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How to Hire a Home Inspector

You need an experienced professional.

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So, you are buying or selling a home and you feel that you need an experienced professional to inspect the property so that you go into the sale/purchase knowing everything that you need to know to make the proper decisions and arrive at the dollar/value amount that the property is worth to you. But, how do you go about it? All of the Inspectors’ ads seem the same - they all tout the same lines of how great they are, etc., etc. It’s impossible to get a referral because you really don’t know anyone who has bought or sold a home recently, and you surely don’t trust the Realtor's choice because you are pretty sure the Inspectors that they use are “their good Ol' boys” that solicit the Realtors for work. So, what’s a person to do? 

Well, let me make it easy for you to cut right through all of the hype and “fairy tales.” I’m going to give you a downloadable short chart that you can print. On the chart will be a few of the most pertinent questions you would want to be asking of your prospective Inspector as to his/her qualifications to be sure that they will be the one that will give you the knowledge and peace of mind to move forward into one of the biggest investments/transactions you will make in your life. If you use the chart as it is designed to be used, you will be able to fill in the boxes below each Inspector's name with check marks or minimal info relating to the answers you receive from the several Inspectors that you interview. It will become evident in short order who is the most qualified Inspector that you should hire, unless, of course, you are an individual that is of the opinion that all Inspectors are the same, all inspection reports are the same, and the only difference is who is the cheapest, which, in that case, I’m sure that you will get exactly what you bargained for. Besides, who better than the Inspector himself knows what he/she is worth! Download the Home Inspectors Hiring Questionnaire as a printable PDF file.

Finally, for those that really want to know who they are hiring to perform such an important service for them, I will give you a list of additional questions that you can ask that will further qualify an Inspector to you, if you wish to know more and take the time to ask them. Hey, you’re only talking about a few hundred thousand dollars of your hard earned money here, so taking a few extra minutes of your time to hire a true professional who will be supplying you with the knowledge and peace of mind that you need at a cost of less than ½ of 1% of what the transaction will be is, well, maybe worth the extra effort. I’ll make it even easier for you; I’ll give you some links (see box to the right) to go to so you can check if the answers the Inspectors give you are true.

So, roll up your sleeves, pull out the telephone book, and go online and decide on a few Inspectors that on the surface look promising. Write their names at the top of the columns and then start dialing the phone and asking the questions and filling in the blank boxes with check marks and info.

Questions To Ask:

  1. How long have you been inspecting?
  2. How long have you been in the Construction and Home Repair business?
  3. Are you “certified” by any national organization as a Home Inspector? Are you a licensed General Contractor?
  4. Are you licensed in any thing?
  5. Have you ever hands-on built a home from scratch? If so what, where, when?
  6. Have you ever spent any “real” time in the home repair field? If so, what, when?
  7. Do you solicit realtors to obtain your work/inspections?
  8. What, EXACTLY, do you inspect and include in your inspection report?
  9. Is the report computer generated, easy to understand and have digital color pictures? Do you offer a money back guarantee?
  10. How long will the inspection take?
  11. What is your fee?

These should be the short list, lucky thirteen if you will, that should shed a little light on just how much experience your Inspector has, how qualified they are and the basics of what you can expect from them should you hire them. http://www.unbiasedinspections.com/index.htm

Additional Questions You May Want To Ask:

  1. Do have a website and what is its address?
  2. Do you have any references you would like to share with me?
  3. Can I accompany you during the inspection?
  4. Have you ever been sued over one of your inspections?
  5. How do you stand behind your inspection if a problem comes up?
  6. How much continuing education do you take every year? What other services do you offer?
  7. Do you belong to the local Realtors Board?
  8. Do you advertise in any of the real estate companies’ sales fliers?
  9. What/whose Standards of Practice do you inspect to?
  10. What Home Inspection organization(s) are you most proud to belong to and why?

MY ANSWERS To The Questions:

I have been in the Home Inspection business for 40 years.

I have been in the Construction and Home Repair business for 45 years.

I am certified as a Home Inspector by the following organizations: CalNACHI, NACHI International, IHINA.

I have been a licensed General Contractor since 1977.

I am licensed in the following: California General Contractor & California Structural Pest Inspector.

I have built many structures since 1977, including such projects as a geodesic dome home.

I have 45 years of hands-on “real” time in the home repair field/structural pest control business.

I do NOT solicit realtors to obtain inspection work.

For each report I inspect all visible and accessible portions and systems of the house and property.

Each computer generated report is easy to understand and includes digital color pictures.

I offer a money back guarantee and stand firmly behind it!

Each inspection will take 4 – 8 + hours depending on the property to be inspected.

The fee will vary depending on the property to be inspected.

I have a website at www.unbiasedinspections.com.

I have numerous client references on my website at Client Testimonials.

I encourage my clients to accompany me during the inspection, or at least be on site near the end of the inspection. 

I have never been sued over an inspection, even though I’ve been inspecting homes since 1968.

If a problem comes up regarding an inspection, I have a money back guarantee.

Each year I obtain usually 40 - 50 hours of continuing education in pertinent home inspection classes.

Other services offered… structural pest (termite) inspections, thermography scans and reports, floor level mapping, consulting.

I do not belong to the local Realtors Board in order to avoid any perception of conflict of interest or collusion.

I absolutely do NOT advertise in any of the real estate companies’ sales fliers.

My home inspections are performed under the Standards of Practice of CalNACHI (National Association of Certifed Home Inspectors).

The Home Inspection organization(s) of which I most proudly belong is CalNACHI (National Association of Certifed Home Inspectors) because of their high standards and stringent continuing education requirements. I’m also proud to be a member of Independent Home Inspectors of North America (IHINA) because in order to be a member you must sign a pledge NOT to solicit business from realtors!

- Ron Ringen Ringen's

Unbiased Inspections https://www.unbiasedinspections.com/home-inspection-articles/how-to-hire-a-home-inspector/

How to Become a Home Inspector

Home inspectors must have a good knowledge of homes, and drive to learn more.

