - www.state.mo.us/mo/business.htm Montana N/A - http://discoveringmontana.com/dli/bsd/bc/index.asp Nebraska N/A - www.nebraska.gov/business/html/342/index.phtml Nevada Real Estate Division www.red.state.nv.us/insp_licreq.htm New Hampshire N/A - www.nhes.state.nh.us/elmi/licertreg.htm New Jersey License & Certification Guide www.state.nj.us/commerce/CEG_LCI/html/licguid.html New Mexico N/A - www.rld.state.nm.us/Division%20&%20Proffessions.htm New York State Division of Licensing Services www.dos.state.ny.us/lcns/licensing.html North Carolina Home Inspector Licensure Board www.nchilb.com/OSFM/Engineering/HILB/NCHILB.asp North Dakota N/A - www.ext.nodak.edu/extpubs/agecon/market/ec752-4w.htm Ohio N/A - http://ohio.gov/ Oklahoma Department of Health www.health.state.ok.us/program/ol/info.html#home Oregon Construction Contractors Board http://egov.oregon.gov/CCB/home_inspectors.shtml Pennsylvania Home Inspection Coalition http://phic.info/ Rhode Island Contractors Registration Board www.crb.state.ri.us/docs/hilawsfinal.pdf South Carolina Department of Labor, Licensing & Regulation www.llr.state.sc.us/POL/ResidentialBuilders/ South Dakota Real Estate Commission www.state.sd.us/sdrec/home_inspect/homeinspections.htm Tennessee N/A - www.state.tn.us/commerce/boards/contractors/hinspcontractor.html Texas Real Estate Commission www.trec.state.tx.us/inspector/default.asp Utah N/A - www.dopl.utah.gov/directory.html Vermont N/A - www.vermont.gov/doing_business/profession.html Virginia Department of Business Assistance www.dba.state.va.us/frameset.asp?URL=http%3A%2F%2Fwww%2Edpor%2Evirginia%2Egov Washington N/A - www.dol.wa.gov/main/biglist.htm West Virginia N/A - www.business4wv.com/Public/content/DynamicContent.asp?pagename=licensesearch&Type=Regulatory Wisconsin License, Permit & Registration Service www.wisconsin.gov/state/app/ Wyoming N/A - http://plboards.state.wy.us/ For a more detailed summary, check out these two great resources: American Society of Home Inspectors www.ashi.org/inspectors/state.asp HE-School of Home Inspection www.hometraining.com/certif.htm Home Inspection Institute of America www.inspecthomes.com/regulate.htm Back to Main Menu Continuing Education for Home Inspectors Certified Inspection Training, Inc. www.certifiedinspectiontraining.com/continuing_education.html Classes are held in many areas of the country twice each year. Please check the "Calendar" page for dates and locations. Classes are held on the West Coast in most instances. These classes are approved for Continuing Education credits by many states including the State of Oregon. The Certification Classes are approved for up to 10 education points to sit for the Oregon Certification Tests. Plus you also get 3 "Ride-Along" points. Please check with your state to determine existing requirements. HE - School of Building Inspection www.hometraining.com/continuingEducation.htm Quality Continuing Education Hours MRC's (ASHI), CEU's (NAHI), or State Continuing Education Hours A Better School of Building Inspection offers high-quality material to help you earn your continuing education requirements. With our material you get your hours and get something out of them too!!! By purchasing our 4-Point Residential Inspection Home Study Package, you help reduce the cost of obtaining continuing education hours and get them done when it fits your schedule better. Home Inspection Institute of America, Inc. www.inspecthomes.org/cont_education.htm Continuing education courses on topics of concern and interest to home inspectors are offered at the Institute at various points throughout the year. Schedules will be posted on this site. The courses are submitted to various membership organizations and state licensing boards for appropriate recognition. Attendees receive a Certificate of Attendance at the end of each course, detailing the credit earned. Infinity Schools Continuing Education www.infinityschools.com/HomeInspection.asp Our complete line of training products includes textbook based training modules, resource manuals, and cutting edge CD-ROM And Video Training products, all developed in cooperation with educators, instructional designers, and technical artists, along with extensive research and contributions from home inspectors across North America, specifically to be the premiere education and training program for home inspectors. InspectAmerica Engineering, P.C. www.inspectamerica.com/Home_Inspector_Training/ InspectAmerica Engineering, P.C. offers a home inspector training program for persons interested in entering the home inspection business, as well as for home inspectors who are interested in improving their home inspection service skills and receiving feedback on their home inspection techniques. Home inspector training is also available for persons with a casual or related interest, such as real estate agents, appraisers, mortgage lenders, real estate attorneys, etc., who are interested in learning more about the home inspection business. Our home inspector program can help make you more knowledgeable and proficient in your own business. Our program is also available to home owners who want to know more about the ins and outs of their home. Inspection Support Services www.inspectsupport.com/courses.htm Inspection Support Services offers the following courses along with other home inspection training courses and and a number seminars including Defect Recognition and Report Writing for both residential and light commercial properties. For further information contact us with your training needs - we will be glad to help