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Owning a home is a popular investment. As with any investment the buyer wants to be certain there are no problems with the home. It is also beneficial to be aware in advance of any flaws that may need to be corrected. Thus enters the profession of home inspection. Home inspectors are usually hired by the home buyer, realtor or mortgage brokers to review the home to be purchased. They are asked to do a thorough check of the indoor and outdoor condition of the home. This invaluable home check is a type ofinsurance for the home buyer and money lender. They gain detailed information about the quality and condition of their investment. So how does one become a home inspector? Home inspection is an involved career that requires self motivation, great people skills and small business acumen. If you ever wondered how to become a home inspector then read on and review the links provided for a quick guide to this growing career. Part I: What It Takes There are many skills one must have to be a home inspector. Some may assume that one need only a knowledge of homes and home repair andmaintenance to work in this field. Home inspection requires a great deal more. It is true, home inspectors must have a good knowledge of homes but they must also have the drive to learn more if they want to have the most up-to-date information for their clients. Home inspectors must also be very good with people. Home inspection requires a great deal of customer service. They should expect daily interaction with clients, realtors, lenders, and even other inspectors. Finally, home inspection is most often a small business. Home inspectors are either starting their own small business or joining another small business in the area. Each of these skills deserve a closer look and further explanation. But first, it will help to map out a typical day in the life of a home inspector. A typical day for a home inspector does not follow the an 8 to 5 schedule. Instead home inspections may take place after normal work hours and even on the weekends. It usually depends on what works best for the client. When scheduling an inspection, most home inspectors encourage the client to be present at the time of the inspection so that they may follow the inspector through the process. This is especially the case when the client is the home buyer. On the scheduled day, after a short introduction with the clients, the inspector begins to assess the home. As the inspector reviews and takes notes, they also point out good and questionable details to the client. Because the client is with them during the inspection they may ask questions and get clarification about what may be done to fix problems or how to adopt better preventive maintenance. Home inspectors always prepare a report for the client and will often remind them that whatever they point out during the review will be in more detail in the report later. A good inspector will do all the easily accessible indoor and outdoor inspection with the clients. After this they usually inspect the roof, attic, under the house and other hard to reach places on their own. Once the inspection is over the inspector will wrap up with the clients and arrange to send them or their realtor the final report. Nowadays, most inspectors take their notes and enter them into computer programs to give good, detailed reports to their clients within in 24-48 hours. This quick turn around time is important as an offer for a home may be waiting for the results of the inspection to close. After this inspection the inspector may not have time to run back to the office or run the notes through on the laptop; thus it is imperative they took good notes. Instead they may leave one inspection directly for another. At the end of the day they may finally get the chance to sit down, review notes and polish final reports. So what does the inspector review and place in the report? Home inspection is a thorough review of a home. It requires knowledge of homes and home maintenance and repair. Usually those entering the home inspection field either have a background as a home professional, i.e. contractor, plumber, electrician, or they are already a good all around handyman, i.e. their relatives actually trust their help on home repairs! But to become a home inspector they must continue their education and round out their knowledge of the home. The areas they will investigate (and therefore must have knowledge of) include: Foundation: i.e. spotting structural defects and damage Plumbing: i.e. pipes, fixtures and corrosion Electrical: i.e. grounding, fuses and breakers Roofing: i.e. roofing materials, draining systems and detecting leaks Equipment: i.e. stoves, furnaces, and air conditioners Interior: i.e. cabinets, fire places, and doors & windows Exterior: i.e. patio, decks, driveway and walkways The above list is only a brief review but illustrates the broad range of knowledge the home inspector must have. To inspect all of these items they must be a sort of jack-of-all-trades. The home inspector must be able to review the construction and wear on a home with a critical eye. They must understand enough to be a little bit of everyone: plumber, electrician, carpenter, maintenance mechanic, roofer, contractor and mason; to name a few. Having the knowledge is the first step, being able communicate that knowledge to clients is another necessity for home inspectors. One must be a "people person" and a great communicator to enter the home inspection business. Home inspectors work with a diverse clientele. Most of the clients are home buyers, and as homes vary in price and personality, so do the people buying them. Many times the clients accompany the home inspector through the review of the home. During the inspection, the home inspector gives initial impressions of the state of the home. The clients often have questions and want further explanations. Inspectors should expect this and be patient when clarifying their information. A rapport with the client also makes the long process, usually over an hour, go by more quickly. And although the inspector knows their stuff, they will also want their relaxed personality to convey this to the client who may be anxious about their potential home. Besides the home buyer, home inspectors will also work with realtors and home sellers. Here they face the pressures of pleasing their client with their professionalism but not holding back when their critical eye may see something the seller did not expect. This may be harder customer service as it is never an easy task to tell the client bad news. Finally, home inspectors may work with other professionals such as lawyers. A knowledgeable home inspector may include expert witness testimony as a service to the professional community. But opportunities as an expert witness only come to those who can communicate their knowledge clearly. Being a good communicator and a "people person" will help the home inspector in this predominantly small business field. Most home inspection businesses are small companies run by an individual or a small group of individuals. The flexible hours and little overhead make this an ideal small business to start. If one individual wants to set up their small business, most states make this easy to accomplish. However, many states do have regulations for home inspectors to follow (see links listed below for detailed information for your state). The benefits of the small business, setting your own schedule, determining your pay, etc. also come with a cost. The small business owner must be self motivated. There are times when the work day will easily stretch past the 8 hour norm. Small business owners must be willing to promote themselves and get their name out there. The small business owner is their own boss, marketing manager, project planner, secretary, and sometimes accountant. If a home inspector joins a firm, these are generally small businesses as well. Here staff may not do everything, however, as in all small businesses, it works best when everyone is willing to do a little more than their usual workload for the well being of the company. The perks of these smaller business groups is that they often have their employees best interests at heart and will work hard to make a good working environment for everyone. Small business has a different culture than most jobs and the home inspecting profession fits well into this group; anyone interested in the home inspection trade should be aware of everything a small business has to offer. Home inspection is an involved career. It has variable workdays with new people and places every day. Home inspectors are interested in learning about homes and all their components. They take time to learn the details and are patient when sharing and explaining that information with clients. Home inspectors can work with a diverse audience and may even have the communication skills to be an expert witness. They are self motivated small business owners and/or members. To them, the benefits and rewards are greater than any of the challenges a small business may offer. All these traits together are the basic skills one needs to be a home inspector. Now, how does one get the well-rounded education and connections they need to start? Check out Part II of our article to find out Where to Start. Part II: Where to Start A career as a home inspector is sounding like the perfect fit for your lifestyle and business preference. You are handy around the house or already have some education in one of the home professional fields. To you, homes are a playground with all kinds of potential. But now where do you go? To become a home inspector you will want to start with classes. After taking a class there are many home inspection associations out there to join. Finally, you will want to decide if you want to start your own business or if you want to join a firm in your area. Then you will be ready to tackle your first client! But first, where do you go to learn the home inspection trade? There are many associations and companies that offer home inspector training. Most have correspondence courses by video/mail or Internet. These classes vary, but sites that do list cost show average prices over $1000 for a complete course. Many of these groups also offer smaller programs to learn or review specific areas of home inspection. These are useful to those with some starting background or home inspectors already in the field that want to increase their specific knowledge. Specialized courses for home inspectors already in the field may be used as continuing education credits which is required by most organizations. These continuing education courses also help inspectors expand their services. For example some inspectors may choose to include commercial inspections or learn more about becoming an expert witness (to learn more about continuing education see our links below). Some organizations do have in person classes available, depending on location. Many of these classes are geared towards the adult learner who may be working around another full time job. Most of these training programs come with a comprehensive test and more information about state specific rules. Another great benefit about a lot of these programs is that they include small business and general customer service overviews. Students learn how to start and promote their business. Often, information for creating professional relationships with realtors and others in the real estate business are included. This may prove to be extremely helpful to those starting home inspection as their own small business. Finally, these programs often demystify the process of writing clear reports for clients. They may also cover the various types of software and tools available to the home inspector writing reports. These classes are great in training future home inspectors about how to inspect, where to find clients, how to set up the business and what tools are available to make their trade easier. With the class taken and exams passed, the home inspector will want to look at joining a professional organization. Home Inspection associations offer membership benefits to those in the career. To join, home inspectors must usually show some competence in the field. They may either do this by providing their state license (if their state requires it) and/or taking an exam. Most associations do have a means of reviewing the inspectors that join (see our list of membership links below). Home inspectors must adhere to the 'Standards of Practice' for the organization. By providing clear guidelines to follow, these associations protect the home inspector, consumer and the profession. Many consumers are looking for home inspectors that belong to one or more organizations because the high standards these groups expect for their members. In this way, membership may be used as a positive advertising tool. Once a member, it is usually required that inspectors keep their knowledge updated through continuing education. Most associations offer continuing education classes and seminars for their members. Besides educational opportunities, these organizations also offer newsletters, discussion forums, example cases and other materials to aid the home inspector. Finally, many associations have local chapters. Through these local groups home inspectors may connect with others in the profession. Some associations offer mentorship programs through local chapters as well. Thus, home inspector associations offer training, professional guidelines, aids, and local connections. Home inspection is traditionally a small business and it is up to the inspector as to how much of the business they want to control alone. To start a one person small business is possible for the home inspection career. However, this takes self discipline and direction. There are also requirements and rules that must be followed in each state. Contacting the local Better Business Bureau is a good start. But also a small business class or contacting a lawyer will help clarify the paperwork and process of starting a small business. Another option is to buy into a home inspection franchise (see business aid links for examples).After they have a good foothold, some home inspectors may hire a small staff that can help with scheduling, reporting and bookkeeping. As