you! Inspection Training Associates www.home-inspect.com/courses/cehomestudy.asp Need Continuing Education credits, or just need to study up on a specific area in home inspection? Now you can take individual 8 hour home study courses on the inspection topic(s) of your choice! Each correspondence course includes an on-line final exam*, which you are required to pass with a 70% or better grade to receive CE credit. [Also includes other specialty inspection courses on this site.] National Institute of Building Inspectors www.nibi.com The National Institute of Building Inspectors® (NIBI®) has provided educational and training programs for the home inspection industry and related professions since 1987. NIBI evolved from training programs developed for the HouseMaster® franchise system, and is recognized as one of the oldest and most experienced home inspection training institutes. While continuing its affiliation with HouseMaster, NIBI offers training for the entire home inspection profession and has developed an enviable reputation for raising inspection standards and increasing awareness of the need for formal home inspection training. Professional Inspection Training Institute www.homeinspectiontraining.net/docs/conted.asp The Professional Inspection Training Institute offers the following 2 day, 1-day and 1/2 day continuing education courses in the inspection field: EIFS & Stucco Inspections, Electrical Inspections, Foundation & Structural Defects, Mold, Mildew & Moisture Intrusion, Radon Testing & Protocols, Sales & Marketing Seminar, Heat Pump Inspections, Carbon Monoxide & Improper Venting Back to Main Menu Small Business Aids All Business - Champions of Small Business www.allbusiness.com American Home Inspectors Training Institute Start-Up Packages www.ahit.com/products/packages/startup_pkgs.htm Better Business Bureau www.bbb.org Business.gov www.business.gov Business Owners' Idea Cafe www.businessownersideacafe.com Entrepreneur.com Solutions for Growing Businesses www.entrepreneur.com IRS Small Business/Self-Employed www.creditreport.org/get-the-most-out-of-the-irs/ More Business.com www.morebusiness.com National Association of Certified Home Inspectors - Business Success Tips www.nachi.org/success_tips.htm SCORE Counselors to America's Small Business www.score.org Small Business Administration www.sba.gov FRANCHISES AmeriSpec www.amerispecfranchise.com If you're looking to start your own home inspection franchise, you've come to the right place! AmeriSpec offers the best home inspection franchise opportunities available in North America. With over 350 independently owned and operated businesses that conduct over 150,000 inspections annually, AmeriSpec's 17 years of experience provide us with the know-how to offer the best training, support, and tools to get your franchise off the ground fast. A Pro Home Inspection www.a-pro.net/business.html With an annual potential of over 6 million transactions (translated into an estimated $1.8 billion in home inspection fees) the home inspection business is booming. In fact, Money Magazine has rated our industry as one of the "Top Ten Highest Income Home Businesses, and Entrepreneur Magazine calls home inspection "one of the best opportunities…" And now, you can turn that boom into a successful career! Joining the A-Pro® Home Inspection team can literally change your life. You’ll enjoy greater independence, as well as the personal and financial rewards of owning and operating your own home inspection business. National Property Inspections, Inc. www.npiweb.com/subpages/buildYourFuture.html Looking for the blueprints to build a successful home inspection business? Then National Property Inspections is the right opportunity for you. Go ahead--compare us to the competition. In fact, we want you to. Because we're confident that when you measure our franchise business package, including start-up costs, tools, home inspection training, and support, you'll agree that NPI is the right home inspection franchise to help you build your future. Pillar to Post www.pillartopost.com/franchise/index.cfm if you are looking for a business opportunity with an industry leader in a growing field, Pillar To Post® is the answer. You do not have to be an engineer or building contractor to succeed. What you really need is an ability and willingness to work with people. The most successful home inspectors are those who are able to develop strong trust with the real estate professionals who will refer clients to them, as well as with home buyers and sellers. That's why we focus on technical skills and marketing in our initial two-week training program and in our ongoing training and upgrading efforts. World Inspection Network www.winfranchise.com Join World Inspection Network (WIN) as we build a World-Class Brand in the billion-dollar home inspection industry. When you become a home inspector as a WIN franchise owner, the freedom, flexibility and financial rewards of running your own business can be yours. The home inspection industry continues to demonstrate strong growth and has already proven to be an integral part of the real estate transaction process. Over the past decade there has been a steady increase in the overall volume of home sales and the percentage of homes inspected, confirming that the home inspection business is a high demand service in a solid industry. As a WIN home inspector, you will share information with home buyers and sellers by giving them the knowledge and confidence they need to make an informed decision on one of life's biggest investments.

How to Hire a Contractor

Working as a Team on Your Next Home Project

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You have a great idea of what you want to do but you just don't have the skills to implement it. Whether remodeling the kitchen, a spare room or adding on, some projects are better handled by professional contractors. However, make sure you do not get into an agreement with a contractor on impulse. Instead, picking a contractor should be a selective process that is well researched and prepared. This is not only a financial investment; this person (and their team) will be in your home and working with you on a project that may take days or, more likely, weeks to finish. A sound partnership is important. Below are some suggestions for planning out your partnership with a contractor. Also included are a checklist guide and contract example forms from our partner Lawchek®. All are helpful suggestions and tools before hiring any contractor.

Part I: Overview

The following points may help you in the process of hiring and working with a professional contractor.

Plan out your project.

Whether a full kitchen remodel or a new back patio, make sure to plan out your project in advance. You should know what materials you would like to use and what the end project will look like. If you are uncertain about various options, then consult an interior designer, landscape architect or architect. They can help take the ideas you have imagined and tell you how they can logically work. They can also help you create detailed plans of the project and a list of materials for its completion. Many times they will continue to work with you as the project is being completed as well. Having this type of plan in place before hiring a contractor is essential to ensure clear communication. If you start a project unsure of the final outcome you may cause delays and extra expense if you keep changing your mind. To have a large project planned in advance will help you to remain focused.

Determine the kind of contractor you need.

Will a general contractor be able to complete the whole project or will you need cabinet installer, plumber, electrician, etc.? Preplanning your project should help you answer some of these questions. You can be ready to interview contractors knowing that they either need experience in or will need to sub-contract certain aspects of your job. If they cannot do part of the project, will they expect you to hire a specialist (i.e. electrician) or do they have a partnership with one already established? Consider if they have previous experience with your type of project. Ask if they familiar with the architecture and age-specific concerns of your type of home. How have they met the challenges in the past?

Research any permits that may be necessary. With a plan from your architect or landscape architect in place you will now have an idea of how much you will be changing your home. You may ask these professionals as you work out your plan if the project will need building permits. You may also ask this to your contractor as well. However, keep in mind that although some contractors will handle the building permit process themselves as part of their contract, others may leave it up to the home owner. Some argue that only the contractor should handle building permits as this ensures they follow all codes. If you get the permit and the contractor does not follow the codes you may have a harder time seeking corrections by the contractor afterwards. As a first step, it will be very helpful to know whether you need a permit before even contacting a contractor. This is also key to avoiding any fraud. If you already know that your project requires a building permit but your contractor tells you not to worry about it, you have clear warning that this contractor may not follow local and state building codes, get someone else!

Consider the professionalism of your contractor.

This is the first basic step when looking at different contractors. Check and see how long they have been in business, if they are easy to talk to and if they are able to meet with your timetable expectations. Determine if all of their contact information is current. Also, look for a contractor that is easy to reach; if you are playing phone tag to obtain a quote it is a pretty good indication of what it will be like trying to contact them once your project is started! Find out if they are a member of any trade associations and stay current in their training. As an extra precaution, you may also want to research with the county if they have been named in any past law suits. Contact the Better Business Bureau, Attorney Generals Office, and local consumer protection agency to check on any past complaints.