the business grows the home inspector may start a small firm and hire on other inspectors. Some inspectors prefer to start with a firm already in place. These smaller groups offer guidance and mentorship for those new to home inspection. When set up as a company, they may also offer the individual legal protection under the business name rather then having their own personal name at risk. Traditionally a small business, it is up to the home inspector to find what kind of small business works best for them. Once an interest is established the road to becoming a home inspector is clear. One must first educate themselves about running home checks, writing reports, and working with clients. Joining a home inspection association will help further the home inspectors education, resources and connections. One of the toughest choices for the new home inspector would be if they want to start under the guidance of another in a small firm or if they want to start out on their own. Once these steps are taken the home inspector may take on the first clients and begin their career. Conclusion A home inspector is a well rounded individual who is both flexible and knowledgeable. They are jack-of-all-trades around the house and are dedicated to continuing their education to know the latest about their field. Home Inspectors are great communicators and enjoy working with various people in a job that changes daily. They have the dedication and interest in working in a small business. After testing their knowledge, they usually join an association with a good 'Standards of Practice' they agree to follow. The 'Standards of Practice' provides clear guidelines to follow, thus protecting the home inspector, consumer and the profession. The finally decision of the home inspector will be if they want to start their own small business or join another firm already started in their area. Whichever they choose they enter it understanding the great benefits and hardships of a small business. Home inspection is fast growing career with many benefits and challenges. If contemplating the career, take some time to look over the links provided for Training, Membership Information, State Regulations, Continuing Education, Small Business Aid. Home Inspection Training Allied Home Inspection www.homeinspectioncourse.com The course is available online or through traditional correspondence. The textbook used in Allied's course is one of the most comprehensive texts available. It covers the inspection process from start to finish (including quizzes at the end of each chapter, an inspection checklist for each topic and a glossary). This book can be used as an inspector's guide in the field. In addition, Allied's course provides supplemental reading which will reveal dozens of special techniques used by professional home inspectors, what they look for and the inspection methods they use. Allied's Home Inspection Course has 13 comprehensive lessons which provide "hands on" instruction. ASHI School of Home Inspection www.ashi.org/inspectors/training.asp ASHI [American Society of Home Inspectors] has created several educational opportunities for prospective home inspectors to learn about the profession and gain the skills and knowledge necessary to become a competent home inspector. Depending on your learning style and preference, you can take courses from the convenience of your home, your local community college or through one of ASHI's endorsed independent training schools throughout the United States. Certified Inspection Training, Inc. www.certifiedinspectiontraining.com Certified Inspection Training, Inc, successfully teaches people how to become home inspectors and just as importantly, how to set up and run their own home inspection business. Classes include: a stand alone Home Study Course, a 3-Day Course combined with the Home Study Course, a one day Structural Pests and Dry Rot Class and a Home Study Pests and Dry Rot Course. The class training is professional and intensive, with study both in the classroom and most importantly, in the field with hands-on practice. HE - A Better School of Building Inspection www.hometraining.com HE - A Better School of Building Inspection (a leader in home inspection training materials) has trained hundreds of home inspectors across North America with home study, live instruction, a combination of both, and advanced coursework on commercial inspections and new construction inspections. We are nationally recognized and affiliates of ASHI, NAHI, FABI, and CREIA. Our training is also accepted in many of the states which currently require licensing or continuing education of home inspectors. Our coursework is also approved by Allen Insurance Group and FREA (home inspector errors and omissions insurers) as an approved training affiliate. Come visit our site to learn more about our videos, live instruction, inspection report disks, tools, etc. Also, check out our Weekly Internet Specials. Home Inspection Institute of America www.inspecthomes.com The Home Inspection Institute of America provides expert home inspection training courses, home inspection certification, home inspection continuing education, top-notch inspection products, and a wealth of information for home inspectors and home buyers. Inspection Support Services Inc. www.inspectsupport.com/courses.htm Inspection Support Services offers the following courses along with other home inspection training courses and and a number seminars including Defect Recognition and Report Writing for both residential and light commercial properties. For further information contact us with your training needs - we will be glad to help you! InspectAmerica Engineering, P.C. www.inspectamerica.com/Home_Inspector_Training/ InspectAmerica Engineering, P.C. offers a home inspector training program for persons interested in entering the home inspection business, as well as for home inspectors who are interested in improving their home inspection service skills and receiving feedback on their home inspection techniques. Home inspector training is also available for persons with a casual or related interest, such as real estate agents, appraisers, mortgage lenders, real estate attorneys, etc., who are interested in learning more about the home inspection business. Our home inspector program can help make you more knowledgeable and proficient in your own business. Our program is also available to home owners who want to know more about the ins and outs of their home. ________________________________ Click here for more links on Continuing Education for Home Inspectors. ________________________________ Inspection Training Associates www.home-inspect.com ITA offers the most complete home inspection training available, with licensed home inspection schools nationwide. Our specialty inspection classes offer specific training on the largest variety of inspection topics. In 1987, ITA founded North America’s first licensed home inspection school, and today we continue to help thousands of people create successful home inspection businesses. ITA has more experience than any other home inspection training school and is backed by Kaplan Professional Schools, one of the world's largest providers of career education. Our instructors are the voices and experts of the profession – many have served as past or present officers of the leading professional associations in the industry. NACHI's Inspector University www.nachi.org/education.htm NACHI [National Association of Certified Home Inspectors] Education today launched the first part of its on-line home inspector education program. The initial published course concentrates on the NACHI Standards of Practice and how they should implemented. There are several non-scoring quizzes built into the system which allow the student to evaluate their understanding of the material presented. Many of the questions written for this course have been added to the SOP exam database, which is the final exam for this course (its completion is an existing membership requirement). National Institute of Building Inspectors® www.nibi.com The National Institute of Building Inspectors® (NIBI®) has provided educational and training programs for the home inspection industry and related professions since 1987. NIBI evolved from training programs developed for the HouseMaster® franchise system, and is recognized as one of the oldest and most experienced home inspection training institutes. While continuing its affiliation with HouseMaster, NIBI offers training for the entire home inspection profession and has developed an enviable reputation for raising inspection standards and increasing awareness of the need for formal home inspection training. Professional Home Inspection Institute www.homeinspectionschool.biz At PHII we have devoted our efforts into creating the best at-home course in the nation. Rather than give you thick books full of information you don't need, or endless hours of video tapes with no interaction, we provide an easy-to-master, interactive course you can complete in just a few weeks with the help of your home computer! We also offer a variety of additional hands-on training opportunities to give new inspectors the experience they need. Professional Inspection Training Institute www.homeinspectiontraining.net We understand that choosing the right Home Inspection school is an important decision. We want to assist you in making a decision that will meet your personal and financial goals. At the Professional Inspection Training Institute, we provide the training that you need to learn the "hottest" growth profession of the decade - home inspection. Our advanced Home Inspection Training is designed to give you in-depth knowledge on current Home Inspection practices, while our hands-on technical instruction will acquaint you with building systems and construction. Cash in on the growing demand for Professional Home Inspectors by training with the Industry Leaders! Thompson Education Direct www.educationdirect.com/inspector/ There are certain skills you need to begin a career in home inspection. The Education Direct Home Inspector training program helps you develop them quickly and conveniently. You’ll learn about: Construction methods; Inspection standards and building codes and regulations; Interior and exterior inspections; Inspecting electric, heating, air conditioning, and plumbing systems; Starting your own Home Inspection business. And you’ll learn it all at home – no classroom needed! This Education Direct distance learning program is like having your own personal Home Inspector school! More Links Home Inspection Membership American Association of Home Inspectors www.aahi.com The American Association of Home Inspectors Inc. is a professional membership organization of "Certified Home Inspectors"TM nationwide. AAHITM was organized in 1989 by the American Institute of Home Inspectors, who has been training home inspectors since 1981. AAHITM is the only National Association that certifies Home Inspectors using a Certification Mark granted by the United States Patent and Trademark Office (Reg. No. 1,662,100) in 1991. The Certification Mark is to be used to certify certain person or persons that have met the education and/or experience criteria as set forth by AAHITM . Current members of AAHITM are granted the right to use this Registered Certification Mark. AAHITM is the Nation’s leading Home Inspectors Association and is not controlled by a group of selected inspectors and does not require sponsorship or approval by your competition for membership. AAHITM has members in 48 states, Canada and Puerto Rico. American Society of Home Inspectors www.ashi.org The American Society of Home Inspectors (ASHI) Web site is your most valuable source of information about home inspection. Home buyers, sellers, real estate professionals and home inspectors alike recognize our resources, educational programs, our Standards and Ethics and our newest program, the ASHI Experience as models of professionalism and superior customer service. We welcome you and invite you to join us in shaping the future of the home inspection profession. For 28 years, ASHI has provided home inspectors with the best in education, resources and professional networking opportunities. Increase your chances of success and join ASHI today. Foundation of Real Estate Appraisers www.frea.com The Foundation of Real Estate Appraisers (FREA) was founded in 1991 to fill a gap in the market for appraiser continuing education. At the time, obtaining education was expensive and difficult. It involved earning a designation that required thousands of dollars in classes from an association, and years of subservient service to someone who was already designated. FREA began offering continuing education classes in the San Diego area and within a few months had more than 150 instructors teaching classes all over the country. In 1996 FREA created a home inspection division, offering the same benefits to home inspectors as they had been offering to appraisers, including low cost E&O insurance. Due to the large numbers of members, FREA has substantial buying power with insurance companies, helping to keep the program strong while other insurance providers have fallen by the wayside. Housing Inspection Foundation http://iami.org/hif.htm The Housing Inspection Foundation (HIF) is an organization of professionals dedicated to the promotion and development of Home Inspection. The Housing Inspection Foundation was created to provide members with Information, Education, Standards, Ethics, and Professional Recognition. The Home Inspection industry is the fastest growing profession today. This creates new opportunities for those who are involved in the real estate, construction or environmental fields that are willing to learn how to perform this vital services, including Home Inspectors, Building Inspectors, Real Estate Professionals, Construction Inspectors, Remodeling Contractors, etc. National Academy of Building Inspection Engineers www.nabie.org National Academy of Building Inspection Engineers, a chartered affinity group of the National Society of Professional Engineers. Since 1989, the National Academy of Building Inspection Engineers has worked to establish the highest standards for the building and home inspection industry and to verify the qualifications of individuals offering