Verify insurance and licence information.

Insurance: Always make sure the contractor is properly insured. You should receive a certificate of insurance from the insurance agency listing you as the co-insured. It should be original and not a photocopy. The types of insurance you are looking for: General/Personal Liability which will protect your property; Workman's Compensation which will cover the contractor(s) if they are injured while working on your property; and Automobile which will protect you against any claims if they damage another vehicle/object while on your property. All these will protect you from having your homeowner's insurance responsible for any mishaps or accidents that may happen. License: Not all contractors need a license in every state. Also, the cost of a project can sometimes determine if a contractor needs a license or not. In most states the more expensive the project, the more likely they need a license. A good online reference to find out about license requirements in your state may be found at Contractor's License Reference Site. If your state does require a license, make sure it is current.

Ask for references and call them! 

Ask potential contractors for references. Do not do any further business with contractors that refuse to supply references. The references should span both recent and older projects that are all similar to yours. If you are getting a kitchen remodel it doesn't make a lot of sense to talk to someone who had a new deck built. Once you have the contact information, do the most important step - call them! You may even see if they are willing to let you see the project first hand with the contractor or if they have photographs of its progress; your contractor may also have photographs available. Below are some sample questions to ask references:

  • Are you pleased with the project result? When talking to references for older projects ask them how the craftsmanship has handled everyday wear and tear.
  • Did the contractor stay on or close to schedule?
  • Did the contractor stay on budget?
  • Did the contractor follow the written contract? In hindsight, is there anything you would add to the contract?
  • Was the contractor easy to talk to or reach when you had questions or concerns? Did the contractor stay on site to supervise his/her team?
  • Did you get along with the contractor's team? The sub-contractors they used?
  • Where you happy with how the contractor and his/her team treated your home and property? Any messes, etc.?
  • If there were any corrections, was the contractor willing to make changes or did you have to place a formal request or hire someone else?
  • Would you use this contractor again and/or recommend him to someone else?

Review estimates for differences and find out why.

Once you have three or more estimates begin to look at the differences. Why are some contractors lower or higher than others? Ask them to explain their estimate. For example, is an estimate lower because of different materials used and does this translate to difference in quality? Does one contractor have a larger team or expect to hire more sub-contractors? Is a contractor "saving you money" by cutting corners on safety, local regulations, etc.?

Create the contract.

Finally, the written contract you create with your contractor is extremely important. So much so that we have listed factors that should be considered for the contract in a separate section below. To review that section now, click here.

Part II: Checklist

The partnership with your contractor can be very rewarding experience if you make sure to plan ahead. With the items mentioned above in mind, we have compiled an easy to use checklist that will help you when reviewing various contractors for your job. We have listed the items below but you may also print out a PDF checklist by clicking here.

Hiring a Contractor Checklist:

  • Where did I find the contractor? (Phonebook, Online, Friend/Family, Other)
  • The contractor is licensed (if required) and registered as a business in this state.
  • Contractor has all necessary insurance to complete the job safely. Including: Worker's Compensation, General/Personal Liability and Automotive.
  • I researched any complaints with the Better Business Bureau, Attorney General’s Office and other local consumer protections agencies.
  • This contractor does not have too many jobs and can fit my project within my time schedule.
  • I obtained at least 3 references (from each contractor).
  • I have called every reference and asked thorough questions.
  • I reviewed at least one project site from the reference list in person.
  • I have a detailed bid from this contractor. Including: describes all parts of project to be completed, estimated material cost, estimated labor cost, estimated time needed for completion.
  • I understand everything in the bid and what that project will entail. I have asked for clarification on anything I do not understand.
  • I understand the pricing.
  • The contractor clearly lists the types of materials he expects to use.
  • The contractor offers warranties on materials and craftsmanship.
  • This contractor will obtain all necessary building permits.
  • This contractor has provided a sample written contract of a previous project. I understand the wording of the contract and can easily see how to adopt a similar one for my project.
  • This contractor is easy to talk to and has been easy to get a hold of for follow up questions.

Part III:

The Contract The written contract between you and your contractor should be taken very seriously as this will be the roadmap that both parties will use to ensure that everyone is kept on task and happy. The following items are highly suggested to be included into the contract. You may add and remove items as they pertain to your particular project or situation.

  1. The contract should specify exactly what is expected to be done. Besides the project, any clean up, where materials will be unloaded, etc., should also be included.
  2. Specify the dates for commencing and ending the project. It is also a good idea to detail what is expected if delays occur due to weather, material delays, etc.
  3. Detail the materials to be used for the project and their cost; this includes brand names and other identification to make certain there is no confusion. Not recommended, but at the very least, detail an allowance specifically for materials with strict parameters.
  4. The contract should detail the contractor's insurance clarifying that coverage is expected through his/her carrier.
  5. It should be clear who is responsible for obtaining permits and what permits are required for completion of the job. Ideally permits will be obtained by the contractor.
  6. Method of payment and payment schedule should be clear. Never pay for the entire job in advance! Depending on your state there may be a limit to your initial down payment. Usually it is enough to cover any special material costs and initial start of the project. There is usually an agreement to pay by interval as different stages of the project are reached. Again, detail this in the contract. Once written, make certain you both understand the payment terms before either of you sign.
  7. Any warranties provided by the contractor should be detailed in the contract. Identify if they are full or limited warranties and describe exactly what they will and will not cover. If warranties include manufactures, make sure all of their contact information is included in the contract as well.
  8. Finally, a method for dispute resolution should be included in your contract. This should detail how each party should be notified of any grievances. The best means would be mediation or arbitration as this can save you both money. However, if a problem does arise make certain every notice of a problem(s) is done in writing so you have record of your attempts at solving the problem.

As a general rule, be as detailed about the project and all expectations as possible. We have included some sample contracts from our partner site Lawchek®. These are only samples and should be reviewed and changed to fit individual project needs.

  • Subcontractor Performance Agreement for Residential Construction
  • Deadline Extension Amendment

This reference should answer basic questions. The questions recited on these pages are the more commonly asked questions of attorneys when a client first makes contact for the purpose of a better understanding of real estate legal matters. This is not a substitute for legal advice. It is never recommended that an individual undertake his or her own representation in such matters as real estate law, even though most states do permit such activity. Any individual who is serious about proper real estate transactions would want to have capable legal assistance. An attorney must be consulted. "This work is protected under the copyright laws of the United States. No reproduction, use, or disclosure of this work shall be permitted without the prior express written authorization of the copyright owner. Copyright © 2006 byLAWCHEK, LTD."

Preventive Maintenance Tips for your Home-Part 5

This month we will discus helpful tips for maintenance every 2 years.

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Welcome back to Rocky’s Corner!

Last month we started Part 4 of an 8 part series of Preventive Maintenance Tips for your Home. This month we will discus helpful tips for maintenance every 2 years. Every 2 Years

AIR DUCTS:
Consider having the air ducts in your home cleaned if family members suffer excessively from respiratory infections, asthma or allergies; if there is visible mold growth inside ducts or on other components of your heating and cooling system, the ducts are infested with insects or rodents. Excessive amounts of dust and debris and/or particles are actually released into the home from your supply registers.

CARBON MONOXIDE DETECTOR:
Change sensor element.

DECKS AND PORCHES:
If they are professionally cleaned, sealed and maintained, it should only be necessary to refinish and/or stain your wooden decks every two or three years. It is necessary that surfaces be thoroughly cleaned and dried before adding another coat of stain or protective finish. Remove mold and mildew, fungus, tree sap, grease and bird droppings from exterior wood with the appropriate commercial deck cleaner (or homemade mixture) and a stiff brushed broom. Clean mildew and fungus by mixing one cup of chlorine bleach per gallon of water; scrub and rinse well. Sodium bicarbonate works well to remove dirt, mildew and the weathered gray residue from sunlight degradation. Oxalic acid will remove metal stains around nails and dark tannin stains often found on redwood, cedar and oak. Use care and follow manufacturers’ directions when using these products, wear eye protection, long pants, long sleeves and gloves; cover surrounding vegetation with plastic and rinse well.

TILE, NATURAL STONE AND GROUT:
Have your grout, professionally sealed every one to three years in medium to heavy-used areas and every three to five years in lightly used areas.