these services. As an organization, NABIE strives to protect the integrity of the home and building inspection industry, and thus, the general public. We review legislation, examine court cases, and monitor relevant government activities in all states. We interface with affiliated real estate associations and commissions, state engineering boards and other standard setting organizations. National Association of Certified Home Inspectors www.nachi.org The National Association of Certified Home Inspectors (NACHI) is the world's largest, most elite non-profit inspection association. Our home buying clients enjoy the HI Experience™ only NACHI Certified Inspectors can provide. Our inspectors have all successfully passed NACHI's Inspector Examination, taken a Standards of Practice Quiz, completed a Code of Ethics Course, adhere to Standards of Practice, abide by a Code of Ethics, attend required continuing education courses, and are NACHI Certified. NACHI...the very best home inspectors. National Association of Home Inspectors, Inc. www.nahi.org The National Association of Home Inspectors, Inc. (NAHI) was established in 1987 as a nonprofit association to promote and develop the home inspection industry. The mission of the National Association of Home Inspectors is to promote excellence and professionalism in the Home Inspection industry; to provide a standards of practice and a code of ethics; to educate its members; and to inform the public of the benefits and scope of a professional home inspection. NAHI now has over 1900 members in 49 U.S. states and Canada. By working together to develop and maintain standards of excellence, NAHI members benefit from professional development and the exchange of ideas through continuing education and seminars. Information and support are available for members regarding their business and inspection practices and service to their clients. NAHI's promotional activities educate the public and promote the importance of a reputable home inspection as an integral part of the residential real estate transaction. A national referral service helps consumers find facts about the industry and NAHI standards, and unites NAHI members with new clients. National Institute of Building Inspectors www.nibi.com The National Institute of Building Inspectors® (NIBI®) has provided educational and training programs for the home inspection industry and related professions since 1987. NIBI evolved from training programs developed for the HouseMaster® franchise system, and is recognized as one of the oldest and most experienced home inspection training institutes. While continuing its affiliation with HouseMaster, NIBI offers training for the entire home inspection profession and has developed an enviable reputation for raising inspection standards and increasing awareness of the need for formal home inspection training. NIBI offers conventional Classroom Courses at its dedicated Training Center and distance learning programs through its Online Campus. Both educational programs have been approved by the major home inspection associations and many states as meeting the requirements for membership, licensing, and/or continuing education. NIBI Certified Inspectors are required to not only complete educational courses and field training work, but must also participate in a yearly re-certification program. Being NIBI Certified is indeed the mark of home inspection professionalism! When home buyers are ready to make that home buying decision, they should insist on a Certified NIBI Inspector for their home inspection, and buy with confidence. Organization of Real Estate Professionals www.orep.org OREP specializes in placing errors and omissions insurance for real estate appraisers, home inspectors, real estate agents/brokers, mortgage field service professionals, mortgage brokers and others. OREP offers the lowest rates on appraiser's insurance with same day coverage & confirmation (most cases). Society of Professional Real Estate Inspectors www.sprei.org The Society of Professional Real Estate Inspectors is a national educational organization dedicated to providing the highest level of educational achievement for home/building inspectors. Anyone who is interested in improving his or her skills as an inspector is welcomed to join the Society of Professional Real Estate Inspectors. SPREI does not require past experience or background in the inspection profession. All that is required in becoming a member is a willingness to apply ones self to self-education. By simply filling out the application form and submitting the low annual fee, you will start yourself on the way to becoming an educated and informed real estate inspector. STATE SPECIFIC Arkansas Association of Real Estate Inspectors www.ark-homeinspectors.com The Arkansas Association of Real Estate Inspectors (AAREI) is an Arkansas-wide association of professional Home Inspectors. It was founded in 1992 to: Provide a forum for home inspectors to exchange experiences and to enhance the technical knowledge of its members. Promote excellence in the Home Inspection industry in Arkansas. Provide a source of information about home inspection services for the home buying public. To maintain awareness of the laws and regulations which affect the home inspection industry in Arkansas. California Real Estate Inspection Association www.creia.org The California Real Estate Inspection Association (CREIA) is a voluntary, nonprofit public-benefit organization of real estate inspectors. Founded in 1976, CREIA provides education, training and support services to its members and the real estate community. CREIA's Code of Ethics and Standards of Practice are recognized by the California Business and Professions Codes and are considered the standard of care by the real estate industry and legal profession in the state. CREIA Inspector Members have successfully passed a comprehensive written examination on the myriad of systems and components in the construction and maintenance of residential dwellings. CREIA's educational mission is to expand the technical knowledge of its members through continuing education. Inspector members must complete a minimum 30 hours of continuing education annually. Educational credits are obtained through monthly chapter educational meetings, chapter toolbox seminars, CAMP, state conferences in the spring and fall, and other CREIA approved sources. CREIA membership activities and programs encourage the sharing of experience and knowledge resulting in betterment of the real estate profession and the consumer public, which it serves. Connecticut Association of Home Inspectors www.ct-inspectors.com CAHI is the largest independent home inspector organization in the state. View our "members" directory above to find the most extensive list of licensed home inspectors in Connecticut. CAHI provides top quality monthly and special continuing educational seminars that meet the minimum requirements as set forth by the CT. Home Inspection Licensing Board. Our seminars provide inspectors with information about techniques and components from the past and present including new innovations and technologies that may be found in homes today. CAHI's mission is to educate the home inspector with valuable and pertinent information, the tools that will make them the best home inspectors in the marketplace. Florida Association of Building Inspectors, Inc. www.fabi.org Florida Association of Building Inspectors, Inc. has promoted professionalism in the industry through qualifying their members to assure the public’s confidence. Applicants to FABI must pass a written examination, have their inspection report reviewed and show proof of a required number of inspections in order to qualify for membership. They must also adhere to FABI’s Standards of Practice, Code of Ethics and earn continuing education credits by attending regular seminars/workshops to maintain their membership and keep their proficiencies current. Through its growing membership, FABI maintains an active Ethics Committee to ensure compliance of the Association’s ethical, moral and industry standards. Georgia Association of Home Inspectors www.gahi.com GAHI has promoted higher standards for professional home inspectors since its inception in 1989. Since the State of Georgia does not license home inspectors, GAHI’s membership requirements, the most stringent in the country, fill this void. The organization requires all members to be certified in the One & Two Family Code (IRC / CABO), carry the appropriate level of insurance and posses a business license. Not only does this better equip the home inspector to conduct new construction inspections, but it also sharpens skills for inspecting existing homes. Kentucky Real Estate Inspection Association, Inc. www.kreia.org The Kentucky Real Estate Inspection Association, Inc. (KREIA) was formed in 1992. Its purpose is to promote excellence within the real estate inspection industry by providing and promoting the following: Promote Customer Service through our Standards of Practice and Code of Ethics. Promote and maintain high standards of conduct for its members. Provide its members with education and training opportunities to enhance their professionalism. Provide and promote the KREIA Certification Program to and for our members. Maryland Association of Home Inspectors www.mdahi.org Our goal is to provide you with useful information about our organization that we hope makes it easier for you to do business with our members. Maryland Association of Home Inspectors has been serving the Real Estate community since 1995. We specialize providing a source of the best qualified and reputable Maryland home inspectors. At this site, you will discover what area each member provide home inspection services, and to contact them. Minnesota Society of Housing Inspectors http://mshi.org Since 1979, the Minnesota Society of Housing Inspectors has set a high Standard of Excellence within the inspection industry. Membership in this not-for-profit society of private, licensed, fee-paid home inspectors encourages continuing education and improvement of performance. MSHI is the only Minnesota organization that offers its members continuing education on a monthly basis. Nevada Association of Certified Real Estate Inspectors www.nacrei.org The Nevada Association of Certified Real Estate Inspectors is an organization formed for and by the Certified Real Estate Inspectors of Nevada. Representing the Certified Inspectors of Structures in Nevada and boasting membership of over 50% of the active inspectors in Northern Nevada, NACREI has been recognized to be a viable source of information and training for inspectors as well as a voice to the Division of Real Estate in Nevada. Working with the various entities involved in the legislative process and other areas we have been successful in maintaining our mission statement of Promoting the Professionalism, Integrity, and Qualifications of Professional Home Inspectors in the State of Nevada, as well as becoming, as State of Nevada Certified Inspectors, an important party in the transaction of Real Estate. With membership being open to all State of Nevada Certified Inspectors of Structures, NACREI invites you to join the ranks of our organization and share the success of our labors, as have the others in our membership. Associate memberships are available as well. Southern Nevada Association of Professional Property Inspectors www.snappi.org SNAPPI is a non-profit organization dedicated to providing educational opportunities for its inspector/members and working to inform and educate the public about the benefits of home inspections. We also work with our state officials to reform state law and administrative codes to reflect changing market conditions, industry trends and the needs of our clients, the home buyer. New York State Association Of Home Inspectors www.nysahi.com The New York State Association Of Home Inspectors (NYSAHI) provides this site as a tool to help New York State Home Inspectors stay current with the changing face of home inspector regulation in our state. Our industry is changing. It is evolving from a unregulated service industry to a licensed profession. As recently as ten to fifteen years ago the concept of a home inspection being part of the home buying process was a new one in many parts of the country. Now, about half the states in the union have some form of home inspector regulation. The New York State legislature passed the "Home Inspector Professional Licensing Act" in the 2004 legislative session and Governor Pataki signed it into law on August 12, 2004. This law is set to take effect December 31, 2005. Home inspectors are encouraged to use the links on this page to educate themselves about home inspector licensing in our state to help in preparing for, and prospering in, this new regulated environment. North Carolina Licensed Home Inspector Association www.nclhia.com As of October, 1996, all home inspections in North Carolina must be performed by a North Carolina-licensed home inspector. Licensure is accomplished by meeting stringent requirements set by the State of North Carolina and passing a comprehensive examination. Continuing education is required each year in order to keep this license in force. Being licensed by the North Carolina Home Inspector Licensure Board, and adherence to the North Carolina Standards of Practice and Code of Ethics are the only legal requirements for performing a home inspection in North Carolina. The North Carolina Licensed Home Inspector Association (NCLHIA) was formed in 1997 to provide a professional organization for all home inspectors licensed in North Carolina. Pennsylvania Home Inspectors Coalition http://phic.info The Pennsylvania Home Inspectors Coalition (PHIC) represents the two nationally recognized inspection organizations that have offered verifiable proof of compliance with ACT 114, so that the Coalition can act as the eyes and ears of the Home Inspection profession within this State. Because of the new Home Inspection Law, which went into effect 12/20/01, ASHI® and NAHI™ Chapter Presidents and Vice Presidents came together to form a coalition to reflect each Chapter membership’s point of view. In turn, this can be communicated to the Coalition so that the Coalition will act as the one voice for the home inspection profession in