SEPTIC TANK:
Have the septic tank cleaned and pumped. Join me next month for Part 6 of our series on Preventive Maintenance Tips for your Home. We will be starting with tips for each season st Spring Visit us at www.freminshomeimprovement.com

Clean to Green

Spring clean your way to the ultimate garage sale!

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The days are longer, the temperatures are becoming pleasant and our energy levels are up as we begin to stretch out of our winter hibernation - spring is here! Time to harness some of the new energy and get the spring cleaning out of the way. Although some demigods may have immaculate households and not heed this tradition, most of us do have a bit (or more) of collected clutter and dust around the home. Spring cleaning is a great opportunity to remove dust, mold, toxins and clutter from our households. And as we clean, we notice a pile emerge of unused and unwanted "stuff." This gathered hoard of old décor, books, electronics and exercise gadgets should not be squirreled away for another year! Instead, incorporate into your spring cleaning the determination to get this "stuff" out the door through a garage sale (real or virtual) or off to charity.

Spring Cleaning

Spring cleaning for most households is a family tradition. According to the contributors to Wikipedia, evidence of spring cleaning can be seen in ancient civilizations - from the Jewish tradition of cleaning the house before Passover to the Iranian "khooneh tekouni" or "shaking the house." Many Americans grew up in households where there was a yearly purge of dust and "bad air" from the winter months. This too comes from earlier times when fires of coal and wood were the primary source of heat and rural households sometimes bundled down with the livestock indoors. For this reason, some argue that spring cleaning is not a necessity with our modern furnaces, solid windows and cleaner spaces. Consider this a time then to do the very best cleaning of all your living spaces, appliances and work areas. We all skimp on cleaning out the fridge or stove, now is the time to hit these areas thoroughly. Below we have listed some common items to clean during this sweep. For a more detailed list to help on your cleaning, we have also provided a "Spring Cleaning Checklist."

Common Spring Cleaning Tasks:

Dust ceilings, walls, corners, light fixtures, base boards, vents, and furniture

Wipe down walls, light-switches, outlets, doorknobs and handles

Clean blinds, curtains, drapes, window sills and windows

Clean doormats, bathmats, and area rugs

Shampoo the carpets

Clean the hardwoods and vinyl

Dust and wipe down furniture, cabinets, shelves and countertops

Clear the clutter and get items back where they belong

Consider items for a garage sale, charity run, or dare to think it - re-gift it!

Remember to click here for a detailed Spring Cleaning Checklist! WORD | PDF

Other important items (while your at it):

  • Update important documents in safe or safety deposit box
  • Update emergency plans and phone trees
  • Review emergency plans with family members
  • Review all medications in your household for expirations
  • Review first aid kits - these don't last forever and you may need to replace some items or the whole kit Also review any other emergency kits
  • Test and change batteries in smoke and carbon monoxide detectors

Garage Sale

Now that you have cleaned your house, you have gathered "stuff" that you no longer use, need or want. Your gathered hoard of goodies will probably include:

  • Unwanted décor
  • CDs / DVDs / Games
  • Books
  • Dishes / Glasses / Cups
  • Kitchen Gadgets/Small Appliances
  • Exercise Gadgets
  • Craft Goods
  • Small Electronic Devices

Now what?

Getting ready for a garage sale can be a daunting task and should be handled with the same planning and care you would give to a major event - just try to keep it fun - you're planning for a big block party where you get to meet your neighbors and make some money! Here are some basic guidelines:

  1. Take inventory of your gathered hoard: :Literally list the items as you place them in boxes/bags until the weather is nice for the sale. This will help you organize items. It is very helpful if you begin this process during your spring cleaning.
  2. Consider items for charity: If you have some highly valued items, such as gently warn winter coats or clothing, consider giving some of these items to charity. You may try to sell most items and then give the leftovers to charity. However, don't use your local charity as a dump - be realistic and keep only usable items for these organizations.
  3. Set a date: Choose a day where you can rest well the night before and commit your full energy the day of the event. Keep the big day reasonable - if you are not a morning person - don't open a garage sale at 8am. With the right advertising you should be able to set your hours and stick to them.
  4. Be firm on your choices: If you haven't used an item in a year, then it is a very good chance you won't use it again. Let go of any emotional attachments to items - even if you mother gave you that clock you never use you can let it go. Instead, keep the more personalized items like photos or something handmade. Every gift is not a treasure! Remember - it was the thought that counted - not the unworn tie!
  5. Know the going rate: Review other garage sales in your area to see how similar items are being priced. Check online for prices on trade sites such as eBay.
  6. Showcase your items: Hang clothes, put small items in baggies, etc. Keeping your selection clean and neat will help buyers decide quickly. Also, label all of your prices. One box of "10 cents each" may be okay, but try to keep most items clearly priced and labeled.
  7. Advertise and make signs: These days advertising a garage sale is not only done in the paper. You can post announcements to online localized sites such as Craigslist and even most Penny Savers have an online option as well. When you make your signs keep them clear, big and simple. Make certain to take them down as soon as your sale is over.
  8. Change from the bank: Before the big day make sure to get some change for the cashbox. Decide beforehand if you will accept a checks and under what conditions or for which particular items.
  9. Prep your sale table: Besides your cashbox, prep your sale table with bags, newspaper to wrap fragile items, paper and pens, maybe a few good munchies and some items for you to do during any slow lulls.

Online Garage Sale

Now perhaps you have items left over from your garage sale or prefer to sell from the comfort at your computer desk at your own pace. Just keep in mind that selling items online will require more time as you write descriptions, place photos and run to the post office. If you have the patience or enjoy the idea of a virtual garage sale, these sites will help you get your unwanted items moving out the door! Amazon Marketplace: If you are a bit of a bibliophile and need to thin your collection, the

Amazon Marketplace can be a great option to sell used books, CDs, DVDs and more. Keep in mind that to list is free, but there are fees when an item sells. Considered more user-friendly than similar sites, it is worthwhile to check it out. http://www.amazon.com/gp/help/customer/display.html?nodeId=1161232

BarterBee.com: A site specifically geared towards recycling CDs, DVDs and computer or consol games between households. Once you sign up for a membership, you list your used items for sale. Sell items to get points. You can then use those points to buy other CDs, DVDs or games that you want to try out. Of course you wouldn't use this site to make cash - points are used for like items. http://www.barterbee.com/

Craigslist: An online mismatch of services, used goods and announcements by city location. Here you may be able to find used items cheap. It can be the ordinary like used furniture to the not so common. For example, I once found someone who had new pavers left over from a patio project that they were willing to sell at a discount just to get them off their lawn. You may also be able to find cheap services such as yard work. However, users beware, there are no regulations on this site and you should take precautions when working with anyone on this list. This site definitely has a mixed history of great successes and terrible wrongs. Be careful. http://www.craigslist.org/about/sites

eBAY: One of the most popular and well known online auction stops, eBay has been around since 1995. Users have the ability to rank other users for the ease of trade transactions. Probably the biggest garage sale on the internet. http://www.ebay.com/

Etsy: Buy and sell handmade items - a great source for crafters and home artisans of all medias. This site allows you to sell your talented pieces or purchase others for less than gallery prices. http://www.etsy.com/

JunkDepot: An online clearing house where you can list your items for sale. To list is $.99 per item and there is a 6 month limit to your posting. http://www.junkdepot.com/

Oodle Classifieds: An online classified search machine that searches 80,000 sources. You can also post your classified adds as well. http://www.oodle.com/

Sell.com: Another online classified site that allows you to list items for sale - a basic add is free and there are no transaction fees once an item sells. You can get a few more bells and whistles for a cost. http://www.sell.com/

Silkfair: Another online trade site that strives to make your life easier with fewer fees and an easy to use interface. A good alternative to check out if interested in selling or buying items online. http://www.silkfair.com/

SwapThing: This site allows for consumers to trade and barter items or services. There is also the option to do flat out sales. Unlike an auction site, you can barter privately and do not have to list items for auction. You enter what you want and it will match you with others who have it available. http://www.swapthing.com/home/index.jsp

One roof or two?

My 1950’s home has recently developed ceiling cracks running lengthwise through all of the rooms.

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Q. My 1950’s home has recently developed ceiling cracks running lengthwise through all of the rooms. Recently, I had a new shingle roof put on, and the roofing contractor told me that I could save a little money by putting the new shingles on top of the old ones. I wonder if this could be contributing to the cracking of my plaster ceilings.