Pennsylvania Texas Association of Real Estate Inspectors www.tarei.com The Texas Association of Real Estate Inspectors (TAREI) is a statewide professional organization formed in 1977 with a current membership of over 750 inspectors and related professionals. TAREI promotes a professional code of ethics for its members, reviews and upgrades minimum standards, provides recommendations to the Texas Real Estate Commission, and conducts statewide continuing education programs for all inspectors. Wisconsin Association of Home Inspectors www.wahigroup.com In 1994, home inspectors throughout Wisconsin began meeting monthly to improve skills and to discuss with other inspectors what they had learned during the conduct of home inspections. In early 1995, we established our name as the Wisconsin Association of Home Inspectors, Incorporated (WAHI). Our goal is to improve the competency of home inspectors through training and professional interaction. Our monthly education programs focus on home inspections as well as industry concerns. Currently, we have over 350 members and many of them are members of the American Society of Home Inspectors (ASHI) and the National Association of Home Inspectors (NAHI). Our members include engineers, builders, electricians, building tradesmen, journeymen, basement specialists, etc. Each of them is involved with the home inspection industry in one way or another. Back to Main Menu State License for Home Inspectors (N/A = state does not current require licensure) Alabama Building Commission www.bc.state.al.us/HI%20Menu.htm Alaska Department of Commerce www.dced.state.ak.us/occ/home.htm Arizona State Board of Technical Registration www.btr.state.az.us/AZ%20Ashi%20Standards.htm Arkansas Home Inspector Registration Board www.sosweb.state.ar.us/ar_rules/rule_final/198.00.03-003F.pdf California N/A - www.commerce.ca.gov/state/ttca/ttca_business_display.jsp?path=Permits+&+Licenses&childPath=License+Handbook Colorado N/A - www.colorado.gov/colorado/permits.html Connecticut Dept of Consumer Protection www.dcp.state.ct.us/licensing/professions.htm Delaware N/A - http://dpr.delaware.gov/default.shtml Florida N/A - www.stateofflorida.com/Portal/DesktopDefault.aspx?tabid=25 Georgia N/A - www.sos.state.ga.us/plb/ Hawaii N/A - www.hawaii.gov/dcca/areas/pvl/ Idaho N/A - www.state.id.us/business/licensing.html Illinois Division of Banks & Real Estate www.obre.state.il.us/realest/homeinspect.htm Indiana Professional Licensing Agency www.in.gov/pla/bandc/home/ Iowa N/A - www.state.ia.us/government/com/prof/home.html Kansas N/A - www.accesskansas.org/operating/operating-resources/index.html Kentucky N/A - http://hbc.ppr.ky.gov/generalinformation.htm Louisiana State Board of Home Inspectors www.lsbhi.info/LSBHIweb.nsf/Home?OpenForm Maine N/A - www.maine.gov/portal/business/professions.html Maryland Division of Occupational & Professional Licensing www.dllr.state.md.us/license/real_est_app/reareq.htm Massachusetts Division of Professional Licensure www.mass.gov/dpl/boards/hi/index.htm Michigan N/A - www.michigan.gov/statelicensesearch/0,1607,7-180-24786_24814-81259--,00.html Minnesota N/A - www.state.mn.us/cgi-bin/portal/mn/jsp/ Mississippi Home Inspector Board www.mrec.state.ms.us/default.asp?siteid=3 Missouri N/A - www.state.mo.us/mo/business.htm Montana N/A - http://discoveringmontana.com/dli/bsd/bc/index.asp Nebraska N/A - www.nebraska.gov/business/html/342/index.phtml Nevada Real Estate Division www.red.state.nv.us/insp_licreq.htm New Hampshire N/A - www.nhes.state.nh.us/elmi/licertreg.htm New Jersey License & Certification Guide www.state.nj.us/commerce/CEG_LCI/html/licguid.html New Mexico N/A - www.rld.state.nm.us/Division%20&%20Proffessions.htm New York State Division of Licensing Services www.dos.state.ny.us/lcns/licensing.html North Carolina Home Inspector Licensure Board www.nchilb.com/OSFM/Engineering/HILB/NCHILB.asp North Dakota N/A - www.ext.nodak.edu/extpubs/agecon/market/ec752-4w.htm Ohio N/A - http://ohio.gov/ Oklahoma Department of Health www.health.state.ok.us/program/ol/info.html#home Oregon Construction Contractors Board http://egov.oregon.gov/CCB/home_inspectors.shtml Pennsylvania Home Inspection Coalition http://phic.info/ Rhode Island Contractors Registration Board www.crb.state.ri.us/docs/hilawsfinal.pdf South Carolina Department of Labor, Licensing & Regulation www.llr.state.sc.us/POL/ResidentialBuilders/ South Dakota Real Estate Commission www.state.sd.us/sdrec/home_inspect/homeinspections.htm Tennessee N/A - www.state.tn.us/commerce/boards/contractors/hinspcontractor.html Texas Real Estate Commission www.trec.state.tx.us/inspector/default.asp Utah N/A - www.dopl.utah.gov/directory.html Vermont N/A - www.vermont.gov/doing_business/profession.html Virginia Department of Business Assistance www.dba.state.va.us/frameset.asp?URL=http%3A%2F%2Fwww%2Edpor%2Evirginia%2Egov Washington N/A - www.dol.wa.gov/main/biglist.htm West Virginia N/A - www.business4wv.com/Public/content/DynamicContent.asp?pagename=licensesearch&Type=Regulatory Wisconsin License, Permit & Registration Service www.wisconsin.gov/state/app/ Wyoming N/A - http://plboards.state.wy.us/ For a more detailed summary, check out these two great resources: American Society of Home Inspectors www.ashi.org/inspectors/state.asp HE-School of Home Inspection www.hometraining.com/certif.htm Home Inspection Institute of America www.inspecthomes.com/regulate.htm Back to Main Menu Continuing Education for Home Inspectors Certified Inspection Training, Inc. www.certifiedinspectiontraining.com/continuing_education.html Classes are held in many areas of the country twice each year. Please check the "Calendar" page for dates and locations. Classes are held on the West Coast in most instances. These classes are approved for Continuing Education credits by many states including the State of Oregon. The Certification Classes are approved for up to 10 education points to sit for the Oregon Certification Tests. Plus you also get 3 "Ride-Along" points. Please check with your state to determine existing requirements. HE - School of Building Inspection www.hometraining.com/continuingEducation.htm Quality Continuing Education Hours MRC's (ASHI), CEU's (NAHI), or State Continuing Education Hours A Better School of Building Inspection offers high-quality material to help you earn your continuing education requirements. With our material you get your hours and get something out of them too!!! By purchasing our 4-Point Residential Inspection Home Study Package, you help reduce the cost of obtaining continuing education hours and get them done when it fits your schedule better. Home Inspection Institute of America, Inc. www.inspecthomes.org/cont_education.htm Continuing education courses on topics of concern and interest to home inspectors are offered at the Institute at various points throughout the year. Schedules will be posted on this site. The courses are submitted to various membership organizations and state licensing boards for appropriate recognition. Attendees receive a Certificate of Attendance at the end of each course, detailing the credit earned. Infinity Schools Continuing Education www.infinityschools.com/HomeInspection.asp Our complete line of training products includes textbook based training modules, resource manuals, and cutting edge CD-ROM And Video Training products, all developed in cooperation with educators, instructional designers, and technical artists, along with extensive research and contributions from home inspectors across North America, specifically to be the premiere education and training program for home inspectors. InspectAmerica Engineering, P.C. www.inspectamerica.com/Home_Inspector_Training/ InspectAmerica Engineering, P.C. offers a home inspector training program for persons interested in entering the home inspection business, as well as for home inspectors who are interested in improving their home inspection service skills and receiving feedback on their home inspection techniques. Home inspector training is also available for persons with a casual or related interest, such as real estate agents, appraisers, mortgage lenders, real estate attorneys, etc., who are interested in learning more about the home inspection business. Our home inspector program can help make you more knowledgeable and proficient in your own business. Our program is also available to home owners who want to know more about the ins and outs of their home. Inspection Support Services www.inspectsupport.com/courses.htm Inspection Support Services offers the following courses along with other home inspection training courses and and a number seminars including Defect Recognition and Report Writing for both residential and light commercial properties. For further information contact us with your training needs - we will be glad to help you! Inspection Training Associates www.home-inspect.com/courses/cehomestudy.asp Need Continuing Education credits, or just need to study up on a specific area in home inspection? Now you can take individual 8 hour home study courses on the inspection topic(s) of your choice! Each correspondence course includes an on-line final exam*, which you are required to pass with a 70% or better grade to receive CE credit. [Also includes other specialty inspection courses on this site.] National Institute of Building Inspectors www.nibi.com The National Institute of Building Inspectors® (NIBI®) has provided educational and training programs for the home inspection industry and related professions since 1987. NIBI evolved from training programs developed for the HouseMaster® franchise system, and is recognized as one of the oldest and most experienced home inspection training institutes. While continuing its affiliation with HouseMaster, NIBI offers training for the entire home inspection profession and has developed an enviable reputation for raising inspection standards and increasing awareness of the need for formal home inspection training. Professional Inspection Training Institute www.homeinspectiontraining.net/docs/conted.asp The Professional Inspection Training Institute offers the following 2 day, 1-day and 1/2 day continuing education courses in the inspection field: EIFS & Stucco Inspections, Electrical Inspections, Foundation & Structural Defects, Mold, Mildew & Moisture Intrusion, Radon Testing & Protocols, Sales & Marketing Seminar, Heat Pump Inspections, Carbon Monoxide & Improper Venting Back to Main Menu Small Business Aids All Business - Champions of Small Business www.allbusiness.com American Home Inspectors Training Institute Start-Up Packages www.ahit.com/products/packages/startup_pkgs.htm Better Business Bureau www.bbb.org Business.gov www.business.gov Business Owners' Idea Cafe www.businessownersideacafe.com Entrepreneur.com Solutions for Growing Businesses www.entrepreneur.com IRS Small Business/Self-Employed www.creditreport.org/get-the-most-out-of-the-irs/ More Business.com www.morebusiness.com National Association of Certified Home Inspectors - Business Success Tips www.nachi.org/success_tips.htm SCORE Counselors to America's Small Business www.score.org Small Business Administration www.sba.gov FRANCHISES AmeriSpec www.amerispecfranchise.com If you're looking to start your own home inspection franchise, you've come to the right place! AmeriSpec offers the best home inspection franchise opportunities available in North America. With over 350 independently owned and operated businesses that conduct over 150,000 inspections annually, AmeriSpec's 17 years of experience provide us with the know-how to offer the best training, support, and tools to get your franchise off the ground fast. A Pro Home Inspection www.a-pro.net/business.html With an annual potential of over 6 million transactions (translated into an estimated $1.8 billion in home inspection fees) the home inspection business is booming. In fact, Money Magazine has rated our industry as one of the "Top Ten Highest Income Home Businesses, and Entrepreneur Magazine calls home inspection "one of the best opportunities…" And now, you can turn that boom into a successful career! Joining the A-Pro® Home Inspection team can literally change your life. You’ll enjoy greater independence, as well as the personal and financial rewards of owning and operating your own home inspection business. National Property Inspections, Inc. www.npiweb.com/subpages/buildYourFuture.html Looking for the blueprints to build a successful home inspection business? Then National Property Inspections is the right opportunity for you. Go ahead--compare us to the competition. In fact, we want you to. Because we're confident that when you measure our franchise business package, including start-up costs, tools, home inspection training, and support, you'll agree that NPI is the right home inspection franchise to help you build your future. Pillar to Post www.pillartopost.com/franchise/index.cfm if you are looking for a business opportunity with an industry leader in a growing field, Pillar To Post® is the answer. You do not have to be an engineer or building contractor to succeed. What you really need is an ability and willingness to work with people. The most successful home inspectors are those who are able to develop strong trust with the real estate professionals who will refer clients to them, as well as with home buyers and sellers. That's why we focus on technical skills and marketing in our initial two-week training program and in our ongoing training and upgrading efforts. World Inspection Network www.winfranchise.com Join World Inspection Network (WIN) as we build a World-Class Brand in the billion-dollar home inspection industry. When you become a home inspector as a WIN franchise owner, the freedom, flexibility and financial rewards of running your own business can be yours. The home inspection industry continues to demonstrate strong growth and has already proven to be an integral part of the real estate transaction process. Over the past decade there has been a steady increase in the overall volume of home sales and the percentage of homes inspected, confirming that the home inspection business is a high demand service in a solid industry. As a WIN home inspector, you will share information with home buyers and sellers by giving them the knowledge and confidence they need to make an informed decision on one of life's biggest investments.