A. The new roof over the old is most likely the reason for the ceiling cracks. Some roofing contractors will put new shingles over old ones because it saves them time and money, but this is no benefit to the home owner. Your house was framed to handle the weight of one shingle roof, but not the weight of two. The extra load on the structure is placing stress on the rafters, braces and ceiling joists, and causing stress cracks in your plaster ceilings. At this point, your best option is to just live with the cracks, because if you patch them without relieving the extra load on the roof, the cracks will just come right back. Next time you are ready for a new roof, insist that the roofer remove all of the old shingles, felt, tar paper and any other materials right down to the plywood or boards and start from scratch. This will not only eliminate the extra weight problem, it will give you a better looking, tighter and longer lasting roof.

Selling Your Home in a Buyers' Market

How to step out from the crowd!

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The phrase "buyer's market" is used a lot in the news today. Frankly, it is one. The interest rates are encouraging, although not the lowest for 30 year loans, they are still low and make it a good time to buy. Also, there is quite a choice for buyers to choose from on the market. This only increases as we get into spring and summer. So how do you get your home for sale to stand out from the crowd? Set a realistic sale price. First, know the appraisal value of your home. If you don't, hire an appraiser. You need to know what the bank thinks your home is worth. Setting your price too high can break a sale at closing. Next, take a good look at the market around you. Compare yourself with like homes; homes that are the same age, similar square footage, comparable yards, and in similar neighborhoods. Then see which of these homes have been selling and which have been sitting. Consider how long you want to be on the market. Depending on your location, even a well priced home may take 60-90 days or longer in a buyer's market. Make sure to concentrate on here and now, do not get stuck looking at what your home might have sold for last summer or fall. Facing the reality of how much your home is worth on the current market will help you avoid reducing your price or offering incentives you would rather avoid. Know your competition. As stated above, make sure to compare yourself to like homes. Also, check to see what, if any, incentives comparable homes are offering. Tour some of the homes. Get an idea of what updates have been done. Take a look at how comparable homes are being staged or what they are lacking in their staging. Sometimes using a critical eye on homes you are not attached to can help you discover what potential buyers may be seeing in your home. Get an experienced realtor. Find a realtor who has been selling homes for a while. Especially with the recent fall in home sales for most of the nation, you want to make sure you get a realtor who will avoid knee jerk reactions to a market they haven't experienced before. A realtor who is familiar with your neighborhood and knows what buyers are looking for can help you prepare the house for sale. Stage your home for showing. Set your home up as a model home. Go to an open house at a new development or home and garden show in your area. Notice how there are tasteful decorations that offer the aesthetics without the personality? Take down family pictures, collectables, anything that tells about your personality. You are moving anyway, so get these items boxed up now. You want buyers to walk through your home seeing the home as one they can picture themselves in. You don't want the buyers to walk away thinking, "Wow, they really like Elvis!" Ramp up the curb appeal. Make sure to keep the yard and front walkway pristine. This is the first impression before a potential buyer walks in or even picks up that flyer. Your backyard should be cleaned up as well. Sometimes people forget that the outside of the home can say a lot about the owner. If you have a neglected yard, buyers may wonder if you are neglecting other problems inside your home as well. Fix or update problem areas now. The last thing you want is to get an offer and then have something come up in a home inspection that can break the deal! If you aren't sure, it is not uncommon for buyers to have their home inspected before placing it on the market. Unless you are pricing your home below value as a fixer-upper, then you need to get any repairs done before going to market. Be realistic, although a new kitchen may add to your home, most likely the cost of remodeling will not be recuperated in your selling price. Instead concentrate on items that either have to be done or you can do easily and at little cost to yourself. Offer incentives for buyers. Incentives can vary in scope. Perhaps the carpets are old but you don't want to get them replaced; you can offer a carpeting/flooring allowance. Perhaps you want to drive the buyers to close by offering to pay closing costs. You can pay for other buyer costs such as homeowners insurance, home appraisal or home inspection. In the case of a condo, you can offer to pay the first 6 or x months of homeowner dues. Another incentive that might help is being flexible on your move in date. Respond to offers and questions quickly. Don't let potential buyers sit wondering what happened to their offer. Get back to any offers or questions about the home as quickly as you can. This will include the help of your realtor as buyers will contact them first. Make sure your realtor is a good communicator and will respond quickly!