Homes fo the Future

Smart homes and integrate technology.

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What better way to open the new year with a look at the future. In particular the technology and innovation behind homes of the future. There is no doubt that as technology changes so many aspects of our lives it will soon also effect our personal sanctuary. Last year we looked at how computers were changing how we watched television. Other simple pastimes such as reading are also affected by computers and software notebooks that change our libraries. Music collections can now be slimmed down from plastic CD to bits of data on our computer. But what about the home structure itself? How will new technology effect how we use energy, water, communications and the natural environment surrounding the home? What might the homes of the future look like? Below we take a look at some of the more fast approaching changes to residential buildings that we might see take hold in the next few years.

Homes with a Brain - The new smart homes integrate new technology while keeping flexible for future innovations. A central command for everything from lights, security, and temperature control to entertainment features such as TVs, computers, and music are all connected to one central powerhouse that can be accessed from anywhere in the home. Programming options will allow you to set the home to various tasks based on the time of day. Imagine waking as the blinds open to the sun in your room, the kids are all woken for school by the house using lights and/or radio alarms, the coffee is already brewed and the security system turns off the evening protections so you don't set it off as you grab your morning paper. At the end of your day, the house checks that all the lights are off for you, all the doors and windows are locked, the security system is on, and maybe the refrigerator tallies its contents so it can remind you in the morning that you are running low on milk.

  1. Automated Climate Control - Homeowners with newer heating and cooling systems already know the benefit of automated temperature control. Currently the system can check the temperature and adjust to the ideal climate you preprogrammed. In the future, these systems will be even smarter. Look for future heating and cooling systems to respond to more than just temperature. They will also adjust according to sunlight and wind - perhaps your shades will automatically close against a setting sun. Climate control will also become easier by zone or area. You can control heating to the bedrooms at night in the winter while balancing the rest of the house so you are not paying to heat empty rooms.
  2. The Efficient "Big Brother" - Smart homes of the future will help us monitor how we use energy and resources. With a fully integrated home, families can examine how they are using and wasting energy, water, etc. They can then easily determine where they can make changes to make their homes more energy efficient and environmentally friendly.
  3. Smart Appliances - These futuristic appliances can tell when your dishes are clean and will stop washing automatically. Your laundry will also only run until the rinse water is clean which will moderate water use and shorten cleaning time. Or better yet, instead of running the whole timed 60 minutes, the dryer will stop as soon as your clothes are dry.

Solar Energy - Recent oil prices and environmental concerns have created a resurge in the use of solar power. The new solar panels are not the same ones from the 70s. Instead, new solar panels on the market collect more photovolatic energy and are easier to install. Many homes are already including a few solar panels on the roof to offset energy costs. Setting the panels at the right slop towards where the house receives the most sun exposure is key. Even in a sunny state like California, consumers should realistically expect only a 50-75% savings at this time. But this is still substantial! Just imagine, as technology improves, so will our ability to use the sun's energy.

Wind Energy - Harnessing wind energy for a single urban residence is in a much more experimental/infancy stage than solar energy. But in the future, wind energy may help offset your energy costs just as much. Traditionally, wind power has been on a large scale and usually used rurally because the size of the turbines. But there are innovative thinkers already creating compact wind turbines for the urban resident. A recent example is the Clarian Jellyfish that is no more obstructive than a TV antenna on the roof.

Wireless Energy - Various forms of wireless energy are still under experimentation. Some are already proven to work in models - such as the WiTricity created by MIT Professor Marin Soljacic. In the future, using electromagnetic induction, microwaves or even lasers, energy may be transferred without the use of wires. In cases such as electromagnetic induction, the transmitting energy is reportedly safe to humans as energy moves from the power source to the receiver at a resonant frequency that matches each other but not other items in the environment. At this point the idea is that homes will still be connected to the city power grid, but all the devices in the home would be powered without wires. Imagine never having to charge your cell phone again or hanging a television on the wall without any wires. To read a bit more, click here.

Phones - Will your home in the future have a standard phone line? Many customers have been dropping phone line use in favor of wireless options - in fact, last year it was estimated that one in every five homes only uses wireless phones.* In addition, homes are now using more Internet phone and communication options such as video conferencing. Homes in the future may not be built with a standard phone line as more users switch to an IP based or wireless phone plan. Already many businesses are cutting costs by either not upgrading or not installing these phone lines for reconstruction or new construction projects. Starting with the business sector first, it may only be a matter of time when the phone line becomes optional for new homes.

Security - Many of the gadgets from the movies are now a reality for the everyday consumer. It is becoming easier to set up cameras around your home that you can access from any computer on a secured site. Add to this new electronic locks that allow you to lock/unlock your home online - perhaps you forgot to lock the doors this morning but can now do so from work or you want to let your neighbor in to bring in the paper while you're on vacation. And yes, these new locks will let you track which doors are opened, when and, in the future, by whom. You can already get fingerprint readers that will limit access to computers and/or your home. Some of the new model homes also include iris scans that make keys almost unnecessary.

Space - In the cities our available living space can be limited and will be even more so in the future. For urban living, therefore, it makes sense that our living spaces take on multiple functions. Tucking away what is not in use and creating efficient use of space is a common element many urban homes are adopting. For example, compact, built-in furniture features can help turn a living room into a bedroom or dining room. Perhaps suburban and even some rural homes will adopt some of these innovations as they give evidence of their cost effectiveness. Homebuyers may use urban designs to lower energy bills and the cost of building or remodeling a home. However, large homes will not disappear overnight and design will not change in most of the country until these slim urban concept designs prove their efficiency without sacrificing comfort.

Plants - Plants can help make a room more appealing and complete. In the future, plants may also be used to facilitate cleaner air in the home or to help clean waste water. Plants already can act like a carbon filter and help in taking gases such as carbon monoxide and formaldehyde out of the air.* Maybe start this today and get a spider plant which is reported to work on both of these gasses. Currently plants may also be used around the home to help slow chemicals from storm runoff, safely adsorbing chemicals and creating clean waste. In the future, as more ways to treat water through phytoremediation are developed, this technology may become more accessible and plants may take a greater role in helping remove toxins from the water coming in and out of our homes.

Sprinklers - Okay, so not as impressive as say wireless energy, but the new sprinkler systems are still pretty neat - and cost effective. New systems allow for thinking sprinkler systems that will water the lawn only as needed. Set to read the amount of rain already received - you won't see automated sprinklers on during a rainstorm again!

Mold and mildew in older HVAC systems

Air conditioning systems should keep us comfortable and mildew free.

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In South Carolina where the summers are hot and humid, We rely on our air conditioning systems to keep us comfortable and keep the inside of our houses dry and mildew free. A great many homes in this area have what is commonly known as a Gas Pack system with an air conditioning condenser unit on the outside of the house, and a gas furnace and air conditioning evaporator coil in the crawl space under the house. The evaporator coil becomes very cold, and air that passes over it is cooled and looses its moisture in the form of condensation. This process cools and dries the air in your home so that you feel comfortable. In a very humid climate, the amount of condensation can be considerable. This moisture typically drains into a pan under the coil and is then either pumped or drained by gravity out of the crawl space and away from the structure. If the drain line becomes clogged, or the pump fails, or a pipe fitting comes loose, water backs up in the tray and/or drains onto the crawl space floor. Standing water in a dark, hot and humid crawl space is an invitation for mold and mildew to form. Many older HVAC systems are not airtight and allow crawl space air to enter the system, and where the condensation drainage is interrupted, mold and mildew can be pulled into your HVAC system. If, during an inspection, I find a broken, leaking or obstructed drain line, I report it to the home owner with a recommendation to have it repaired. It’s not a bad idea to have an annual heating and air conditioning check up, and to ask the technician to pay careful attention to the drain pan and pipes, and to make sure that the ductwork is in good condition with no splits, holes or gaps. If you suspect mold, contact a certified mold inspector.

Open electrical splices

In the course of inspecting a home, I often find open electrical splices in the crawl space and attic, and I cite them in my report.

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In the course of inspecting a home, I often find open electrical splices in the crawl space and attic, and I cite them in my report. A splice, in layman’s terms, is a connection between two or more wires. These splices are normally made with a small plastic device resembling a thimble that is called a wire nut. The wire nut is twisted onto the wires, and holds them tightly together for a good connection. In accordance with accepted electrical practice, all splices must be inside an approved electrical box with a cover, and this box must be attached to the framing of the house and accessible. These boxes are either metal or plastic. The reason why splices must be inside a covered box is very simple. When electric wires become loose or overloaded, they can get very hot, and, in some cases, throw off sparks. If the wires are out in the open, they can drop sparks onto combustible materials or otherwise cause them to ignite. The electrical box is designed to contain the heat and sparks long enough for a fuse to blow or a breaker to trip. Crawl spaces are not very nice places to work, and the person doing the wiring is probably in a hurry to get out of there, and not interested in going back to place a cover on each box. Open splices are an invitation to disaster, and should be corrected as soon as discovered. If you suspect that your home has open splices in the crawl space or attic, have a qualified electrician correct the problem as soon as possible.

Flood!

How to prepare for, respond to and recover from a flood.

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Experience is sometimes an unforgiving instructor. At Homecheck we learned devastation caused by flood waters first hand when Cedar Rapids, IA was hit by a massive flood this past June (6/13/2008). Homecheck is parented by the company enlighten technologies™ which includes many other businesses in our family such as Lawchek®, LawyersListings, and HouseList, to name a few. Our headquarters on 1st Avenue in downtown Cedar Rapids was inundated with water after the Cedar River crested at 31.1 feet (19.1 feet over flood stage) to overtake 1,300 blocks of the city.* The first floor was completely lost and the second as well when water reached 4 feet on the upper level. A slow road to recovery, we have learned first hand the destructive power of flood waters. Reflecting on this experience and the items we have learned, we determined to write an article this month about what to do if a flood hits your home or business. We hope many of our readers never have to use the practical advice in this article.

*Specifics taken from articles: http://www.usatoday.com/weather/floods/2008-06-15-cedar-rapids-cleanup_N.htm; http://www.nytimes.com/2008/06/13/us/13flood.html?fta=y; http://en.wikipedia.org/wiki/2005_levee_failures_in_Greater_New_Orleans **Weather data: http://ia.water.usgs.gov/flood/flood.html

Before the Flood
It is not always possible to know when a flood will happen. It may be caused by an inundation of rain fall. Cities in Iowa were affected in this way when the Cedar and Iowa Rivers swelled with over 10 inches of rain in only one week.** This can then be compounded when man-made structures give way. This was seen in New Orleans when 50 levees broke during Hurricane Katrina.* So what can you do to protect your business or home before a flood happens?

• Find out about the land your structure is on. Does it sit on a flood plain? What is the threat level? Geologists or your county planning department will list these areas by the probability of a flood. For instance, Cedar Rapids has areas designated as 100 or 500 year flood plains. The flood in June was a 500 year flood. FEMA Offers flood maps detailing current flood risk. Simply type in your address and you can look at it online. You also have the option to buy a map, but as long as you are looking online, the service is free. http://msc.fema.gov/webapp/wcs/stores/servlet/FemaWelcomeView?storeId=10001&catalogId=10001&langId=-1

• Now that you know where your home or business stands, what kind of insurance is available? Talk to your insurance agent first. If you want to now more about insurance options, especially in higher risk areas, also check out the National Flood Insurance Program at www.floodsmart.gov/floodsmart/.

• Whether a household or a business, you should have an evacuation plan in place. Let family members and employees know what evacuation route to take if water is rising swiftly and an evacuation is ordered. For households you should include a place for everyone to meet whether it is a local shelter or a relative’s/friend’s house. Also, families should have an out of state contact that everyone may call to locate each other in case they are separated.

• Create an emergency kit to be ready at any time. Depending on the needs (home or business) some items to consider are:

  • Clean water (enough for at least 3 days for every person and animal – generally 5 gallons per person)
  • Nonperishable food for 3 days (don’t forget a can opener!)
  • Suitcase with an extra pair of clothes and extra blankets or sleeping bags
  • Baby Kit - Baby food, diapers and other supplies
  • Pet food, leashes, vaccination info for your pet – you may have to leave your pet at a local pet shelter if you are evacuated as emergency shelters do not allow pets 
  • First Aid Kit – try to include some extra prescription medications (not expired!) or details about any prescriptions so you can refill them if lost in the flood
  • Personal Hygiene Kit – sanitary wipes or gel, soap, toothpaste, feminine supplies, deodorant, etc.
  • Flashlights, radio or small TV, and batteries – you may also consider crank flashlights and radios
  • Some items to have on hand particular to a flood threat: insect repellent, rubber boots and gloves, and thick shoes

• Back up your documents! If you are evacuated due to a flood there are certain documents you will need for claims and getting back on your feet. Keep a copy of these documents with your emergency kit, at a safe location other than your home or both. At the very least these documents should include: insurance information, social security number, and medical records including any active prescriptions. It would also be a good idea to make a list of emergency contact information including family and friends as well as local and state numbers you may need.

• Prepare your business or home to resist flood damage. Suggestions include: install sump pumps with a back-up source of power, install backflow valves or plugs to prevent sewage entering the home, and make sure any fuel or propane tanks are securely and properly installed.

During the Flood

• Once a flood watch or warning is given call local authorities and let them know of anyone who may have special needs and cannot leave the flood area easily. It is extremely helpful for authorities to know who needs help evacuating if an evacuation becomes necessary. Ideally, have a friend or family member who will try to get this person out first if it is still safe to do so. This way there is less chance of separation.

• Get your emergency kit and keep it at hand in case of an evacuation. If you have some prep time before, fill up the gas tank to make sure you can go at a moments notice. If an evacuation is ordered there may be heavy traffic and you may need to go some distance to a shelter.

• Secure any items outside that might become hazards in water such as garbage cans, lawn furniture, grills, etc.

• If an evacuation is imminent: turn off the power and gas. If an evacuation is ordered, evacuate immediately. Use the route the authorities have given and make certain not to drive through flooded roads.

• If you are not ordered to evacuate, stay home and listen to any future announcements. Unless helping a family member or friend for a specific purpose, stay off the roads and out of the way of emergency crews. Going to watch is not helpful and can be potentially very dangerous.

After the Flood

• First you will want to contact your insurance company. Even if you are not covered for a flood, you will need to contact your agent. This is why it is important to keep documentation with your emergency kit. You need to know your company, agent (if applicable) and your policy number. In the case of evacuation, make certain to specify the address and phone of where you can be reached now. This may also be a friend or relative who can act as a point of contact if you are not immediately near a dedicated phone. They will set up an appointment to meet with you and discuss your losses.If they do not get back in a few days be persistent and call again, just keep in mind they may be overwhelmed with claims.

• Work with authorities about your return. Although this part can be extremely frustrating, in the case of major floods they will want to assess the safety of your return before you may enter any neighborhood or structure. Choose representatives, as in the case of Cedar Rapids the first look at the property was restricted to 1-3 people depending on location. The authorities may have also set up a grade system for the status of your structure. In Cedar Rapids there were green, yellow and red signs letting owners know whether a structure was safe to enter, enter only with caution or too dangerous and deemed a total loss.

• Once it has been deemed safe by the authorities for you to return, start the process of sorting your property. Do not throw out all items as you will need your insurance agent to see these. However, if the items are considered too toxic to keep around, get pictures and samples of the items before disposing of them. Make sure to take all precautions necessary before entering a flood damaged building! Click here for more details.

• Take many pictures of the inside and outside of your structure before cleanup. Photograph any standing water, items that have to be disposed of immediately and general survey pictures of each room. Also, take pictures of the items that will have to torn out such as the walls, floors, etc.

• Make a list of all damaged and lost items. This will help when you work with your insurance agent to process your claim. With your agent you will make a Proof of Loss. This statement is your testimony to the damages suffered. It should be filed within 60 days unless circumstances have allotted more time. Once this is filed with your insurance company your claim will be processed, however, it may take some time if the area was hit especially hard.

After the Flood: Home and Family Recovery – Working with FEMA

• FEMA stands for the Federal Emergency Management Agency. As they state on their website they define their type of disaster assistance as “money or direct assistance to individuals, families and businesses in an area whose property has been damaged or destroyed and whose losses are not covered by insurance. It is meant to help you with critical expenses that cannot be covered in other ways. This assistance is not intended to restore your damaged property to its condition before the disaster.” In essence they are there to help those who could not or did not get flood insurance.

• Items FEMA will cover are: temporary housing in the instance of evacuation or unlivable conditions, repair for what the insurance company will not cover (this is just until the home is safe, not necessarily with the same materials as before), and permanent housing construction. This last is only available to those who cannot get flood insurance at all due to location.

• FEMA can help with recovery costs that are not directly related to the home. These additional expenses can only be claimed if you live in a disaster area as designated by the President, you have already filed with your insurance company and find you are not covered, and you have serious needs directly related to the disaster. Some of these costs listed on the FEMA website include:

  • Disaster-related medical and dental costs.
  • Disaster-related funeral and burial cost.
  • Clothing; household items (room furnishings, appliances); tools (specialized or protective clothing and equipment) required for your job; necessary educational materials (computers, school books, supplies).
  • Fuels for primary heat source (heating oil, gas).
  • Clean-up items (wet/dry vacuum, dehumidifier).
  • Disaster damaged vehicle.
  • Moving and storage expenses related to the disaster (moving and storing property to avoid additional disaster damage while disaster-related repairs are being made to the home).
  • Other necessary expenses or serious needs as determined by FEMA.
  • Other expenses that are authorized by law. http://www.fema.gov/assistance/process/assistance.shtm

• You can reach FEMA by calling 1-800-621-FEMA (3362) or TTY 1-800-462-7585

• When making any claim, you should have the following at hand: your social security number, current and damaged address, current phone contact, insurance information, household annual income, routing number to your bank to receive funds, and a detailed description of the losses.

• You may be referred by FEMA to SBA which offers low-interest disaster loans. “Homeowners may borrow up to $200,000 for disaster related home repairs. Homeowners and renters may borrow up to $40,000 to replace disaster-damaged personal property including vehicles.” However, you can not receive duplicated aid already received from FEMA.

• To find currently approved disaster areas you can go online: http://www.fema.gov/news/disasters.fema

After the Flood: Business Recovery – Working with SBA

• SBA stands for the Small Business Administration which has a specific branch for disasters the Office of Disaster Assistance (ODA) that offers federal low-interest, long term loans for “homeowners, renters and non-farm businesses.” An Economic Injury Disaster Loan (EIDL) is available to small businesses specifically geared towards helping with day to day expenses so a business may continue to operate.

• SBA can release disaster loans if one or more of the following conditions are met: Presidential Disaster Declaration, • • Agency Physical Disaster Declaration (based on a minimum amount lost), Governor Certification Declaration, Secretary of Agriculture Declaration, Secretary of Commerce Declaration, or Military Reservist Economic Injury Disaster Loan (for businesses that lose key personnel who are called to active duty).

• For Physical Disaster Loans which help replace an uninsured or under-insured property, an inspection team from SBA’s ODA will review the site and claims.

• Applicants do have to show some reasonable ability to pay back the loans. However, since they are low-interest and can be as long as 30 years, they are easier to qualify for than standard loans.

• Especially with real estate, the SBA’s ODA will continue contact with the borrower to make certain construction is on schedule and funds are being used appropriately.

• You can reach SBA by calling 1-800-659-2955 8am-9pm EDT. Or email them at disastercustomerservice@sba.gov.

More Information

FEMA and the American Red Cross have made a pamphlet entitled Repairing Your Flooded Home which is available as a PDF. A great resource, page 55 has a very useful emergency contact list as well.

  • Click here for Repairing Your Flooded Home by FEMA and the American Red Cross (PDF)

Additional pointers from Homecheck:

  • Cleaning Up after a Flood (HTML)
  • Battling Mold after a Flood (HTML)

Some Ways to Help Our Neighbors

Downtown Cedar Rapids, Iowa on Sunday, June 15, 2008 after the waters have started to recede.

Aidmatrix Network - Iowa
The Safeguard Iowa Partnership and the Iowa Disaster Human Resource Council have partnered to provide the Aidmatrix Network, an easy way to make monetary and product donations to the nonprofit organizations that are assisting in the response and recovery efforts following recent disaster events in Iowa.

Cedar Rapids Czech & Slovak Museum
www.ncsml.org
The National Czech & Slovak Museum & Library staff and board continue to work through the challenges of flood recovery. Our five museum buildings are cleaned out and secure. Visitors from across the country have been calling to plan summer visits. Some have already made their way here and are shocked and dismayed to find a sight they never expected - boarded up buildings, sandbars in the garden, and piles of debris. We are assuring them we will survive and be back in business, but it will take time. To us it's surprising there's still a world out there that doesn't know about the flood!

Cedar Rapids Public Library
Our public library lost all of the first floor which included books and magazines for adults.The children's book section was mostly recovered. They are currently looking for temporary space: "07 July 2008 - Librarians are compiling a list of books and other materials that the CRPL’s book distributor will hold until the library has a place to put them. The books will arrive pre-processed, which means that staff will be able to shelve them immediately, saving an enormous amount of time. Once the list is compiled, individuals will have an opportunity to select a book from the list to donate. “Many of our patrons and supporters have been asking what they can do. This will be a way to help rebuild our library,” says Glise. “By fall, we hope to have a wish list available.”

Corridor Recovery
Corridor Recovery is a not-for-profit partnership between government, civic, business and faith-based organizations, created to respond to the Flood of 2008. As the flood waters peaked, Corridor Recovery quickly became the primary resource for materials and information for Linn County and Cedar Rapids. We provide resources for local governments and agencies to distribute flood-recovery information to the public in a critical time of need, and to coordinate volunteer efforts in the clean-up and recovery process.

Greater Cedar Rapids Community Foundation
www.gcrcf.org
The Greater Cedar Rapids Community Foundation opened the Flood 2008 Fund on June 15. The Flood 2008 Fund is for flood relief and recovery donations. One-hundred percent of financial donations to the fund will support response, recovery and rebuilding efforts throughout the Cedar Rapids-metro and surrounding communities. The first priority will be to work with local nonprofit organizations to support individuals and families affected by the floods. The GCRCF is committed to helping individuals, families and the nonprofit community recover and rebuild from the catastrophic flood.

Embrace Iowa 2008 Disaster Fund
Embrace Iowa is a program of statewide outreach by the Des Moines Register. Since it already has an established logo, identity, and donation tracking mechanism, the Iowa Disaster Collaborative is using the Embrace Iowa website as one way for donors to make a donation and learn more about the 2008 Iowa Disaster Fund.

Iowa Commission on Volunteer Service
If you are interested in helping in a particular area of the state, please use this section of our Web site to get in touch with local officials, who are collecting a list of where and when volunteers are most needed.

University of Iowa Foundation
For those wishing to support the University as it struggles to recover from flood-related damage not covered by insurance or other resources, we encourage contributions to the UI Flood Relief Fund.

Sources for this article which include even more detailed information:

Center for Disease Control
CDC.gov (www.cdc.gov) is your online source for credible health information and is the official Web site of the Centers for Disease Control and Prevention (CDC). CDC is committed to achieving true improvements in people’s health. CDC applies research and findings to improve people’s daily lives and responds to health emergencies—something that distinguishes CDC from its peer agencies. Working with states and other partners, CDC provides a system of health surveillance to monitor and prevent disease outbreaks (including bioterrorism), implement disease prevention strategies, and maintain national health statistics. CDC also guards against international disease transmission, with personnel stationed in more than 25 foreign countries

FEMA – Federal Emergency Management Agency
http://www.fema.gov/
FEMA has more than 2,600 full time employees. They work at FEMA headquarters in Washington D.C., at regional and area offices across the country, the Mount Weather Emergency Operations Center, and the National Emergency Training Center in Emmitsburg, Maryland. FEMA also has nearly 4,000 standby disaster assistance employees who are available for deployment after disasters. Often FEMA works in partnership with other organizations that are part of the nation's emergency management system. These partners include state and local emergency management agencies, 27 federal agencies and the American Red Cross.

National Flood Insurance Program
http://www.floodsmart.gov/
Congress established the National Flood Insurance Program (NFIP) to address both the need for flood insurance and the need to lessen the devastating consequences of flooding. The goals of the program are twofold: to protect communities from potential flood damage through floodplain management, and to provide people with flood insurance.

SBA – Small Business Administration 
http://www.sba.gov/
The U.S. Small Business Administration (SBA) was created in 1953 as an independent agency of the federal government to aid, counsel, assist and protect the interests of small business concerns, to preserve free competitive enterprise and to maintain and strengthen the overall economy of our nation. We recognize that small business is critical to our economic recovery and strength, to building America's future, and to helping the United States compete in today's global marketplace.